Aarambh Communications’ Post

#TataSons' listing in the foreseeable future is unlikely, the company is considering multiple options to comply with Reserve Bank of India (RBI)'s upper-tier #NBFC norms: Sources to Shereen Bhan Tata Group #TataSonsIPO #TataGroup #RBI

🚀 Let's dive into CRAR (Capital to Risk-weighted Assets Ratio) and how it influences wholesale lending loans in India. Key takeaways: 1️⃣ **Regulatory Backbone:** CRAR rules, set by RBI, ensure banks stay strong and secure. 2️⃣ **Risk Protection:** Higher CRAR means banks are better equipped to handle financial bumps. 3️⃣ **Fueling Growth:** Strong CRAR allows banks to support businesses, driving economic growth responsibly. 4️⃣ **Strategic Balance:** It's about finding the right balance between safety and growth for sustainable banking. Understanding CRAR is key to navigating India's financial landscape. Let's explore how it shapes lending strategies and safeguards our financial future! 📈💼 #FinancialInsights #finfluxfacts #WholesaleLending #BankingStrategy

Understanding what ULI or the new Unified Lending Interface means. The Reserve Bank of India (RBI) has announced the ULI- a public sector infrastructure project that aims at democratising access to lending for the private sector. The ULI will provide lending to the users, making it accessible to the masses like what UPI did for the payments. What are your thoughts on this new project by the RBI? #RBI #ULI #universallending #UPI Anthropia

🚨 Breaking News: RBI Bars NAVI, DMI Finance & Others from Loan Sanctioning and Disbursal 🚨 The Reserve Bank of India (RBI) has directed four major NBFCs, including: NAVI (led by Sachin Bansal) DMI Finance (backed by MUFG Bank) Asirvad Micro Finance Arohan Financial Services to cease all loan sanctioning and disbursement starting October 21, 2024. 🔑 Key Highlights: The action is due to excessive pricing practices concerning Weighted Average Lending Rates (WALR) and Interest Spread. Compliance concerns were identified regarding microfinance loan assessment of household income and monthly obligations. DMI Finance had earlier acquired ZestMoney, a popular buy-now-pay-later platform. The RBI will lift restrictions once these companies meet guidelines on pricing policy, risk management, and customer service. Navi Finserv is already reviewing the directive and is committed to resolving the issues swiftly. This follows similar actions by the RBI earlier this year, demonstrating the regulator’s focus on maintaining fair lending practices across the industry. #RBI #Fintech #NBFC #LoanRegulation #NAVI #DMI #Finance

An RTI inquiry has revealed that the CBI is not currently investigating the Sri Guru Raghavendra Sahakara Bank Niyamitha (SGRSBN) scam, despite earlier claims by Karnataka CM Siddaramaiah. This disclosure, amidst ongoing financial struggles faced by thousands of depositors, raises serious questions about accountability and transparency. With over Rs 2,500 crore at stake and thousands of lives impacted, justice and clarity are crucial. #BankScam #SGRSBNScam #KarnatakaPolitics #DepositorsRights #AccountabilityMatters #Transparency #FinancialFraud #CBIProbe #RTIRevelation #Siddaramaiah #BankingCrisis #JusticeForDepositors #ScamAlert #PublicTrust #FinancialMismanagement #RBI #BankScam #DepositorsRights #AccountabilityMatters

🚨 𝐑𝐁𝐈 𝐓𝐚𝐤𝐞𝐬 𝐃𝐞𝐜𝐢𝐬𝐢𝐯𝐞 𝐀𝐜𝐭𝐢𝐨𝐧 𝐀𝐠𝐚𝐢𝐧𝐬𝐭 𝐅𝐨𝐮𝐫 𝐍𝐁𝐅𝐂𝐬, 𝐒𝐢𝐠𝐧𝐚𝐥𝐬 𝐒𝐭𝐫𝐢𝐜𝐭𝐞𝐫 𝐒𝐜𝐫𝐮𝐭𝐢𝐧𝐲 𝐀𝐡𝐞𝐚𝐝 In a significant move, the Reserve Bank of India (RBI) has directed 𝐀𝐬𝐢𝐫𝐯𝐚𝐝 𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞, 𝐀𝐫𝐨𝐡𝐚𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬, 𝐃𝐌𝐈 𝐅𝐢𝐧𝐚𝐧𝐜𝐞, 𝐚𝐧𝐝 𝐍𝐚𝐯𝐢 𝐅𝐢𝐧𝐬𝐞𝐫𝐯 to halt all new loan sanctions and disbursements starting October 21, 2024. This action, part of the RBI's effort to ensure regulatory compliance, targets the pricing policies and interest spreads of these NBFCs, which were found excessive and not aligned with the regulations. The RBI's directive follows concerns over weighted average lending rates (WALR) and the adherence to guidelines aimed at protecting borrowers from unfair practices. The pricing policies of impacted companies, including Asirvad Microfinance, were highlighted. However, according to MFIN data, their lending rates are not significantly different from those of other lenders, indicating that broader issues, like credit costs, may be driving the RBI's actions. This move comes in the wake of RBI Governor Shaktikanta Das's caution against high-pressure practices like setting aggressive loan targets, which may harm customer interests. The restrictions will remain until these NBFCs demonstrate compliance with the regulatory framework. This marks a critical moment for the sector, underscoring the importance of transparency, customer protection, and responsible lending practices. #NBFC #Microfinance #RBI #Compliance #FinancialRegulation #Lending #Asirvad #Arohan #DMI #Navi #FinancialServices

Here’s our RBI Monetary Policy Review - October 2024 The contents posted here are intended only for those who access it from within India. For more details refer to our website. Shriram Ramanathan Mohd Asif Rizwi Mahesh Chhabria Kapil Punjabi Ankit Patel #HSBCMutualFund #MutualFund #MPC #MonetaryPolicyReview

 "Market watch: Today's F&O ban scrips 📉 - BalrampurChini, Canara Bank, GMR Infrastructure, Hindustan Copper, IDEA, PEL, PNB, SAIL, Zee Entertainment. Keep an eye on these stocks! #FNOBan #StockMarket"#Researchvia_dewas #ResearchViaDewas #Researchvia #researchvia #trading #nse #bse #sensex #banknifty #growthstocks #Updatednews #todaysnewsUpdates #PreopeningBell #ClosingBell #InternationalNews #IndianMarketUpdates #QUATARLYRESULTUPDAES #quartarlymarketupdates Disclaimer-The vision of promote financially litracy in india. The content that we post is purely for education purpose. We are SEBI registered financial advisor. Therefore we provide investment or financial advisory services.

#Bhaskar Khas: #Investors in #government #banks #benefit comparatively, behind #private banks' #returns When it comes to returns in the share market, investors have been attracted towards the PSU sector for some time now, especially in PSU Bank, investors are getting huge returns. Banks have many such schemes which guarantee good returns. These include Fixed Deposit (FD) to NPS, PPF, SCSS, SSY etc. Many people also invest in these schemes. Most of the investments are for long term so that they are ready to shoulder the financial obligations of https://lnkd.in/e-sGXTMh #banks39 #comparatively #divyabhaskar #Khas

#Q2WithETNOW | Can Punjab National Bank’s improved asset quality & profits signal a turnaround? Atul Kumar Goel shares his strategy to cut credit costs and tackle deposit repricing challenges! Watch the full interview here👉: https://lnkd.in/ddqpa22A Anisha Jain Times Network #EarningsWithETNOW