Amber Stitt, ACP, ChFC®,CLTC®, CLU®, GALLUP®’s Post

Hi, I’m Joakim. My journey with financial independence started early—I made my first investments at just 18 years old, and by 2021, I’d retired. 🌟 But it wasn’t all smooth sailing. I faced my share of setbacks, learning invaluable lessons along the way about what works…and what doesn’t. Through countless books, podcasts, and experiences, I realised something crucial: a truly fulfilling life isn’t just about financial gains. It’s about creating freedom and balance in every area of life. Today, I’m passionate about sharing what I’ve learned to help others build their path to financial independence. You shouldn’t have to wait for retirement to start living your ideal life. With the right strategies, you can design a future where your wealth grows alongside your personal freedom and happiness. 💼✨ If you’re ready to create a worry-free life and explore ways to diversify your income, let’s get started. It’s never too early—or too late—to invest in yourself. Drop me a message and let's get connected. 😊 #earlyretirement #financegoals #financementoring #businesscoach

🎙️ Exciting News! 🎙️ In today’s episode, Dustin Bailey joins us as we explore the importance of questioning the status quo, taking actionable steps towards an alternative path, and the vital role of mental preparation in achieving true financial freedom. Whether you're contemplating a shift from your 9-to-5, in the middle of restructuring your financial life, or simply curious about breaking away from conventional financial planning, this conversation is a must-listen. Dustin shares how he broke free from the traditional retirement model that revolves around saving quietly for 40 years, hoping that life events or the stock market don't derail your plans. Drawing from his life-altering read of "Rich Dad, Poor Dad" and his personal experiences, Dustin explains why he chose to focus on generating passive income and impactful work over merely aiming to replace his working income after retirement. Key Highlights ✔ Redefining wealth in terms of time and passive income ✔ Reassessing the goal of retirement to prioritize time and lifestyle over money ✔ The effects of societal and cultural expectations on retirement views ✔ Importance of building around lifestyle desires and not merely financial accumulation Don't forget to subscribe to our podcast for more captivating episodes that will empower you on your journey to financial success! 🌟 #Migrate2Wealth #SaketJain #M2WDustinBailey #RetirementPlanning #FinancialFreedom EP155: Discover Why Retirement Isn't What You Think - Dustin Bailey Link in the comments section!

Believe me, this will give you 100% results! When I was just listening to Kiersten and Julien Saunders on their Rich and Regular, LLC podcast, and they made this brilliant point: FIRE isn't just about your paycheck, it's actually more about your mindset and planning skills. Here are the strategies you could follow to retire early as a high-earner: 1. Accelerated Wealth Accumulation: 👉 High earners can invest more of their income without sacrificing their lifestyle. - Faster growth of investment portfolios. - Greater potential for achieving "FatFIRE," a more comfortable retirement with ample savings. 2. Tax Optimization Strategies: 👉High-income individuals can leverage tax-efficient investments to grow wealth faster. - Use of backdoor Roth IRAs. - Minimization of tax liabilities through tax-efficient portfolios. 3. Mitigation of Lifestyle Inflation: 👉 With disciplined spending, high earners can resist the temptation of lifestyle inflation. - Prioritize wealth-building over consumption. - Build a stronger financial cushion for an early retirement. 4. Strategic Risk Management: 👉 High earners need robust protection for their accelerated wealth building. - Implement comprehensive insurance coverage strategies - Develop multiple passive income streams for security 5. Knowledge Capital Building: 👉 Investing in financial education becomes crucial for optimal wealth management. - Access to exclusive wealth management resources - Build relationships with top-tier financial advisors FIRE is for anyone ready to plan and commit to their financial freedom. Found these insights valuable? Share them with someone who might benefit from starting their own FIRE journey today! #FIRE #FIREcommunity #FIREforhighearners #financialfreedom #FIREplan #financialadvise

Financial freedom is a journey that begins with a single step, fueled by a powerful affirmation: "I am going to be wealthy and successful." This affirmation sets the tone for a mindset shift towards abundance and prosperity. It's not just about wishing for wealth; it's about believing in the possibility and taking intentional steps to make it a reality. Just like planting a seed and nurturing it with care, affirming your commitment to wealth and success plants the seed of possibility in your mind. From there, it's about cultivating that belief through consistent action and dedication. So, today, let's make that affirmation with unwavering conviction. Let's declare to ourselves and to the universe: "I am going to be wealthy and successful." And let's embark on this journey of financial freedom with confidence, determination, and a steadfast belief in our own potential💪 -------------------- David Joshua Lee, Financial Advisor, Generational Wealth Building Thought Leader, Retirement Planning Strategist. #financialfreedom #wealthmindset #SuccessJourney

Are you ready to handle the unexpected? Jessica Gibbs, CFP® reminds us that our lives are full of twists—new babies, retirement, selling your business, or even facing tough times. It's not just about numbers; it's about real-life impact. Is your wealth advisor just crunching numbers, or are they genuinely helping you navigate these life shifts? When you work with a wealth advisor, don’t settle for someone who only prepares you for the typical everyday expected shifts. Ensure they’re gearing you up for those unexpected moments so you can handle life’s changes with confidence and ease. What big changes are you going through right now? Let’s chat in the comments below! 👇 #DecisionMaking #FinancialWisdom #WealthManagement #Investing

Are you maximizing your Social Security benefits? Join me in my latest episode of 'Between Life and Money: Finding Balance' to navigate the complex world of Social Security with confidence. From the historical significance of FICA established in 1935 to strategic benefit withdrawals, this episode is full of actionable advice. Learn how demographic changes impact Social Security and why it’s crucial to start planning your retirement strategy at least 5-10 years in advance. Dive deep into these insights and prepare for your financial future! Watch the new episode on YouTube → https://lnkd.in/eKM4U6Hv #SocialSecurity #RetirementPlanning #FinancialLiteracy #FICA #SecureYourFuture

🕒 Don't wait until retirement to start living your best life! 🚀 Break free from the cycle of endless work and embrace the power of passive income. 💰 Reclaim your time, and make a meaningful impact on the world. Ready to leap? Join our Community! CASH FLOW UNLOCKED Link in the comment section #cashflowunlocked #timefreedom #PassiveIncome #FinancialIndependence

𝐓𝐡𝐞 𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡: 𝐈𝐭’𝐬 𝐀𝐛𝐨𝐮𝐭 𝐋𝐢𝐯𝐢𝐧𝐠, 𝐍𝐨𝐭 𝐉𝐮𝐬𝐭 𝐒𝐚𝐯𝐢𝐧𝐠 🌱💡 Imagine spending your whole life growing a tree that you never enjoy—the fruit, the shade, the shelter. Many people approach their finances this way, focused solely on accumulating wealth without stopping to ask: What is this all for? In a world where many of us could live well into our 90s or beyond, traditional financial planning can feel too narrow. Wealth isn’t just for retirement—it’s a resource to help you thrive across every stage of a long, fulfilling life. This is where a holistic, 100-year perspective on wealth can make a difference: ✨ Focus on Return on Life (ROL) – Rather than just return on investment, ask yourself how your finances can enable experiences, purpose, and joy. ✨ Realign Goals for Each Stage of Life – Wealth should support what matters most to you now and in the future, so your financial plan should evolve as your values and goals grow. ✨ Balance Saving with Living – Start enjoying the “fruits” of your financial planning today. Don’t wait for retirement to make meaningful memories. Partnering with a financial planner who embraces a comprehensive, long-life approach can ensure your money works toward a life filled with meaning and satisfaction. 💡 Want to dive deeper into these ideas? Click the link in the comments to read our latest blog on finding purpose through wealth. #WealthManagement #FinancialPlanning #ReturnOnLife #PurposeDrivenFinance #PerthFinancialPlanner #100YearLife #RealLifeFinancialPlanning #LongevityPlanning

The other day, I was listening to a podcast with Vivian Tu, aka 'Your Rich BFF,' and she shared her STRIP method for building wealth. It’s a straightforward framework that can help anyone get on the right financial path. Here’s a breakdown of the STRIP method to help you understand and apply it to your own life: S - Savings Start by saving three to six months' worth of living expenses to cover emergencies like job loss, medical bills, or unexpected repairs. T - Total Debt Audit all your debts and prioritize paying off those with the highest interest rates first. Focus on anything above 7% as a top priority. R - Retirement Funds Once high-interest debts are managed, focus on maxing out retirement accounts like a 401k, ROTH IRA, or SEP IRA, depending on your employment situation. I - Investments Allocate part of your income to investments after covering retirement contributions. This includes stocks, bonds, and self-investment in skill-building. P - Plan Set clear financial goals for the next five to ten years. Write them down and share with a friend for accountability. This keeps you focused on future financial health. Like and share it to your friends who can benefit from these tips. Happy Wealth building.

Calling all boundary-setting, worth-knowing, financially savvy visionaries: Your wealth and well-being revolution isn't just beginning – it's about to reach unprecedented heights! Timeless Vitality is about creating a life of purpose, impact, and continued growth. Amber Stitt and I are on a mission to revolutionize your approach to finance while optimizing every aspect of your life. Whether you're meticulously crafting your retirement blueprint, blazing new trails in the world of finance, or seeking to make a meaningful impact, we're your dedicated guides and staunchest advocates. What sets us apart? We're not afraid to challenge conventional wisdom. Expect: 💙 Raw, honest conversations about the realities of building wealth and maintaining vitality 💙 Practical, actionable advice that you can implement immediately 💙 A holistic approach that considers your financial, physical, and emotional well-being 💙 Inspiring stories of individuals who've mastered the art of timeless living 💙 Interactive elements that allow you to engage directly with our community of forward-thinkers This is your invitation to join the vanguard of empowered individuals taking control of their financial destinies and redefining what it means to live a rich, purposeful life. Don't just watch from the sidelines – be part of the movement that's reshaping our approach to wealth, aging, and personal fulfillment. Remember: Your worth is timeless. Your potential is limitless. Your vitality is endless. And we're here to help you prove it, every single day. Are you ready to embrace your power, optimize your wealth, and live a life of timeless vitality? Your future self will thank you for taking this step. Join us, and let's make history together. #TimelessVitality #FinancialEmpowerment #WealthBuilding #RetirementPlanning #HolisticLiving #AgelessSuccess