Tanujj Aroraa’s Post

Strong rally in banking and financial sector today! The RBI's recent relaxation of provisioning norms for AIF investments seems to be driving investor confidence. This bodes well for the overall financial industry's health. #RBI #BankingSector #FinancialMarkets #AIF #Investment #StockMarketIndia

Tax on NRI Investments in Mutual Funds - Many times, I have been asked this hence, I thought of sharing this with everyone. If you know any NRI who is looking to invest in Indian Share Market or have any QUERIES about Investments, I will be happy to answer. I help in creating the complete investment portfolio of various investments like Mutual Funds, PMS, AIF, Unlisted Shares, Debt Bonds by dividing amongst the DEBT & EQUITY as per the needs and Financial Goals of the customer. So, every portfolio is UNIQUE in itself. Currently handling portfolios of more than 200 clients worldwide. Contact - 91-88517-88173 #PMS #AIF #portfolio #Management #portfoliomanagementservices #PortfolioManagement #portfolioconstruction #shares #stocks #NSE #BSE #sensex #sharemarket #stockmarket #wealth #wealthbuilding #wealthcreation #moneymindset #moneymanagement #moneymatters #alternateinvestments #alternateinvestment #nifty50 #FinancialNews #FinancialInsights #financialsecurity #financialmatters #financialindependence #financialdiscipline #financegoals #inflation

SIFMA estimates the U.S. fixed income markets outstanding totaled $44.3 trillion at the end of Q4 2023, up 6.8% y-o-y  o  Treasuries led the yearly increase, up 10.2% y-o-y  o  The other categories of fixed-income securities were up slightly over 2022, with Corporates increasing the most at 3.0% y-o-y  #SIFMA #municipalbonds #bonds #corporatebonds #bondmarket #fixedincome #treasuries #mbs #PLS #MBS #RMBS  #ABS #securitization #structuredfinance #credit #structuredproducts #capitalmarkets #banking https://lnkd.in/eYKnSueB

Hey, #connection Yesterday, I studied the analysis of dividends and share repurchases chapter, which is part of #corporate issuers in #CFAL2. While studying this, I learned about how #dividend are compared.I tried my best to explain it in a simple form. Special thanks to Aswini Bajaj bhaiya for explaining this in such an easy way. #cfa #cfanotes #cfainstitute #cfal3 #cfal2 #cfanotes #cfal2notes

"Financial products to avoid and go for part 1" Watch the video Here is the explanation 👇 1. DSP ELSS Mutual Fund outperforms SSY with 18.27% annualized returns vs. 8.2%. Tax benefits under section 80C add to its appeal. Risk diminishes over a 21-year horizon, especially with investments in large cap companies like HDFC, Reliance Industries, HUL, and Asian Paints. 2. UTI Ultra Low Duration Mutual Fund offers safety, higher returns than FDs, and flexible withdrawals with minimal lock-in periods, ensuring higher liquidity. 3. Term Insurance is unmatched for its low premiums and high coverage. Companies often push ULIPs, but they offer less value over time and mix investing with insurance unnecessarily. 4. SGBs trump physical gold as investments: they're GST-free, tax-free after 8 years, and yield 2.5% annually. Physical gold is primarily jewelry, not an investment. 5. REITs provide an excellent entry point to real estate investment, especially for those with limited capital. It's akin to investing directly in real estate without the hefty upfront costs. Follow Kalyan Kumar Biswal for more such posts LinkedIn LinkedIn Learning #finance #investments #gold

#MCPro | Debt funds may have become cleaner in past 3 odd years, but there has been a casualty. Credit risk strategy has shifted from mutual funds to PMS. And #PhillipCapital wants to win this race. Kunal Singh Kochar, Head – Fixed Income, PhillipCapital, talks to Moneycontrol #MCPersonalFinance #SEBI #Finance

RBI has announced buyback of its own securities worth Rs.25,000cr maturing in 2025 and 2026. The buyback will happen on Thursday, 10-Oct-24. This might lower the yields on the shorter end of the curve because it results in immediate fund infusion into the banking sector due to premature redemption. https://lnkd.in/gy6gtasT #FixedIncome #DebtMarket #Bonds #NCDs #Debentures #Tbills #TreasuryBills #Gsec #Gilt #GovernmentSecurities #SovereignBonds #YieldCurve #ShortTerm #Buyback #RBI #ReserveBankofIndia #India #LKPSecurities

Hey, #connection Yesterday, I studied the analysis of dividends and share repurchases chapter, which is part of #corporate issuers in #CFAL2. While studying this, I learned how some ratios can be helpful in analyzing the probability of sustainability of dividend. I tried my best to explain it in a simple form. Special thanks to Aswini Bajaj bhaiya for explaining this in such an easy way. #cfa #cfanotes #cfainstitute #cfal3 #cfal2 #cfanotes #cfal2notes

RBI recently issued clarifications to December 19, 2023 circular easing out norms on AIF investments by Regulated Entities. Apart from excluding equity investments from the ambit of downstream investments, the circular also clarified that provisioning by Regulated Entities is to be on a pro rata basis instead of the whole of its investment.   However, significant concerns remain on operational aspects of participation by Regulated Entities in AIFs which have exposure other than in equity shares of Debtor Companies of Regulated Entities. In this edition of our Investment Funds Monthly Digest, Nandini Pathak, Dibya Prakash Behera and Athul R. outlines the practical implications of the circular, challenges, and strategic considerations for Regulated Entities in the near future. https://lnkd.in/dHprm2Vf #aifs #investmentfunds #alternativeinvestments #nbfc #banking

Thanks a lot Kayezad Adajania and moneycontrol.com for sharing a perspective on why #Debt PMS’s focused on curated credit are a good investment opportunity for #HNI investors looking to diversify their investments beyond the traditional #MF and Equity exposures. While Mutual Funds have done an excellent job of managing Fixed Income portfolio’s of various categories of investors and will continue to be a preferred investment avenue for a large segment of the investor community, we believe a Debt #PMS offers a niche segment of clients a differentiated avenue to generate superior risk adjusted returns given their risk taking ability. With a focus on finding #investmentideas with strong potential for credit upgrades, strict avoidance of no-go segments and selection of companies basis detailed research, we are glad to share that existing investors have earned on average 1 % + return per month* since inception in Aug 2023 through the Phillip Income Builder Portfolio. (* post expenses on a TWRR basis and based on actual calculations) We continue to see this as an opportune time for HNI’s to take exposure to this #investment avenue. With central banks globally and in India on the cusp of changing their stance with respect to rates, stable economic environment in India and a much improved set of balance sheets for issuers, we see not just comparatively higher returns from the Phillip Income Builder Portfolio, but a distinct possibility for making capital gains as well. Moreover with the transition to a $ 5 Tn economy, the opportunity is large for investors to grow their wealth not only through Equities but also through the #FixedIncome route. #PhillipCapital #FixedIncome #WealthManagement #PortfolioManagement #NewsArticle #DebtMarkets #CorporateBonds Joydeep Sen Vaibhav Singhal Vineet B. PhillipCapital India