Amanda John-Ncube M.EDTX, M.Inst.D’s Post

💡💸 Money isn't everything, but it sure solves a lot of problems. 💰✨ Let's have a candid conversation about the role of money in our lives. While it's true that money isn't the sole measure of happiness or fulfillment, it undeniably plays a significant role in our ability to navigate life's challenges and pursue our dreams. Here's why: 1️⃣ **Financial Security:** Money provides a safety net, offering peace of mind knowing that you have the resources to handle unexpected expenses, emergencies, or periods of financial instability. It's the foundation of financial security that allows you to weather life's storms with resilience. 2️⃣ **Access to Opportunities:** From education to career advancement to travel, money opens doors to a world of opportunities. It provides the means to invest in your personal and professional growth, explore new experiences, and pursue your passions without limitations. 3️⃣ **Quality of Life:** Let's face it—money can significantly impact your quality of life. It affords you access to better healthcare, housing, transportation, and leisure activities, enhancing your overall well-being and enjoyment of life. 4️⃣ **Freedom & Independence:** Financial freedom means having the autonomy to make choices that align with your values and goals. Whether it's starting a business, traveling the world, or retiring early, money provides the freedom to live life on your own terms. 5️⃣ **Impact & Generosity:** Money isn't just about personal gain; it's a tool for making a positive impact in the world. Whether through charitable giving, supporting causes you believe in, or helping loved ones in need, money empowers you to leave a legacy of generosity and kindness. While money isn't the ultimate source of happiness or fulfillment, it undoubtedly facilitates opportunities, security, and freedom in our lives. So, let's approach money with mindfulness, recognizing its importance while also prioritizing values such as love, relationships, health, and personal growth. After all, true wealth encompasses more than just what's in our bank accounts—it's about living a rich and meaningful life. 💖💸 If you want help improving your money situation, comment/DM me READY and I'll send you the deets! #MoneyMatters #FinancialWellBeing #OpportunitiesAbound 🌟🚀

If you're like most advisors, you're intrigued by the idea of a "Statement of Financial Purpose." But, you're not exactly sure what it's supposed to sound like. Here are 10 examples to get you started: •“Money’s purpose in my life is to support a calm, fulfilling, and enjoyable lifestyle.” •“The purpose of money in my life is to allow me to share experiences with my family and to raise independent, responsible children.” •“Enjoy being a full-time mom, family and friends know they are loved, helping those who can’t help themselves.” •“Spend time traveling with family and friends while serving our community and contributing to the causes we care about.” •“Money’s purpose in my life is to allow me to live life to the fullest and to contribute generously to those things I care about without worrying whether I can afford it.” •“Money’s purpose in my life is to provide security and stability to my family. It should never be valued over relationships or community. Excess should be freely and joyfully shared with others in need.” •“The purpose of money in our lives is to provide quality, connected time together as a family, supporting a lifestyle that satisfies our needs with opportunities to give, travel, and save.” •“Maximize financial optionality to spend more time with family and the ability to work less. Get more of our time back!” •“Time in the ocean and mountains; family and friends know they are loved, building cool shit with my friends.” •“To spend time with family and friends, traveling and exploring the world; To create a work-flexible lifestyle where I can serve and lead in faith; To build a healthy life, full of fresh air, sunshine and dirt trails.” #riaofthefuture

💡💸 Money isn't everything, but it sure solves a lot of problems. 💰✨ Let's have a candid conversation about the role of money in our lives. While it's true that money isn't the sole measure of happiness or fulfillment, it undeniably plays a significant role in our ability to navigate life's challenges and pursue our dreams. Here's why: 1️⃣ **Financial Security:** Money provides a safety net, offering peace of mind knowing that you have the resources to handle unexpected expenses, emergencies, or periods of financial instability. It's the foundation of financial security that allows you to weather life's storms with resilience. 2️⃣ **Access to Opportunities:** From education to career advancement to travel, money opens doors to a world of opportunities. It provides the means to invest in your personal and professional growth, explore new experiences, and pursue your passions without limitations. 3️⃣ **Quality of Life:** Let's face it—money can significantly impact your quality of life. It affords you access to better healthcare, housing, transportation, and leisure activities, enhancing your overall well-being and enjoyment of life. 4️⃣ **Freedom & Independence:** Financial freedom means having the autonomy to make choices that align with your values and goals. Whether it's starting a business, traveling the world, or retiring early, money provides the freedom to live life on your own terms. 5️⃣ **Impact & Generosity:** Money isn't just about personal gain; it's a tool for making a positive impact in the world. Whether through charitable giving, supporting causes you believe in, or helping loved ones in need, money empowers you to leave a legacy of generosity and kindness. While money isn't the ultimate source of happiness or fulfillment, it undoubtedly facilitates opportunities, security, and freedom in our lives. So, let's approach money with mindfulness, recognizing its importance while also prioritizing values such as love, relationships, health, and personal growth. After all, true wealth encompasses more than just what's in our bank accounts—it's about living a rich and meaningful life. 💖💸 If you want help improving your money situation, comment/DM me READY and I'll send you the deets! #MoneyMatters #FinancialWellBeing #OpportunitiesAbound 🌟🚀

Wealth Check-up 👩⚕️ at Wealthron If you have identified your hidden money beliefs, it’s time for you to evaluate whether they are working in your favor or against you. Some money belief helps us to achieve our goals and few works as speed breakers or dead ends. From the book 'Financial Planning 3.0' by Richard B. Wagner - ‘Money’s mastery became a 🕰 21st Century survival tool for individuals, businesses and governments of all sizes.’ That statement is so true ✔ , everyone has to work to increase ⬆ their income atleast enough to beat the inflation. And to retain the value of savings, they have to grow their portfolios higher 📈 than the inflation. If not the value of the money/purchasing power of money falls ⬇ . Let’s evaluate one common money belief that I come across often. ‘Money is the root of all the evil’ 👿 Can an inanimate thing be evil by itself ❓ Money is created by humans. Money just amplifies a person’s true nature. A generous person will donate more, a miser will hoard more and an evil person will harm more and so on. According to me, money by itself can’t be evil. When one believes that Money is the root of all evil, will one work towards earning it more or avoiding it ❓ Do you want to continue holding on to this belief or letting it go ❓ We do have to make a conscious choice. Pick one of the money belief you have listed last week and evaluate it. You can share it in the comments, to discuss it further. One of my money belief is, ‘Money is means to an end, not an end in itself.’ #wealthbuilding #moneybelief #financialconsultants #financecoach

I spent 40 years feeling shamed about money. And then I learned this 👇🏻 🩵 Save this post 👯♀️ Share it with a friend (or tag them below) Did you know that women have only had access to financial tools - including a friggin’ BANK ACCOUNT OF THEIR OWN - since the 1960s? Yep, it wasn’t just bras our 60s sisters were burnin’ - they were burning down the barriers to independent money 🔥 Why did I wish I knew this sooner? Well, I was born in 1983 which means that at the time of my birth, women had only had access to money of their own for about 20 years 😲 Did you know how to do everything when you were 20? Me neither. I felt so shamed by money and the fact that I didn’t know anything about it really, except: 👉🏻 Women IN GENERAL were still learning how to USE/MAKE/HAVE money 🫳🏻 MEN were still primary earners - and had access to tools for THOUSANDS OF YEARS ✋🏻 None of the structures in place were built for women 👎🏻 NOBODY TAUGHT ME ABOUT MONEY! And yet, in the last 60 years, women have been crushing the world of money left, right and centre 👑 If you’ve been feeling shame around money in your life, wondering why you seem to be ‘behind everyone else’, you’re not alone. I’ve been there. It’s why I built my transformational money program, BUILDING FEMPIRES. Turn generations of old money paradigms upside down in 7 weeks. It’s time to build your own damn empire baby. Time to become a Woman Of Wealth. Enrolment is OPEN NOW 😲 Go to 🔗 amyvanmeijl.com/money OR Comment "WOMAN OF WEALTH" and I'll send you the link 💖 Ready to change your life in 7 weeks? Then let’s f*cking do this 💪🏻 #WomenOfWealth #WealthyWomen #WomenAndMoney #BossBabeMindset #ManifestationBabe #MoneyOfMyOwn

💡 𝐖𝐞𝐞𝐤𝐞𝐧𝐝 𝐑𝐞𝐟𝐥𝐞𝐜𝐭𝐢𝐨𝐧: 𝐈𝐬 𝐘𝐨𝐮𝐫 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐁𝐚𝐧𝐤 𝐨𝐫 𝐂𝐫𝐞𝐝𝐢𝐭 𝐔𝐧𝐢𝐨𝐧 𝐓𝐚𝐩𝐩𝐢𝐧𝐠 𝐢𝐧𝐭𝐨 𝐍𝐨𝐧-𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐈𝐧𝐜𝐨𝐦𝐞 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬? 💡 As we approach the weekend, I’m thinking about an important topic for our community banks and credit unions: 𝐧𝐨𝐧-𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐢𝐧𝐜𝐨𝐦𝐞. In a time when diversifying revenue streams is key to financial stability, exploring non-interest income can make a significant difference. Here are some questions to consider: 🔍 𝐖𝐡𝐚𝐭 𝐧𝐨𝐧-𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐢𝐧𝐜𝐨𝐦𝐞 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐡𝐚𝐯𝐞 𝐲𝐨𝐮 𝐟𝐨𝐮𝐧𝐝 𝐞𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧? 🔍 𝐀𝐫𝐞 𝐭𝐡𝐞𝐫𝐞 𝐮𝐧𝐭𝐚𝐩𝐩𝐞𝐝 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐲𝐨𝐮𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐨𝐫 𝐦𝐞𝐦𝐛𝐞𝐫 𝐛𝐚𝐬𝐞 𝐭𝐡𝐚𝐭 𝐜𝐨𝐮𝐥𝐝 𝐛𝐞 𝐥𝐞𝐯𝐞𝐫𝐚𝐠𝐞𝐝? 🔍 𝐖𝐡𝐚𝐭 𝐨𝐛𝐬𝐭𝐚𝐜𝐥𝐞𝐬 𝐡𝐚𝐯𝐞 𝐲𝐨𝐮 𝐟𝐚𝐜𝐞𝐝 𝐢𝐧 𝐩𝐮𝐫𝐬𝐮𝐢𝐧𝐠 𝐧𝐨𝐧-𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐢𝐧𝐜𝐨𝐦𝐞, 𝐚𝐧𝐝 𝐡𝐨𝐰 𝐡𝐚𝐯𝐞 𝐲𝐨𝐮 𝐚𝐝𝐝𝐫𝐞𝐬𝐬𝐞𝐝 𝐭𝐡𝐞𝐦? I’m eager to hear your insights and experiences on this subject. Let’s share ideas and inspire each other to find new ways to enhance our financial services. Wishing everyone a fantastic weekend! #CommunityBanking #CreditUnions #FinancialGrowth #NonInterestIncome #InnovationInBanking #WeekendThoughts

#Women You should know that whatever conundrum you are experiencing with Money, It can change #quickly , not in years, decades or never but now. I've seen all of the following happen inside of 90 days, when clients accept the challenge of changing their story, relationship , outcome and future trajectory with Money! It's not hard, it's not complicated, it not undoable , it simply requires some professional guidance and support for you to short cut the process. ❣️I've watched under earners , increase their income & build 2nd Incomes ❣️Over spenders put a system in place & feel happier than when they were actually over spending ❣️those with no financial literacy, being able to lead conversations with financial planners ❣️Ladies living week to week , put in a solid safety plan with back up A & B ❣️Those with dreaded debt smash it ❣️Women who have been stuck frozen for years due to past money trauma , heal it and move on with Money ❣️Non savers turn into investors The financial System in Australia- Who to see when ✅ Financial Counsellor -if you have alot of debt that is causing your life distress or hardship ✅ Certified Money Coach- you need help increasing what you earn, taking care of your money so it helps your life doesn't hurt you, you don't really understand money/finance & find it complicated, you have a bevahiour that is holding you back, under earning, overspending, gambling, failing to invest, ignoring your financial affairs, living ground hog day with no escape plan, you dont understand your own cash flow, know what your own #Values are, and need help with life goals. ✅ Financial Planner- you need help with insurance products, investment products , superannuation products , financial products, We just celebrated #IWD but the reality is more than 70% (probably higher) of the women in Australia & those that read this - have no wealth, no plan, no help, no support and are headed to become a statistic. All this can change in 90 days, with an investment in you- which I consider to be a radical act of self care. #women #moneystrong #MarionMays #90days

🌈 Ever Noticed How Wealth Just LOVES to Hang Out With Some Folks? 🌈 Hey there, prosperity seekers! Over at P2P (aka, your wealth wisdom HQ), we've cracked the code on why some people have cash flocking to them like bees to honey. Spoiler alert: It's all about the vibe you're sending out about the moolah. 🎉 Step one: Befriend your bucks! The wealthy folk get it – they treat money like a BFF, not just pieces of paper or digits in the bank. And guess what? Money feels that energy and goes, "Yep, I wanna hang out here." So, how about we start rolling out the welcome mat for more green to come our way? 🚫 Step two: Ditch the 'Poverty Mindset.' You know, thinking of money as the enemy or hoarding every penny like it's the last one on Earth? Yeah, that's a no-go. It's like putting up a "Do Not Enter" sign for wealth. Let's swing those doors wide open instead, shall we? 💫 Step three: Learn the art of give-and-take. Clutching onto your cash for dear life? That's like saying no to hanging out with potential pals. Money loves to move, to be shared, and then surprise—it comes back to you, often with friends! Here at Promptings to Prosperity (P2P), we're all about turning that money frown upside down and embarking on an abundance-filled adventure. It's about giving a big ol' bear hug to financial growth, shedding the scarcity scare, and getting comfy with cash flow. Join us as we dive into a world where your wallet is not just fuller but also a source of joy and generosity. 🌟💰 Together, let's rewrite our money story into one where wealth isn't just welcomed, but it's jumping with joy to be part of our journey. #ProsperityMindset #WealthWisdom #P2PLove #MoneyFriendsForever

Don’t kid yourself. Your money story is deeper than you think. It impacts your financial habits and behaviours. It’s bigger than how much your parents earned. It’s: - The looks your close ones swapped not to overshare. - How it was spoken about and its tone (when young). - How you related to your community and classmates. - Whether your parents ever treated themselves. - Their financial expectations of you vs. siblings. Without knowing, you formed an approach to money by learning in any (or all) of four ways: 1. Absorption: You absorbed your parents' emotions. 2. Imitation: You did whatever you saw others doing. 3. Specific experiences: You vividly recall incidents. 4. Listening: You believed most words to be true. If you want real change, go levels deeper. Ask yourself the following questions: - What’s your earliest money memory? - What messages were passed down to you? - Did you feel like you had more/less than your peers? - How were you made to feel about spending, saving, and donating? These likely still affect you today. By either helping or hurting you. TL;DR: Your money story was formed without you knowing. Revisit and reframe it to grow your finances. 👍🏽👎🏽 Does your money story help or hurt you? Comment with observations. ~~~ ♻️ Reshare if it resonates. 🔔 Follow to build a strong money mindset. ~~~ ✋🏽 I’m Sanam, an ex-Banker turned Financial Wellbeing Expert with a 6-week program to optimise your money mindset and your finances. #MoneyMindset #FinancialWellness #FinancialWellbeing

From Poverty to Prosperity: How I Rewired My Brain to Overcome Overspending and Achieve Financial Freedom Introduction: Emmanuel Akrong's Journey I'm Emmanuel Akrong, founder of CedisPay, and a fellow traveler on the journey to financial freedom. Born in poverty, I know firsthand the struggles of living with scarcity. For years, I struggled with overspending, trying to keep up with the latest gadgets and lifestyles. But this habit only led me deeper into debt and financial stress. The Biological Breakthrough Driven by a fervent desire for change, I delved into the root causes of my behavior. It was during this exploration that I unearthed the biological aspects underlying poverty and overspending. Did you know that our brains are wired to prioritize short-term gains in the face of scarcity? This revelation was a game-changer. Understanding the Biology Behind Overspending Growing up in poverty or scarcity triggers a biological response within our brains. The amygdala, responsible for emotional processing, becomes hyperactive, leading to increased stress and anxiety. Conversely, the prefrontal cortex, responsible for decision-making and planning, becomes less active, hindering our ability to prioritize long-term goals. This biological response is ingrained in our survival instincts, making it natural to prioritize immediate needs over future security. However, breaking free from this mindset can be challenging, even with conscious effort. The 7-Step Solution: Rewiring My Brain Armed with this newfound understanding, I devised a comprehensive 7-step plan to rewire my brain and conquer overspending: Awareness: Recognizing and acknowledging my thoughts and behavioral patterns. Reframe: Challenging negative self-talk and replacing it with empowering beliefs. Gratitude: Cultivating gratitude for the abundance already present in my life. Education: Committing to continuous learning and enhancing my financial literacy. Community: Surrounding myself with supportive individuals who foster growth and resilience. Mindfulness: Prioritizing self-care and nurturing self-compassion amidst life's challenges. Action: Taking deliberate steps, setting attainable goals, and celebrating every milestone along the way. Join the Journey Towards Financial Freedom I invite you to join me on this transformative journey towards financial freedom. Together, let's rewire our brains and forge a brighter financial future. Join our community: LinkedIn: https://lnkd.in/gENKNW2H Facebook: https://lnkd.in/gCUe4RAg