Winnow Solutions, LLC

Congratulations to our friends and colleagues at APPROVED Licensing on their recent #acquisition news! 🎉 We are incredibly excited that their team is joining FS Vector in their mission to provide innovative advisory and advocacy solutions to fintech clients. #mergersandacquisitions #business #growth #innovation

🚀 Exciting News for the 2025 Fintech Risk & Compliance Forum! We’re thrilled to announce that Chris Hilliard, CEO and Founding Member of Winnow Solutions, LLC, will be a featured panelist at #FRC2025! With over 20 years of expertise in fintech compliance, Chris is a trailblazer in leveraging technology to streamline regulatory processes. Don’t miss his insights during these two key sessions: 👉 Emerging Technologies: Balancing Innovation and Compliance – Explore the role of AI, DeFi, and RegTech in driving innovation while staying ahead of regulatory demands. 👉 Fintech Risk & Compliance in 2025 and Beyond – Gain actionable takeaways from industry veterans as they forecast the future of fintech compliance. 📅 Join us February 11–12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook to hear Chris and other thought leaders discuss strategies shaping the fintech industry's future. 🔗 Register today and be part of the conversation: Visit the FRC Website: https://lnkd.in/gBfigHUT #Fintech #riskmanagement #Compliance #Regulations #AML #BSA #KYC #CDD #FRC2025 Converge Events

With 2024 in the rearview mirror, we’d like to take a moment to reflect on some of last year’s highlights. With almost 11,000 changes tracked in Winnow, there’s a lot to dissect. States With The Most Updates: ▸ Oklahoma - 938 (impacted by license changes) ▸ Nebraska - 580 ▸ Illinois - 470 ▸ Kentucky - 428 ▸ South Dakota - 425 States With The Least Updates: ▸ Massachusetts - 19 ▸ Wyoming - 19 ▸ Hawaii - 12 ▸ Arizona - 7 ▸ Alaska - 0 Updates By Change Type: ▸ Amendment - 8,635 ▸ Amended Effective Range - 276 ▸ Newly Enacted - 765 ▸ Enhanced Coverage - 903 ▸ Repeal - 386 Federal Updates: 80 Total Tracked Changes: 10,965 Winnow helps you track all of the changes that impact your business. Reach out to start your free two-week trial today: https://lnkd.in/gy8rgjca #bankingindustry #compliance #legalissues #riskmanagement

We're excited to be a platinum sponsor at #FRC2025 this year! We hope you join us at this amazing event focused on shaping the future of fintech. Learn more: https://lnkd.in/eniVwmjH #fintech #riskmanagement #compliance

As we look to the year ahead, we want to thank all our customers and partners for making 2024 an incredible success! Here's wishing you a happy and regulatory-compliant new year! 🥂 #bankingindustry #compliance #legalissues #riskmanagement Photo credit: @olivie_strauss via Unsplash

Here are some more photos from #TLTFSummit2024. Can you tell that we had a good time? Thanks again to The LegalTech Fund for hosting this incredible event, and for inviting Chris Hilliard to speak alongside Felipe Maldonado Garcia, Helenemarie Blake, Esq, CIPP/US, CIPM, Hemma R., and Mia Beinhorn. We hope to see you all next year! 🎉

Balancing innovation with regulatory demands. Chris Hilliard, Winnow Solutions, LLC joined us at FinovateFall to share his insights into how companies can manage regulatory challenges. He also highlighted the trends shaping the future of the regulatory landscape! Watch on Streamly 👉 http://spr.ly/6045QdfJL #Finovate #fintech #regulations #innovation

We're having a great time at the California Mortgage Bankers Association #LIRC24 conference! ▸ Winnow is the Keynote Sponsor for the conference! ▸ Wendy Lovett introduced the Keynote Lunch on Monday with Susan Milazzo and Sheila Oliver ▸ Chris Hilliard joined Melissa Koupal and Amanda Phillips on stage Tuesday to discuss Artificial Intelligence in the Mortgage Industry Thank you to Sarah Keil and the CMBA team for hosting another great event! #ai #compliance #legalissues

Had an excellent day 2 at the TLTF Summit. So much to hear and to see, all while being able to interact with truly inspiring and encouraging people. This has become an absolute must attend event for me. Flashback photos to our panel from yesterday. #TLTFSummit2024

There were 3,714 total updates in Winnow last month, which is… a lot. Thankfully, many resulted from bill or license updates across entire states, as seen in Oklahoma, Nebraska, and Missouri. Putting that aside, though, there are still plenty of other interesting changes worth looking at. ▸ 2,851 Currently Effective / 849 Future Effective ▸ 26 Jurisdictions Impacted (Current) ▸ 518 OK, 284 NE, 278 MO Amendments (Current) ▸ 163 KY, 161 IL, 159 ME & 159 VA Amendments (Future) Jurisdictions – 26 Total (Current) ▸ Alabama - 148 ▸ California - 150 ▸ Delaware - 184 ▸ District of Columbia - 147 ▸ Georgia - 148 ▸ Illinois - 9 ▸ Iowa - 149 ▸ Kentucky - 2 ▸ Minnesota - 148 ▸ Mississippi - 3 ▸ Missouri - 278 ▸ Nebraska - 289 ▸ Nevada - 2 ▸ New Hampshire - 1 ▸ New York - 9 ▸ North Carolina - 1 ▸ Ohio - 1 ▸ Oklahoma - 540 ▸ Pennsylvania - 158 ▸ Rhode Island - 149 ▸ South Carolina - 1 ▸ South Dakota - 182 ▸ Texas - 70 ▸ Utah - 13 ▸ Vermont - 68 ▸ West Virginia - 1 Change Types ▸ Amendment - 2,754 Current / 774 Future ▸ Amended Effective Range - 1 Current ▸ Enhanced Coverage - 65 Current ▸ Newly Enacted - 30 Current / 75 Future ▸ Repeal - 66 Current It’s easy to focus on the many now-effective changes made last month, but 849 future effective updates were also added to the queue for 2025 and 2026. Start your free two-week trial today and check “2025 regulatory change management” off your to-do list – https://lnkd.in/gUb64Yka #bankingindustry #compliance #legalissues #riskmanagement