ANUJ LOHIA’s Post

👵👴 Aging gracefully means planning ahead! Here's why older adults should consider life insurance: 1️⃣ Financial Protection: Ensure your loved ones have support for final expenses, debts, and estate taxes. 2️⃣ Legacy Preservation: Even if you don't have a legacy to protect you want to make sure you have enough for those around you to take care of costs. 3️⃣ Peace of Mind: Provide your family with financial security, knowing they're taken care of when you're gone. 4️⃣ Funeral Costs: Spare your family the burden of hefty funeral expenses by planning ahead. 5️⃣ Supplement Retirement Income: Some life insurance policies offer cash value accumulation, serving as an additional retirement income stream. Don't wait until it's too late! Secure your future with life insurance. Visit YourForeverAgency.com today! 💼💖 💙 👪 💙 #yourforeveragency #yourforeveragent #YFA #healthcare #healthinsurance #health #insurance #security #confidence #protection #trustworthy #love #care #selfcare #familycare #Texas #LifeInsurance #FinancialSecurity #PlanAhead #LegacyPlanning

'No Family Left Behind' - Think about that for a moment. What does that mean to you when you hear those words? For us, it means a COMMITMENT to HELPING families BETTER their financial FUTURES. We see so many families going to a local financial institution and be turned away. So many families are being left behind because 'they don't fit the profile' of most places. Have you ever been denied Life Insurance or Critical Illness Insurance? Have you ever been told that they can't help you save for your or your children's/grandchildren's future because you don't have enough to invest? Have you ever been told that you are too young or too old to start saving for your retirement? Have you ever been told you can't have a fulfilling career AND be a good parent? We've heard so many stories like these, but guess what....WE won't turn you away. Because YOU MATTER to us. We CARE about YOU. We're here to HELP YOU. So when you see us, think.... ❤️No Family Left Behind❤️ #NoFamilyLeftBehind #financialgoals #positivity #commitment #careeropportunities #CareerGrowth #helpingfamilies #helpingeachother #helpingpeople #unleashyourpotential #fyp

👵👴 Aging gracefully means planning ahead! Here's why older adults should consider life insurance: 1️⃣ Financial Protection: Ensure your loved ones have support for final expenses, debts, and estate taxes. 2️⃣ Legacy Preservation: Even if you don't have a legacy to protect you want to make sure you have enough for those around you to take care of costs. 3️⃣ Peace of Mind: Provide your family with financial security, knowing they're taken care of when you're gone. 4️⃣ Funeral Costs: Spare your family the burden of hefty funeral expenses by planning ahead. 5️⃣ Supplement Retirement Income: Some life insurance policies offer cash value accumulation, serving as an additional retirement income stream. Don't wait until it's too late! Secure your future with life insurance. Visit YourForeverAgency.com today! 💼💖 💙 👪 💙 #yourforeveragency #yourforeveragent #YFA #healthcare #healthinsurance #health #insurance #security #confidence #protection #trustworthy #love #care #selfcare #familycare #Texas #LifeInsurance #FinancialSecurity #PlanAhead #LegacyPlanning

👨👩👧👦 Essential Estate Planning Tips for Parents: Create a Will: Designate guardians for your children and outline how you want your assets distributed. Establish Trusts: Protect your children's inheritance and ensure it's managed responsibly. Plan for Incapacity: Prepare healthcare directives and powers of attorney to appoint decision-makers. Review Beneficiary Designations: Ensure life insurance policies and retirement accounts align with your wishes. Discuss Your Plan: Talk to your children and family about your estate plan to avoid confusion. Update Regularly: Review and update your estate plan after major life events to keep it current. By taking these steps, you can provide security and peace of mind for your family's future. #EstatePlanning #FamilyFirst #LegacyProtection

How do we keep our parents financially secure during their golden years?👵🧓 In today's post I will explain what you can do to keep your parents financially secured. 🎯GET THEM HEALTH INSURANCE: 📌Keep a separate policy for them as they will require frequent hospital visits and may exhaust your coverage. 📌You can get a deduction of Rs 50000 for the medical insurance premium and also for medical expenses in case of no insurance coverage. 📌Ensure your parents have health insurance coverage, (not linked to your employer company) before they reach age 60 as after that no insurance company will agree to give insurance. 📌It will also protect them in case you have no employment later. 🎯HELP THEM CREATE A SUSTAINABLE INCOME 📌Most elders choose conventional ways of investing which does not cover the inflation. 📌While a major portion can be invested in debt, government securities and LIC Pension Plans, some amounts can also be allocated towards equity especially Index funds for getting inflation adjusted returns. 🎯CREATE AN EMERGENCY FUND 📌Keep at least a year's expenses in the Emergency Fund which can be withdrawn in case of medical emergencies which they may face frequently. 🎯ADVISE THEM FOR NOMINATION Ensure that they have appointed nominees for all their assets to avoid huge hassles in claims later on And lastly, Give them your Time and Love as that's all they need from you. ♥️ For one day they will be gone and you will regret it for your lifetime.🧓👵 Video. The pencil and the eraser story. Credit to Corporate Bytes✏️ #investing #retirement #pension #wealth #parents LinkedIn LinkedIn Guide to Creating

Teachers, school staff and school employees, protect your financial future with coverage options designed just for you! 🙌 #schoolinsurance #educatorsrock #teachertribe School employees have unique risks and needs when it comes to insurance. UNITED SCHOOLS ASSOCIATES can help provide coverage options that give you peace of mind. 📚✏Whether you need life insurance, disability insurance or a retirement plan - we have options to help you feel secure so you can focus on educating the next generation. We understand that educators spend their days shaping young minds and hearts. ❤️ Let us help protect your finances, so you can keep focusing on what matters most - your students.🤗 Contact UNITED SCHOOLS ASSOCIATES today to explore the insurance coverage options designed specifically for educators! 👨🏫👩🏫

In honor of #FinancialLiteracyMonth I'm going to take it back to basics for your #FinancialWellnessWednesday. When it comes to budgeting, it's not about restricting yourself. You are not on a money diet! It's simply about being aware of what is coming in and going out of your balance sheet. Unsure what you should be spending when it comes to savings, investing, and protection? See the "rule of thumb" below: Life Insurance: 6% of gross income plus 1% for each dependent Long Term Disability Insurance: 1%-3% of your gross income 401k/retirement: 10%-20% of Gross Income Emergency Fund: Have between 3-6 months of monthly expenses After looking over these numbers, here's some statistics to keep in mind: 30% of people will pass away before the age of 65 1 in 4 will suffer a disability before retirement age 90% of disability claims are due to illness, NOT injury. 66% of Americans are not able to cover a $1000 emergency 56% of Americans agree they are not on track for retirement The biggest threat to your income will cost the least of your income to protect. We have insurance on our cars, homes, and even cellphones when we're ultimately neglecting to protect our biggest asset which is our ability to earn an income. This isn't meant to scare you, but to break it down on what's a realistic range of what you should be saving to prepare and secure your future. What does Financial Freedom look like to you? Looking for a personal CFO to help guide you there? My team and I can help, reach out to me today! #FinancialWelnessWednesday #PrepareForYourFuture #FinancialFreedom

Picture this scenario: You're a caring and responsible 60-year-old, enjoying your retirement years surrounded by loved ones and cherished memories. Have you ever stopped to ponder what would happen to your family if you were to pass away unexpectedly? Imagine the peace of mind in knowing that they would be spared the burden of covering your final expenses. Simplified issue final expense insurance offers you the opportunity to provide that invaluable peace of mind for your family with ease and simplicity. How comforting would it be to know that your loved ones could receive a lump sum payment to cover funeral costs, outstanding debts, and other end-of-life expenses without adding financial strain to their grief? Simplified issue final expense insurance allows you to take proactive steps to ensure that your family can honor your memory without worrying about the financial implications. Don't you believe it's worth exploring today to secure your family's peace of mind tomorrow? Dive into the variety of protection plans waiting for you on our website at https://lnkd.in/dA79Tdjh . #SecureYourFuture #LifeCoverage #ProtectYourLovedOnes #PlanForTomorrow #PeaceOfMind #InsuranceProtection #FamilyFirst #LegacyPlanning #PrepareForTheUnexpected #InsureYourLife #SecureYourLegacy #LifeAssurance #PlanAhead #InsureYourLegacy #SafetyNet #lifeinsurance

🚀 Ready to change the statistics? 🚀 Did you know: - 90% of families lack a strategy to become debt-free? - 90% of families have only two years or less of life insurance coverage, leaving a $25 trillion shortfall (nearly $500k per family)? - 90% of families are on track to have less than $57k at age 65, falling over 90% short for their required $1 million retirement savings from age 65-92? - 90% of families lack legal protection? Let's break these cycles. Let's empower families with financial education, protection, and strategies for a brighter future. Message me to learn more about how we can rewrite these statistics together. 💡💼💰 #FinancialEmpowerment #BreakTheCycle #SecureFuture

As a woman it can be very beneficial to diversify your financial plan with life insurance. Today's life insurance offers financial flexibility- even while you're living. It allows you to add more to retirement with tax benefits that give you peace of mind before, during and after retirement. It's so important to protect your future. Whether you have a paying job, are a homemaker, single, married, divorced or widowed, every woman needs to protect the financial future for her and her family. Keep yourself and loved ones secure. Having this coverage in place could mean being able to pay for your own long-term care and provide your family with financial support instead of creating expenses and causing a financial burden for your family members. Plan your tomorrow today. #womensupportingwomen #womeninspiringwomen #womenandwealth #smartmoneystrategist