With Flying Colors Podcast

🚀 New Episode Alert: Strengthen Your Credit Union's ALCO Governance🚀 In the latest episode of With Flying Colors, I’m joined by the insightful Todd Miller to dive into ALCO governance essentials. We’re breaking down: ✔️ Best practices for building an effective ALCO charter ✔️ Defining committee roles and responsibilities ✔️ How to foster a strong governance culture ✔️ The evolving role of Chief Risk Officers Whether you're managing interest rate risk, liquidity, or overall risk functions, this episode is packed with actionable advice for credit unions of all sizes. 🎧 Tune in now: [https://lnkd.in/ejQRC-_s] 💡 Visit www.marktreichel.com for more credit union insights! Let us know your thoughts in the comments, and don’t forget to share this with your team and fellow credit union leaders. Let’s build stronger governance together! 💼👥 #CreditUnions #Governance #ALCO #RiskManagement #Leadership #WithFlyingColors

https://lnkd.in/eAVDfarM NCUA APPROVES RARE INVESTMENT PILOT PROGRAM

The NCUSIF vs the DIF with Expert Steve Farrar -Today on With Flying Colors https://lnkd.in/ea5vDpq9

As we approach 50,000 downloads... a short testimonial from "David"

Why attending GAC is crucial this year...

Coming Monday... we talk to Geoff Bacino and John McKechnie on what the election means for credit unions.

Advance look at Monday's episode... Risk Appetite and Risk Framework... #creditunions #risk #acu #gac

https://lnkd.in/eN9y_e5H Highlights from our recent episode on Corporate Governance.

You can appeal anything. But should you? In this classic episode of With Flying Colors we discuss how to complain and/or appeal your exam to the NCUA Regional Director. Listen on YouTube, or your favorite podcast app like Apple, or on my website which you can find in the first comment below. Reach out to learn how we assists our clients with NCUA so they save time and money.

🏦 Here's why properly rating commercial real estate loans are essential: 1️⃣ Risk Management: Accurately assess and monitor credit risk in commercial loan portfolios. 2️⃣ Capital Adequacy: Ensure proper loan loss reserves and maintain adequate capital. 3️⃣ Early Warning: Detect deteriorating credit quality before significant losses occur. 4️⃣ Regulatory Compliance: Meet examiner expectations and requirements. 5️⃣ Oversight: Provide crucial info for board and management decision-making. 6️⃣ Pricing: Enable risk-based pricing for better profitability. 7️⃣ ALLL/CECL: Key input for accurate loss provisioning. 8️⃣ Stress Testing: Assess resilience to various economic scenarios. 9️⃣ Examiner Relations: Improve examination outcomes and reduce regulatory risk. 🔟 Member Protection: Ensure stability and ability to meet obligations. 💡 Bottom line: A robust commercial loan rating system is not just best practice—it's a cornerstone of prudent risk management, regulatory compliance, and institutional stability. We discuss this and more in a special classic episode of With Flying Colors. See the first comment below to listen to the entire episode at our website.