United Claims Specialists

Navigating Insurance Claims for Frozen Pipe Bursts: Insights and Best Practices As winter's grip tightens, the risk of frozen pipes bursting increases, leading to potential water damage in homes and businesses. Understanding the intricacies of insurance claims for such incidents can save you significant hassle and financial strain. Why Claims Get Denied and How to Avoid It Insurance policies typically cover damages from frozen pipes, provided the right conditions are met. However, using incorrect terminology like "flood" instead of "water damage" can lead to claims being denied, as flood-related losses require specific flood insurance. Ensuring compliance with all policy requirements, such as maintaining adequate heat in your premises, is also crucial to avoid claim denials. Key Immediate Actions After a Burst Pipe Incident 1. Shut Off Water: Minimize damage by quickly shutting off the water supply. 2. Document Damage: Thoroughly document the extent of the damage with photos and videos, which are essential for substantiating your claim. 3. Prompt Notification: Report the incident to your insurance promptly to avoid any issues with claim processing. Leveraging Expertise: The Role of Public Adjusters Public adjusters can be invaluable in navigating the complex process of insurance claims. They assess the damage, help interpret the policy, and negotiate with insurers to ensure you receive the compensation you deserve. For an in-depth look at how to handle insurance claims for frozen pipes, read our blog post. It provides a detailed guide on preparing for and responding to such events, ensuring you are fully informed and ready to act. https://hubs.ly/Q030-C4C0

Guess the settlement needed to restore this house after water turned it into a teardown disaster. A busted hot water line led to severe water damage and rampant mold, necessitating the complete gutting of the home. Everything from windows to interior finishes and drywall required replacement. UCS meticulously documented every item needing replacement, and within just six months, transformed the initial offer of $106,594 into a staggering $745,942 settlement—a monumental 599.80% increase, ensuring the homeowner received full compensation. This Fort Lee, NJ home is a testament to why you need a skilled public adjuster on your side. . . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #InsuranceSettlement #PropertyInsuranceClaims #Settlement #PropertyDamage #FreeInspection #WaterDamage #MoldDamage

Is Your Home Protected from Slab Leaks? Did you know slab leaks are a common issue that can cause serious damage to your home’s foundation? Our latest blog dives into what slab leaks are, how to spot them, and importantly, if your homeowners insurance covers the repair costs. We also break down the average costs for repairing slab leaks, helping you prepare financially. Check out our blog to learn more about protecting your home and what steps to take if you suspect a slab leak. Don’t wait until it’s too late! Read and learn: https://hubs.la/Q02_hk2Q0 . . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #InsuranceSettlement #PropertyInsuranceClaims #Settlement #PropertyDamage #FreeInspection #WaterDamage

How much did Deborah receive for her insurance claim? Deborah faced a plumbing failure in the master bathroom, causing widespread flooding throughout her home. This disaster damaged the flooring, interior finishes, drywalls, and baseboards, all of which needed replacement. Her furniture was also ruined. During the initial inspection, the insurance carrier failed to acknowledge many of the damaged items, leading to further destruction in her home. How much did the insurance carrier initially offer for all this damage? Just $34,530. At UCS, we stepped in to represent Deborah. Through meticulous negotiation, we secured $53,196.47 for her. This allowed Deborah to not only repair her home but also to purchase new furniture and fully rehabilitate her living space. This case highlights the invaluable work of a public adjuster. Before you file your next insurance claim, ensure you're fully supported. Contact UCS for a free consultation and let us help you recover the funds you truly deserve. . . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #InsuranceSettlement #PropertyInsuranceClaims #Settlement #PropertyDamage #FreeInspection #WaterDamage

Found Mold? Here’s What to Do Next Mold can be a serious health risk and cause substantial damage to your home. If you discover mold due to water damage or similar issues, it's important to know how to properly file an insurance claim. Our blog outlines key steps for managing a mold damage claim, including preserving damaged items and knowing when to call professional cleaners. Visit our blog through to get detailed instructions on effectively handling your mold claim. https://hubs.la/Q02-dJy80 . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #PropertyDamage #FreeInspection #MoldDamage

After a storm, you rely on your insurance to fully cover your property damage. But too often, insurance companies deny claims or minimize payments. In stressful times like these, the last thing you need is to fight for fair compensation. That’s where a public adjuster can make a difference, securing the maximum payout for your claim. At UCS, we fight to protect your rights and ensure you get the full compensation you deserve. On average, people who work with a public adjuster receive 700% more in payouts for their property damage claims. Insurance companies have expert adjusters on their side, and so should you. We make sure every dollar needed for repairs is covered, taking the stress off your shoulders. Whether it’s a residential or commercial claim, we start with a free inspection—and remember, we don’t get paid unless you do. Click the link below to schedule your free consultation today. . . . #UCSPA #PublicAdjusters #InsuranceClaim #PropertyDamage

Protect Your Home: Recognize the Early Signs of Water Damage Water damage within home walls is a widespread issue, often caused by hidden factors like sewage backups, burst pipes, or unnoticed leaks. Identifying signs of such damage early is crucial to prevent extensive harm to your structure and health risks from mold. Our latest blog post guides homeowners through detecting and addressing water damage. Learn how to protect your home and health by identifying and fixing water damage before it worsens. For those facing significant damage, remember that UCS offers free consultations to review your insurance policy, ensuring you get expert advice on managing your claim effectively. Click to read: https://hubs.la/Q02Y-fVz0 #UCSPA #PublicAdjusters #InsuranceClaim #PropertyDamage #FreeInspection #WaterDamage

What Does Your Homeowners Insurance Cover for Tornado-Related Damages? Homeowners insurance typically extends to a variety of tornado-related damages, including wind damage, water damage from wind-driven rain, and any resultant mold issues caused by the storm. If a tornado makes your home uninhabitable, it also covers additional living expenses, such as hotel stays and meals. However, be aware that water damage from flood or rising waters during a tornado is not covered. To fully understand the specifics and limits of your policy, it's crucial to consult with your insurance agent. United Claims Specialists offers a free review of your insurance policy to provide expert advice. Schedule a free consultation today to ensure you’re fully prepared before disaster strikes. . . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #PropertyInsurance #PropertyDamage #TornadoDamage

Staten Island Fire Recovery Success In Staten Island, NY, a devastating fire extensively damaged a family home, affecting the roof, exterior elevations, and interior finishings. The fire and resulting smoke destroyed the contents of the home as well. Initially, the insurance company offered a settlement of $390,125. Recognizing this was insufficient, UCS meticulously documented all losses and reported every destroyed item to ensure the family would receive full compensation. Through relentless effort, UCS negotiated a significantly higher settlement. The final agreement of $553,467, which marked a 41.87% increase over the initial proposal, allowed the family to fully restore their home and replace their possessions. At UCS, we are committed to ensuring a comprehensive and fair recovery for every client affected by devastating events. Contact us for a free consultation to start rebuilding with confidence. . . . #UCSPA #PublicAdjuster #InsuranceClaim #PropertyDamage #FireDamage

Why You Need a Public Adjuster for Your Insurance Claims Navigating the complexities of property insurance claims without expert guidance could lead to inadequate settlements. Our latest blog details why enlisting a public adjuster is essential for securing the compensation you rightfully deserve. Public adjusters are experts who advocate fiercely on your behalf, ensuring your insurance company pays out fully. They understand the intricate language of insurance policies, helping you avoid denials over technicalities that you might not even be aware of. Moreover, public adjusters and attorneys are the only professionals licensed by the state to represent policyholders in these critical situations. While attorneys are crucial after insurance misconduct has been established, public adjusters provide invaluable support from the start. They guide you through the entire claims process, leveling the playing field against insurance companies and preventing costly mistakes. Read our blog to learn how public adjusters can maximize your insurance settlement and provide the expert representation you need. Link: https://hubs.la/Q02Xr1w30 . . . #UCSPA #PublicAdjuster #PublicAdjusters #InsuranceClaim #InsuranceSettlement #PropertyInsuranceClaims #Settlement #PropertyDamage