Ali Jafri’s Post

I launched We Love SMSF to help you take control of your super, after all, it's your future. 💙 As part of the We Love Group, our intention is to help you grow your money - your way. SMSF is an incredible tool to help people grow wealth, IF they understand how to use it. At We Love SMSF, you are in charge of your superannuation. We’ve made having an SMSF quick, easy, and affordable so you can grow your wealth for retirement. We make it super simple for you. Our platform handles the legal, setup, and maintenance of your super. This means you don't have to worry about the fuss that typically comes with investing. Chat with the We Love SMSF Experts today to learn how you can let your super do the work for you. 1300135953 Michael. #outsourcedSMSF #outsourcingsolutions #welovemSMSF #SMSFexperts #planyourfuture #SMSFmadesimple

The ATO is taking a closer look at ALL new SMSF (Self-Managed Super Fund) registrations to prevent individuals from accessing their superannuation savings early—an illegal and risky move. If you’re setting up an SMSF, this is a timely reminder of how essential it is to be aware of the legal boundaries and have the right guidance. ⚠️ Are you considering an SMSF? Avoid common pitfalls and make informed decisions by consulting a licensed financial adviser. They’ll ensure your strategy aligns with your retirement goals without stepping outside the rules. 🌟 Ready to take the right steps? Book in time with me,  https://lnkd.in/ganA6as6 to keep your retirement on track and your strategy compliant! 👩💼💬 📖 Learn more about the ATO’s efforts to protect your future in the full article on SMSF Adviser: https://lnkd.in/gQ_GU3WS #SMSF #FinancialPlanning #Superannuation #ATO #RetirementPlanning

💡 Self-Managed Superannuation Funds, or SMSFs, have become a popular way for Australians to take greater control of their retirement savings. One of the standout features of SMSFs is the ability to use leverage or debt to accelerate your wealth creation plans.    📈 In this short 2-minute video, we explore what SMSF property investors are currently buying, SMSF Loan To Value Ratios and borrowing capacity… 📉 #mabsydney #SMSF #interestrates #finance #realestate #investment #property

SMSF Setup considerations – establishment process Setting up an SMSF can be complicated. Not getting it right can materially affect your financial situation and retirement plans. The first question you need to be sure about is whether an SMSF is the right fit. Seeking specialised financial advice can help you determine this answer. Some considerations include: Establishment process Once you have decided that an SMSF is right for you, the process of establishing the fund can commence. A Specialist SMSF adviser is the best person to help you with this process which generally involves: - choosing a trustee structure, - creating the trust and trust deed, - ensuring your SMSF is Australian super fund, - completing the ATO registrations, - opening the fund back account, - getting electronic service address - and arranging for rollovers to the fund to occur. https://ow.ly/A8gB50Qora7 The rules can be complex so don’t hesitate to reach out to see how we can help you with your SMSF setup and administration at 07 3160 7386 or email accountant@xperion.com.au. #tax #superannuation #smsf #accountants #investments #retirement

Investing in Property Through Your SMSF: What You Need to Know Thinking about buying investment property through your SMSF? It’s a powerful way to build wealth for retirement, but it comes with rules and risks. Here’s a quick breakdown: 🔑 Benefits: Rental income taxed at just 15% (or 0% in pension phase). Long-term capital growth boosts retirement savings. 📋 Key Considerations: Must comply with the Sole Purpose Test (property used only for retirement benefits). Use a Limited Recourse Borrowing Arrangement (LRBA) for loans. Ensure liquidity to cover expenses like management, repairs, and SMSF fees. ⚠️ Risks: High upfront costs (30%+ deposit and fees). Overreliance on property can reduce diversification. Non-compliance with ATO rules can lead to penalties. Buying property through SMSF can be a great strategy, but it’s not for everyone. Seek professional advice to make sure it aligns with your goals. What’s your take on SMSF property investment? Let me know below! #SMSF #PropertyInvestment #RetirementPlanning #FinancialFreedom

Navigate the Complexities of SMSFs: Essential Tips to Avoid Common Pitfalls Discover the crucial insights into managing Self-Managed Super Funds (SMSFs) with our latest blog. Whether you're a seasoned trustee or new to SMSFs, understanding the regulatory hurdles, financial risks, and the importance of diversified investments is key to safeguarding your retirement savings. Learn how to maintain compliance, manage costs effectively, and ensure a robust investment strategy with our expert guidance. Avoid common SMSF pitfalls and secure your financial future. Dive into our full blog for a comprehensive guide! 💼📊 #SMSF #RetirementPlanning #FinancialWisdom Book appointment: https://lnkd.in/e_29UWhf

One way to build wealth for retirement is to invest in property through a self-managed super fund (SMSF). This strategy isn't suitable for everyone, but it can be very profitable for the right person given the leverage and tax benefits you can get from investing this way. New data from the Australian Taxation Office seems to suggest that lots of Australians have recognised the potential of SMSFs, because, at the end of the 2022-23 financial year, 24.7% of all superannuation savings and assets were held in SMSFs. Also, as the graph shows, the SMSF asset base has grown over the past five years. However, only 18.6% of SMSFs were established in the past five years; the average SMSF was actually founded 12.46 years ago. In other words, relatively few people have been opening SMSFs in recent years, which is surprising given what an incredible tool they can be. Again, investing in property through an SMSF isn't suitable for everyone. But it's something that should at least be considered, given the large potential benefits on offer. So I recommend speaking to a financial adviser about whether an SMSF would be suitable for you. #property #investing #SMSF #strategy #wealth

𝐁𝐀𝐍𝐊 𝐕𝐒 𝐕.𝐔.𝐋 ❤️ (Money just sitting in a bank vs money working for you.) See the HUGE difference if you just let your hard-earned money sit in the bank vs. diversifying a portion of it with a financial services company that offers VUL. 🔴 Money saved in the bank can be used for immediate expenses and short-term needs. The value will decline over time because of inflation. 🔴 Money invested in VUL (Insurance+Investment+Savings) A 3-in-1 plan can be used in the case of: ✅ Emergency ✅ Education Fund ✅ Accident, Critical Illness, Death Benefit or ✅ Retirement Fund Let me help you become financially secure; I’m just one message away! 💌 #BeAnInsuredInvestorNow #Protectyourfinancialfuture #teammarwell

The Globe and Mail's experts share insights on maximizing your TFSA. From navigating the 2025 $7,000 contribution limit to planning for retirement or leaving a legacy, smart strategies can make all the difference. Avoid common mistakes, optimize withdrawals, and ensure your loved ones benefit seamlessly. Your TFSA isn't just a savings tool—it's a powerful part of your financial future. #TFSA #InvestingSmart #FinancialGoals

Many Australians are exploring the potential of Self-Managed Super Funds (SMSFs) to invest in property and plan for the future. Whether you're thinking about retirement or seeking to grow your wealth, an SMSF could be a valuable option to consider. At Chase Wealth Australia, we’re here to help you understand the process and make informed choices that align with your long-term goals. Interested in learning more about SMSFs? Let’s connect. 💼🏡 📲 1800 292 878 🔗 https://lnkd.in/gz9R__BV 📧 administration@chasewealthaustralia.com #ChaseWealth #ChaseWealthAustralia #SMSF #PropertyInvestment #RetirementPlanning #WealthBuilding #FinancialFreedom #InvestmentStrategy #AustralianPropertyMarket #SecureYourFuture