Athena Home Loans’ Post

I'm so glad this conversation is gaining momentum. I've been advocating for this for 12 years! Since 2009, our LenderX lenders have seen firsthand how paying appraisers their full fee significantly boosts their operations, turn times, and customer satisfaction. As someone who was required to go through an AMC for my appraisal (despite our mission to help appraisers earn more), it was yet another reminder of why we're so committed to supporting appraisers directly with LenderX. No matter which side you fall on, it's the right time to return to the discussion. Read more on the importance of fair appraisal fees in this Working RE article: https://lnkd.in/gnvJamZ3 #Appraisals #AppraisalIndustry #LenderX #RealEstate #Appraisers #MortgageLending #CustomerSatisfaction #RealEstateTech #OperationalEfficiency #AMCs #PropTech #AppraisalManagement #FairFees #TurnTimes

#theimpossibleguysandgirlsonlinkedin Customer service is everything and can be light and day between Lenders . I wanted to give special mention to Market Financial Solutions and Sumit Sapra CeMAP and MBA along with team for issuing more that 15 million in offers for a portfolio client across multiple properties all at once , working with myself and client and coming up with a bespoke deal that on one section will save client 17k a month. Not only that but the speed in which we did it and out the box thinking. When you work with lenders like MFS ,Together - loans, mortgages & finance Castle Trust Bank impossible can be possible . Yesterday I packaged and submitted a case on MBV for a large residential, the lovely Lauren was on phone within 2 hours - final checks in que for security call Andy Neo - could not be more polite and helpful , why wait for 3 months of underwriter's pretending to be specialist when it can be done in less than 2 hours, It doesn't need to be this hard . A lot of our clients are not adverse they just want it done no messing around and speed . The 3 lenders that I have mentioned are just a small selection we use ( should also mention West One otherwise they will get upset , along with super service from build a loan on my Skandihus development project ) But if you are going to talk a big game make sure you have the team to back it up. I said when I started out of covid from scratch to the network my business plan is I will be no1 in network, everything all at once and my mantra is #missionno1 - that was day 1 and have said this ever since I am coming - believe me now when I say I am coming ! Will I succeed? who knows but at least I can say I went swinging. Looking forward to seeing everyone at MFS event next week that is Tuesday , Clients in London office on Wednesday along with being at the UK financial lunch on Friday come and say hi . #mortgages #mortagebroker #specilaistlending Connect MortgagesConnect for IntermediariesEmma R.Sharon Van LoenenJane Benjamin

Noting the announcement from CBA today that 'it would partner with real estate software provider MRI Software, which processes about $2 billion worth of rent a month through its platform', will we see a propensity model created that could inform Credit decisions for Home Loan applications?? For a while now I've been waiting for someone to leverage the regular rental payments of consumers to 'assist' (special emphasis on assist!) in the decisioning process. Whilst various Australian Governments set ambitious Housing targets over the coming years, the need\opportunity to shift a higher percentage of consumers from Renters to Home Owners will need to be supported by more than the existing Credit scoring models and other traditional inputs. The data is there, who will harness it in a way that doesn't exponentially increase the risk of these loans???

⭐30bps Your Way on Quick Close & BFS!*⭐ Today is a good day—you can get 30bps Your Way by reducing the listed rate or lender fee or adding to your broker fee! In fact, throughout October, you can get 30bps Your Way on the following: ⭐Quick close applications funded within 10 days; or ⭐Business for Self (BFS) applications funded before November 15, 2024. With 30bps Your Way, you can choose to: ⭐Remove 30bps from the rate; ⭐Remove 30bps from the fee; or ⭐Add 30bps to the broker compensation. But wait, it gets even better! Imagine offering your clients the possibility of 50-year amortization and effortlessly guiding them into the home of their dreams. To learn more about our BFS promotion, please visit https://hubs.li/Q02WjWgw0 or contact your Magenta Capital Corporation representative. *Quick close files must be funded within 10 days of submission. Business for Self files must be funded by November 15, 2024. Each application qualifies for up to 30bps Your Way, whether you choose Quick Close or BFS. Please note, that these promotions are exclusive and cannot be combined. #BrokerNetwork #AlternativeLender #MortgageCanada #Magenta #YourTomorrowMatters #QuickClose #QuickCloseMortgage #30bps #BusinessForSelf #50YearAmortization

⭐ For Directly Authorised Brokers only ⭐ In the heart of Positive Lending, where heroes rise to aid those in need, we stand ready to help you champion the cause of retirees seeking financial freedom! For those nearing the twilight of their adventures, we unveil our mightiest weapon yet: whole-of-market lifetime mortgages! With the power to unlock the equity of their homes, we ensure that every hero of retirement can claim their rightful reward and secure the best financial outcome for their golden years! 🦸♂️🦸♀️ Later Life Lending - The Positive Way 🦸♂️🦸♀️ 🌟 11 lender options 🌟 Rates from 5.34% 🌟 Suitable for 55+ year old clients 🌟 Loans from £25,000 - £2,000,000 🌟 Use for any legal purpose 🌟 All credit profiles considered 🌟 Interest rates fixed for life 🌟 No monthly repayments 🌟 Choose a lump sum, or drawdown when required 🌟 Fully advised service on all referrals 🌟 No commission clawback – Ever 🌟 Highly competitive fee structure 🌟 Leading commission paid within 24 hours of completion 🌟 Proud members of the Equity Release Council Get in touch with your Later Life Lending Sidekick now on 01202 850 830 (option 4) or email EREnquiries@positivelending.co.uk or visit https://lnkd.in/epXX3x9f ⭐ For Intermediaries only ⭐ Not intended for retail consumer use ⭐ Equity Release is a form of lifetime Mortgage. To fully understand the features, benefits and risks please ask for a personalised illustration. Some lifetime mortgages can be arranged on an interest only basis allowing you to avoid the debt increasing. If you opt for this your home may be repossessed if you fail to keep up repayments on the mortgage. We only recommend products where there is a no negative Equity guarantee #laterlifelending #complexmortgages #specialistlending #propertyfinance #equityrelease

Why Certainty Home Lending? Krista Ellis shares some of the key factors that helped influence her decision in making the move from her previous employer to Certainty. Thank you again, Krista, for making this big move...you are truly a pleasure to work with & are helping to bring fun back to the workplace! #CertaintyHomeLending #francoterango #kristaellis Certainty Home Lending Franco Terango Krista Ellis

Here at Stellar, we’ve always approached the growth of our client’s banks and credit unions with a two-pronged approach — acquisition of new account holders and retention of existing accounts. The latter is something often overlooked. That brings me to our current new product launch targeting the retention of indirect auto loan customers and members. The industry has tried to address the issue without success. Today, there is a solution. Our solution takes what used to be at best a 5% retention rate of these account holders after the loan is paid-off to what we see today of potentially somewhere between 30% and 35%.    We first beta-tested our approach back in late 2023 with success rates that exceeded even our expectations. Clients that went live on the program as we launched earlier this year have even exceeded the results we saw in our beta testing. We’ve expanded the target group to include direct auto loans, mortgages, and recreational vehicles. The chart below shows how results have developed over the past seven months. If you don’t believe the data give us a try. There are no upfront fees, just a success fee for each checking account opened. We’re betting you’re going to be very successful. #newaccountholders, #memberretention, #accountacquisition, #indirectautoloans https://lnkd.in/gm69eUCv

FALSE! 📆🤔 Let's clear up this common misconception! While some lenders may have expiration dates for pre-approvals, many are valid for longer periods or can be easily extended. It's essential to check with your lender to understand their specific policies. Reach out today for personalized guidance on the home buying process. #PersonalInsurance #TailoredProtection #FinancialSecurity #InsuranceMatters #SecureYourFuture #PeaceOfMind #ComprehensiveCoverage #SmartInvesting #SecureYourLife #FinancialWellness #PersonalProtection #InsuranceCoverage #SmartPlanning #PlanForSuccess #FinancialIndependence #TailoredCoverage #SecureFuture #InsuranceOptions #PlanAhead #LifeInsurance #HealthProtection #ChooseWisely #CustomizedCoverage #FinancialStability #WellnessFirst #InsuranceInsights #RRSPPlanning #TaxSmartInvesting #FinancialSecurity #TaxSavings #PlanForSuccess #FinancialEmpowerment #SecureYourFuture #InvestInYourFuture #WealthBuilding #TaxEfficientSavings #FinancialGoals #PlanForTomorrow #InvestmentStrategies #FinancialFreedom #TaxPlanning #WealthManagement #FuturePlanning #SmartInvesting #TakeChargeOfYourFinances #InvestmentOpportunities #WealthPreservation #PlanForProsperity #FinancialIndependence #StrategicInvesting #TaxSmartPlanning #TaxSavingsStrategies #FinancialPlanning #LongTermGoals #Homeownership #WealthBuilding #FinancialSecurity #HomeInvestment #PropertyPlanning #FutureFinancialGoals #RealEstateWealth #HomeownershipJourney #FinancialSuccess #WealthManagement #PropertyInvestment #FinancialFreedom #HomeOwnershipDreams #WealthCreation #HomeEquity #FinancialStability #LongTermWealth #HomePlanning #FinancialIndependence #RealEstateGoals #HomeownershipGoals #FinancialWellness #HomeownershipDream #MortgageTips #ApplicationProcess #CommonMistakes #MortgageApplications #HomebuyingTips #ApplicationBlunders #MortgagePitfalls #AvoidingMistakes #HomeFinancing #MortgageAdvice #ApplicationInsights #MortgageSuccess #AvoidApplicationMistakes #HomebuyingJourney #MortgagePreparation #ApplicationChecklist #MortgageApproval #AvoidingPitfalls #PropertyPurchase #MortgageEducation #AvoidCommonMistakes #HomeownershipTips #MortgageGuidance #AvoidingBlunders #MortgageReadiness #SecureFinancialFuture

Here are some of the reasons why our BOOST DPA program stands out among the stars: 🔹 580 Min FICO 🔹 We believe in making dreams come true, starting with a FICO score as low as 580. 🔹 96.5% FHA 1st + 3.5% 2nd 🔹 It's not rocket science! Achieve 100% Financing effortlessly. Get up to 103.5% CLTV on USDA! 🔹 Property Variety 🔹 From Single-Family Residences (SFR) to Condos, 2-4 Units, and Manufactured Homes — we cater to the entire galaxy of housing options. 🔹 First-Time Homebuyer Not Required🔹 Because everyone deserves a chance to own a piece of real estate. 🔹 AUS Approval or Manual UW 🔹 We have the flexibility for manual underwriting -- ensuring a smooth journey through the underwriting process. 🔹 Non-Occupant Co-Borrowers 🔹 Sometimes, it takes a team to launch into homeownership — non-occupant co-borrowers are welcome! 🔹 6% Seller Credit Allowed 🔹 A boost from the seller to propel your clients into their new home. And here's the best part — all our Down Payment Assistance programs are underwritten in-house, making the loan submission a breeze through our user-friendly STAR Portal. If you're ready to elevate your lending experience, don't hesitate to reach out to me for help pricing out and structuring your next deal! 📨 jbeard@orionlending.com 📲 949.227.2946 💻 https://lnkd.in/dQd-hEGB #wholesalelending #wholesalelender #mortgagelender #mortgagebrokers #mortgageindustry #mortgages #loanofficers #brokersarebetter #refinance #downpayment #downpaymentassistance #zerodownpayment #zerodown #fha #fhaloan #fhaloans #usda #usdaloan #usdaloans #mlo #mortgageloanoriginator #loanofficer

🏡✨ Exciting News in the Real Estate World! ✨🏡 Unlock the Power of FHA Streamline for Your Property Dreams! 🚀 📈 Interest Rate: Dive into rates ranging from 6.25% to 9.5% for both Multifamily and Single-family properties! ⏳ Amortization: Enjoy flexible terms up to 30 years, giving you the peace of mind you deserve. 🏠 Eligible Property Types: Whether it's a cozy single-family home or a multifamily gem with up to 4 units, FHA Streamline has got you covered! 💼 Income Simplified: No need to stress over personal or business tax returns - we've got a hassle-free solution for you. 📊 LTV (Loan-to-Value): Take advantage of up to 80% LTV, making your dream property more attainable than ever. 🌐 Recourse: It's a win-win! Enjoy the benefits of non-recourse for added peace of mind. 👥 Borrower Requirements: All loans must close under the umbrella of a Single Purpose LLC - setting you up for success! 🌎 Foreign Nationals Welcome: As long as you've got a checking account in a US-based bank, you're ready to make your real estate dreams a reality! 🌟✨ Explore the FHA Streamline advantage now! Visit Custom Mortgage Inc to step into a brighter future with your dream property! 🏡💙 #RealEstateDreams #FHAStreamline #PropertyOpportunity #InvestmentJourney