United Mortgage of Florida

Are you waiting for rates to drop below 6%? You may want to rethink that strategy because other people are going to do the same thing. If rates dip more, it’s likely that buyer competition will go up, driving prices higher. Right now, we’re in a sweet spot with lower rates and more homes to choose from. Want to learn more about why buying now might be the better move? DM me. #mortgagerates #buynow

This Is the Sweet Spot Homebuyers Have Been Waiting For After months of sitting on the sidelines, many homebuyers who were priced out by high mortgage rates and affordability challenges finally have an opportunity to make their move. With rates trending down, today’s market is a sweet spot for buyers—and it’s one that may not last long. The truth is, if mortgage rates continue to ease, as experts project, more buyers will jump back into the market. A survey from Bankrate shows over half of homeowners would be motivated to buy this year if rates drop below 6%. With rates already in the low 6% range, we’re not terribly far... #firsttimehomebuyer #opportunity

According to a recent study from Zillow, Mortgage payments are lower than rent in 22 of the 50 largest U.S. metros. That’s a game changer if you’re thinking about owning a home. Let’s grab a calculator and do the math together to see if buying might be right for you in our local market. #rentvsbuy #homeownership

Trust me – you don’t want just any agent when you buy or sell a home. You want someone who specializes in your local market. Because what you’re hearing on the news may not apply where you live. And you need someone who can give you that expert perspective on your neighborhood too. Want a rundown of what’s happening in our area? DM me. #realestateagent #realestateadvice

Buy Now, or Wait? Buy Now, or Wait? You may be tempted to wait until mortgage rates come down even more. But here’s what you need to know. If you wait, you'll have to compete with all those other people when you go to buy your next home. You have a chance to get ahead of the other buyers right now. Let’s connect and make it happen. #homebuying #expertanswers

Buy Now, or Wait? If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity. Should you buy now or wait? Let’s talk through it together, so you can make your best decision. #opportunity #housingmarket

Falling Mortgage Rates Are Bringing Buyers Back If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the Federal Funds Rate for the first time since they began raising that rate in March 2022. And while they don’t control mortgage rates, this sets the stage for mortgage rates to fall even further than they already have – especially since more cuts... #expertanswers #stayinformed

Are you saving for your down payment? Here’s something you’re going to want to know. Most first-time homebuyers qualify for programs that can help with that upfront expense. But few actually take advantage of it. To see if you qualify, make sure you connect with a trusted lender. It could help you achieve your homeownership dream sooner than you thought possible. #downpaymentassistance #homebuyingtips

The Down Payment Assistance You Didn’t Know About Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast. Amplify Your Down Payment Potential For first-time buyers, the name of the game with down payments is making sure you’re taking advantage of all the resources out there designed to help you. For example, there are loan options that require as little as 3% down, or even 0% for certain qualified borrowers, like Veterans. And let’s not forget down payment assistance, like... #firsttimehomebuyer #opportunity

Is Your House Priced Too High? Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different. But did you know one of the biggest things that could jeopardize your success is the asking price for your home? 1.You’re Not Getting Many Showings or Offers One of the most obvious signs your house may be overpriced is a lack of showings. If it's been on the market for several weeks and only a few buyers have come to see it—or worse, you haven’t gotten any offers—it could be a clear indication the price isn’t matching up with what... #sellyourhouse #realestatelife