Adrian Beltran’s Post

  Okay, #confessiontime. Quite recently, I ran into a young man, (John) and right in the middle of our conversation talks of savings came up, and I have never been this shocked my entire career!  John thought saving money and buying life insurance were things you only did when you were old and, well, getting ready to kick the bucket. “Every time an insurance agent approaches me, I feel a mix of annoyance and confusion. Seriously, is there a sign on my forehead saying, "Please talk to me about my eventual demise"? I’m in my 20s! I should be thinking about adventures, not retirement!” ✅ It hit me that what John needed was someone who would just listen to him instead of trying to sell him, surely enough, I could tell immediately something started to change. 1️⃣ #Savings, #retirementplanning and #lifeinsurance are not about preparing for the end-they’re about protecting the life we work so hard to build Now!!!   2️⃣ Imagine this: An #emergencyfund means not having to fall back to “Ugali /skuma” or crash at your parents' place if you lose your job.   3️⃣ #Lifeinsurance? It’s not just about leaving something behind; it’s about making sure the people you love aren’t left in a financial mess if something happens to you. 4️⃣  These #financialtools are like invisible safety nets that give you freedom. The freedom to chase your dreams, take risks, and live life to the fullest—because you know, you have set a plan in place. 🔷 So here is my message to other young people and those relentless insurance agents out there: Let’s change the narrative. It's not about doom and death. It’s about security and peace of mind. And to the agents, maybe try leading with that? 😉 #FinancialFreedom #Moneytalks #LifeInsurance #Savings #RealTalk #ConfessionTime  

You CAN buy happiness... if you know how to spend your money right. 💰 😃 💪 For the last decade I've taught at course called Consuming Happiness, where I teach students how to use their limited resources -- in keeping with their values -- to maximize their own well-being and that of the world around them. Now it's YOUR TURN to learn from me in this free, virtual DreamBank course. Nearly 500 people have registered so far, and with this much interest, the good folks at American Family Insurance just expanded their Zoom platform hosting so that we can accommodate even more. Sign up now -- free, using the link in the comments -- to learn: 💲 How you can choose your own formula for happiness 💲 What research says is the biggest predictor of well-being 💲 Steps to avoid the three most common money-and-happiness pitfalls 💲 Five actions you can take right now to maximize your money and thriving You'll leave with a personalized Consuming Happiness statement and clear next steps ⏭ to spend purposefully. Thank you to Madeleine Martini and the whole DreamBank team for supporting so many dreams! Center for the Study of Human Health at Emory University Emory University

March 25th is always a difficult day for me. It marks the anniversary of my father's passing. He was taken by pancreatic cancer after just five weeks of illness. He was only 54 years young. I share this not to be preachy, but because I want to stress the importance of taking care of your family. My dad's financial plan was mediocre at best. He did not have sufficient life insurance or detailed succession plans for his business or heirs. My mother was left with a lot to handle - grieving, becoming a widow, executing his will, managing the family business, and handling the portfolio. Some discord among heirs followed, but we made it through okay. My mother approached the role like a champ - suffering much, making impossible decisions, learning quickly, and thriving given the circumstances. This event is the reason I became a financial planner. It's my goal to help families avoid unnecessary hardship. PLEASE do the right thing for your family by putting a financial plan in place. (Their favorite wedding pic 🙂 ) Did any personal experiences like mine lead YOU to your professional role? #familyfirst #financialplanning #personalstory #estateplanning

Join our "Family Legacy" Challenge! Here's how: 1️⃣ Think about the financial impact you now have on your family. College education? Dream vacation? Debt-free future? 2️⃣ Imagine their faces if they achieved those dreams. Feels good, right? 3️⃣ Now, be honest. Could they achieve them without you? Your biggest fan is your spouse: Could they manage the mortgage and bills without you? Your biggest fan is your child: Would their college dreams be put on hold? Your biggest fan is your parent: Would they face financial hardship you wouldn't want? Life insurance isn't just about protection, it's about empowerment. As a Life Insurance Senior Consultant, I help families build a safety net that launches their dreams, even if you're not there. Ready to become a Legacy Launcher? Let's chat in the comments and see how I can help you create a plan that secures your loved ones' bright future. https://lnkd.in/gfuX3mrN Through Good Times & Bad! - J.E #LifeInsurance #LegacyPlanning #LoveLeaveALegacy P.S. Share your ultimate family legacy goal in the comments! Let's inspire each other to make a lasting impact.

Hello, my friends. As most of you well know, I am working hard to grow my small business and help as many families like mine as I can. 🤘🏻 We work entirely off of referrals, so getting in front of families is vitally important. 👀🌟 🫖I’ve compiled this list (with cute emoji’s) of things we do: 1. We protect you against the risk of dying too soon and leaving your family with too little.😩 If you are an income earner or caregiver, our low-cost term policies make sure your family is properly protected, with the #1 most trusted policies in the business (seriously, we were named the #1 most trusted company) 🙌. Love ❤️ insurance, my friends! 2. Help you assess your financial goals and make a plan for retirement so you know you will be able to enjoy your life to its fullest. 🏖️🎡🎢🎠🗽🍲 3. Assist you in getting your home and auto insurance shopped so you know you are getting the best rate. (Literally can save you HUNDREDS or THOUSANDS per year)🚗🏡 4. Develop a wise, reasonable, and comfortable budget that fits your families lifestyle . 🛌🛁🥯 5. Create a debt elimination strategy for your family. 💵 6. Help you secure a low-cost will and a POA so you know your wishes will be followed if something were to happen to you. 📄🗃️ And truly so many more things. We would love to help you settle these important issues before it’s too late.🙏

Beyond the obvious grief the other massive challenge when someone dies is there is so much to sort out. Here's how can navigate this and make it easier. If you ever experience someone passing away you know how much stuff there is to sort out. Even if you have everything in place if takes ages and that’s before even getting to probate. I appreciate that as humans we don’t want to think about our own mortality but I advocate taking the time to put the right foundations in place just in case. As always a bedrock of this if you have a family is to have insurance. The last thing they need on top of personal grief and the admin is financial worries. I recommend putting together a financial disaster pack. Here is a quick checklist of things I would recommend having in place. ⭐ An up to date Will, stored safely & that someone knows where to find it. ⭐ Power of Attorney, if someone loses capacity it will make it really challenging. ⭐ Life insurance in place, in an appropriate trust. Again with details to hand. ⭐ A list of an any assets, investments held and policy’s number. ⭐ Names and numbers of any professional contacts - solicitor/financial planner etc. If you don’t work with a financial planner already and you mainly deal with the finances/investments I would recommend doing some research and getting a list of 2/3 people that you would be happy for your spouse to contact. Ideally you would have a financial planner in place but this is an overlook area when people manage their own money, what would happen if you weren’t there? Another reason I advocate keeping things simple. Having all this in place will give you Peace of Mind that your partner would be ok should the worse happen, and know what to do next. Once you have the foundations in place you can go back to focusing on living a great life. If you like to discuss any of the above drop me a DM. Wealth beyond numbers #worktolive #entrepeneur #business #family #parents

🌟 Embrace the Vibrance of Existence! 🌟 Are you feeling the pulsating heartbeats of life? I sure am, and it's electrifying! I'm here to shout from the rooftops that being ALIVE is an absolute blessing. But hold on, it's not just about living in the moment; it's about crafting a legacy that echoes love and security long after we're gone. Here's my mantra: Protect your tribe with every ounce of wealth you've earned. Love isn't just a four-letter word—it's action, it's commitment, it's ensuring your family feels that warm embrace even when you're not around. That's right, I'm talking about insurance—life insurance! Why? Because life is unpredictable. One minute you're laughing at the dinner table, the next could be anyone’s guess. And while we can't predict every twist and turn, we CAN safeguard our loved ones' future. Imagine this: A fortress of protection built around those you cherish most. Your hard-earned wealth transformed into a bulletproof vest named 'insurance.' It stands guard, ready to shield your family from financial storms that might otherwise leave them vulnerable. Let me break it down for you: - Wealth: It’s not what you spend but what you protect that counts. - Insurance: Your silent guardian; your iron-clad promise. - Love: The fuel that powers every decision to safeguard those dear to you. - Family: Your unwavering why—the reason behind every protective measure. - Protection: The invisible but impenetrable barrier securing your peace of mind. - Life: This wild ride where every second counts and leaving a mark matters. So here’s my call to arms—or rather—a call to hearts: Don’t just live life; charge forward with purpose! Secure your bloodline’s tomorrow today because loving life means loving them enough to plan ahead. Tag someone who needs to hear this! Let’s spread the word that protection is LOVE in its most practical form! #LovingLife #ProtectYourTribe #WealthProtection #InsuranceMatters #FamilyFirst #LoveIsAction #SecureTheFuture 🛡️❤️👨👩👧👦 Call me at 844-726-2332 #springballchamps #greensheet #winning #protection #ontop #cominginhot

Often, when we avoid a severe misfortune, we attribute it to “𝒍𝒖𝒄𝒌”. Or being 𝑙𝑢𝑐𝑘𝑦. “𝐿𝑢𝑐𝑘𝑦 my hubby bought him a hospital plan.” These were the words of the my client’s wife, spoken to me at her FIL’s wake. I believe 𝑳𝒖𝒄𝒌= 𝑷𝒓𝒆𝒑𝒂𝒓𝒂𝒕𝒊𝒐𝒏 + 𝑨𝒕𝒕𝒊𝒕𝒖𝒅𝒆 + 𝑶𝒑𝒑𝒐𝒓𝒕𝒖𝒏𝒊𝒕𝒚 + 𝑨𝒄𝒕𝒊𝒐𝒏. “𝐼𝑡 𝑤𝑎𝑠𝑛’𝑡 𝑙𝑢𝑐𝑘. 𝐼𝑡 𝑤𝑎𝑠 𝑏𝑒𝑐𝑎𝑢𝑠𝑒 𝑦𝑜𝑢𝑟 ℎ𝑢𝑏𝑏𝑦 𝑤𝑎𝑠 𝑜𝑝𝑒𝑛 𝑡𝑜 𝑔𝑖𝑣𝑒 𝑚𝑒 𝑡ℎ𝑒 𝑜𝑝𝑝𝑜𝑟𝑡𝑢𝑛𝑖𝑡𝑦 𝑡𝑜 𝑠𝑝𝑒𝑎𝑘 𝑤𝑖𝑡ℎ ℎ𝑖𝑚, 𝑐𝑜𝑚𝑚𝑖𝑡𝑡𝑒𝑑 𝑡𝑜 𝑡ℎ𝑒 𝑝𝑟𝑒𝑚𝑖𝑢𝑚𝑠 𝑎𝑛𝑑 𝑝𝑟𝑒𝑝𝑎𝑟𝑒𝑑 𝑡ℎ𝑒 𝑓𝑎𝑚𝑖𝑙𝑦 𝑓𝑜𝑟 𝑡ℎ𝑖𝑠 𝑡𝑜𝑑𝑎𝑦.” I said calmly, assuring it was her hubby’s good intentions that saved the day. She should be her proud of her deceased hubby. 🤯 ICU stay at a govt hospital cost a staggering S$2,000 a day. 🤯 His stay in the ICU and high-dependency ward came to a mth. 🤯 The financial strain would have been overwhelming. Thanks to the medical insurance plan, the family could focus on spending time with him instead of worrying about the mounting costs. This moment reminded me why I preserved in this career. As a financial advisor, my work isn’t just about numbers and policies. 🛡️ 𝐈𝐭’𝐬 𝐚𝐛𝐨𝐮𝐭 𝐞𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐭𝐨 𝐧𝐚𝐯𝐢𝐠𝐚𝐭𝐞 𝐥𝐢𝐟𝐞’𝐬 𝐮𝐧𝐜𝐞𝐫𝐭𝐚𝐢𝐧𝐭𝐢𝐞𝐬 𝐰𝐢𝐭𝐡 𝐝𝐢𝐠𝐧𝐢𝐭𝐲 𝐚𝐧𝐝 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝. 🛡️ This experience has anchored me even deeper in the meaningful purpose of what I do. It motivates me to continue protecting and impacting lives through holistic financial planning—because, 🛡️ 𝐌𝐨𝐦𝐞𝐧𝐭𝐬 𝐥𝐢𝐤𝐞 𝐭𝐡𝐢𝐬 𝐚𝐫𝐞𝐧’𝐭 𝐚𝐛𝐨𝐮𝐭 𝐥𝐮𝐜𝐤; 𝐭𝐡𝐞𝐲’𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧, 𝐨𝐩𝐞𝐧𝐧𝐞𝐬𝐬, 𝐚𝐧𝐝 𝐩𝐫𝐞𝐩𝐚𝐫𝐚𝐭𝐢𝐨𝐧. 🛡️ To those reading this: 🔎 Have you considered how prepared your loved ones would be in a similar situation? 🔎 Are there areas in your financial plan that need revisiting to ensure you and your family are well protected? Let’s not leave life’s uncertainties to chance. Instead, let’s plan with purpose. If this resonates with you, I’d love to help you take the next step. #stayprepared #financialpreparedness ========= Hi! I am Susan Lai, I specialise in helping busy, driven, upward mobile executives to build and safeguard their finances so that they can focus on achieving their career, family and life goals that matter. If you would like to find out more about my service, DM me to experience my #值得信赖 way of advice. =========

Hello, my friends. As most of you well know, I am working hard to grow my small business and help as many families like mine as I can. 🤘🏻 We work entirely off of referrals, so getting in front of families is vitally important. 👀🌟 🫖I’ve compiled this list (with cute emoji’s) of things we do: 1. We protect you against the risk of dying too soon and leaving your family with too little.😩 If you are an income earner or caregiver, our low-cost term policies make sure your family is properly protected, with the #1 most trusted policies in the business (seriously, we were named the #1 most trusted company) 🙌. Love ❤️ insurance, my friends! 2. Help you assess your financial goals and make a plan for retirement so you know you will be able to enjoy your life to its fullest. 🏖️🎡🎢🎠🗽🍲 3. Assist you in getting your home and auto insurance shopped so you know you are getting the best rate. (Literally saved us (amount dollars a year)🚗🏡 4. Develop a wise, reasonable, and comfortable budget that fits your families lifestyle . 🛌🛁🥯 5. Create a debt elimination strategy for your family. 💵 6. Help you secure a low-cost will and a POA so you know your wishes will be followed if something were to happen to you. 📄🗃️ And truly so many more things. We would love to help you settle these important issues before it’s too late.🙏

Imagine dedicating your life to climbing the corporate ladder, becoming the CEO of an insurance company—a position of power, influence, and supposed success. Then, one day, you’re shot dead. Not only is your life violently cut short, but people laugh, mock your death, and even celebrate it. What kind of legacy does that leave behind? A life measured not by the wealth you accumulated or the title you held, but by the bitterness, resentment, or apathy your existence stirred in others. A life so disconnected from humanity that, in death, there’s no empathy, no grief—just derision. Profit margins and corporate successes might have been impressive on paper, but in the end, what did it really amount to? If your death brings satisfaction or amusement to others, then what was it all for?