Barden Building Products’ Post

Thinking about building your dream home? Getting the financing right is critical.

Thinking about building your dream home? Getting the financing right is critical.

Ready to buy a home? Check out our ultimate guide with expert tips on budgeting, financing, negotiating, and exploring government programs. Make informed decisions and secure your dream home with confidence! 🏡✨ #HomeBuyingTips #RealEstateAdvice #FirstTimeHomeBuyer #HomeBuyingGuide #RealEstateInvesting #BudgetingTips #FindYourHome #HouseHunting #PropertyBuying #ExpertAdvice

A funny thing happened on the way to the loan department: Someone asked for a property valuation, and nobody could agree on what it should be. Many lenders are wary about financing CRE. Yes, there are the concerns about property types like office and multifamily. Everyone worries about where inflation and, therefore, interest rates might go. And property values keep dropping. But even as valuations fall, few have a tight handle on what a building is worth. Greatly slowed transaction rates at times when a lot of property owners are trying to bail out of a bad refi position mean getting comparables is tough. How much financing can a building support? Can the business plan work in the long run? Traditionally, appraisal-based cap rates have been the preferred method to get a sense of how to answer those questions. However, under current conditions, that sort of estimate is harder to pin down with enough accuracy. CBRE recently explored some alternative approaches to cap rates and property valuations: Spread-Implied Cap Rate — take the average historical spread of cap rates over 10-year Treasury yields to find the current property yield. Fair Value Cap Rate — use the Gordon Growth model by adding the risk-free rate and risk premium and then subtract expected income growth. Debt Service Coverage Ratio (DSCR) Implied Cap Rate — look for the yield that will allow the property to get an adequate DSCR. REIT-Implied Cap Rate — compare current REIT share prices and a property’s expected income.

🏡 Thinking about buying your next property before selling your current one? Bridging finance can make the transition smoother, but it comes with unique costs that you need to plan for. 📊💡 🎥 In this video, Lucas Horne from Mountain Mortgages breaks down: 👉 What bridging loans are 👉 Key costs like interest rates, fees, and holding expenses 👉 Budgeting tips to prepare for delays and unexpected expenses 🔑 Key Takeaways: ✔️ Understand the potential costs (e.g., interest rates ~9–12%) ✔️ Plan for owning two properties at once ✔️ Be ready for application, valuation, and possible exit fees ✔️ Learn practical budgeting tips to avoid surprises 📞 Need help navigating bridging finance? We've got you covered. Watch the video now and feel confident about your next move! ✅ Follow us for more expert tips on property finance. #BridgingFinance #HomeLoans #PropertyTips #MountainMortgages #BudgetingTips

Dreaming of a home project? Let's turn those dreams into reality! I am here to help you every step of the way. Whether it's a kitchen remodel, a backyard oasis, or that cozy reading nook you've always wanted, we've got the financial solutions to make it happen. Say goodbye to DIY budgeting woes and hello to stress-free financing. We understand that your home is more than just a place – it's an expression of you. That's why we're committed to tailoring a financing plan that fits your needs like a perfectly tailored glove. 💡 Don't put your project on hold any longer. Reach out to us today and let's chat about how we can make your home project aspirations a reality. Your dream home is calling – answer it now! 📞💰 To get a free home loan check, click the link below today: https://lnkd.in/gFJWeJ5t #financecorp #financemadeeasy #construction #homeloanfinance #businessloan #debtconsolidation #carloans #personalloans #mortgagebroker #money #finance #investment #firsthomefinance #commercialfinance #buyingahome #refinancing #HomeFinance #DreamHome #HomeProjectsMadeEasy

Dreaming of a home project? Let's turn those dreams into reality! I am here to help you every step of the way. Whether it's a kitchen remodel, a backyard oasis, or that cozy reading nook you've always wanted, we've got the financial solutions to make it happen. Say goodbye to DIY budgeting woes and hello to stress-free financing. We understand that your home is more than just a place – it's an expression of you. That's why we're committed to tailoring a financing plan that fits your needs like a perfectly tailored glove. 💡 Don't put your project on hold any longer. Reach out to us today and let's chat about how we can make your home project aspirations a reality. Your dream home is calling – answer it now! 📞💰 To get a free home loan check, click the link below today: https://lnkd.in/gFJWeJ5t #financecorp #financemadeeasy #construction #homeloanfinance #businessloan #debtconsolidation #carloans #personalloans #mortgagebroker #money #finance #investment #firsthomefinance #commercialfinance #buyingahome #refinancing #HomeFinance #DreamHome #HomeProjectsMadeEasy

Dreaming of a home project? Let's turn those dreams into reality! I am here to help you every step of the way. Whether it's a kitchen remodel, a backyard oasis, or that cozy reading nook you've always wanted, we've got the financial solutions to make it happen. Say goodbye to DIY budgeting woes and hello to stress-free financing. We understand that your home is more than just a place – it's an expression of you. That's why we're committed to tailoring a financing plan that fits your needs like a perfectly tailored glove. 💡 Don't put your project on hold any longer. Reach out to us today and let's chat about how we can make your home project aspirations a reality. Your dream home is calling – answer it now! 📞💰 To get a free home loan check, click the link below today: https://lnkd.in/gFJWeJ5t #financecorp #financemadeeasy #construction #homeloanfinance #businessloan #debtconsolidation #carloans #personalloans #mortgagebroker #money #finance #investment #firsthomefinance #commercialfinance #buyingahome #refinancing #HomeFinance #DreamHome #HomeProjectsMadeEasy

Dreaming of a home project? Let's turn those dreams into reality! I am here to help you every step of the way. Whether it's a kitchen remodel, a backyard oasis, or that cozy reading nook you've always wanted, we've got the financial solutions to make it happen. Say goodbye to DIY budgeting woes and hello to stress-free financing. We understand that your home is more than just a place – it's an expression of you. That's why we're committed to tailoring a financing plan that fits your needs like a perfectly tailored glove. 💡 Don't put your project on hold any longer. Reach out to us today and let's chat about how we can make your home project aspirations a reality. Your dream home is calling – answer it now! 📞💰 To get a free home loan check, click the link below today: https://lnkd.in/gFJWeJ5t #financecorp #financemadeeasy #construction #homeloanfinance #businessloan #debtconsolidation #carloans #personalloans #mortgagebroker #money #finance #investment #firsthomefinance #commercialfinance #buyingahome #refinancing #HomeFinance #DreamHome #HomeProjectsMadeEasy

Dreaming of a home project? Let's turn those dreams into reality! I am here to help you every step of the way. Whether it's a kitchen remodel, a backyard oasis, or that cozy reading nook you've always wanted, we've got the financial solutions to make it happen. Say goodbye to DIY budgeting woes and hello to stress-free financing. We understand that your home is more than just a place – it's an expression of you. That's why we're committed to tailoring a financing plan that fits your needs like a perfectly tailored glove. 💡 Don't put your project on hold any longer. Reach out to us today and let's chat about how we can make your home project aspirations a reality. Your dream home is calling – answer it now! 📞💰 To get a free home loan check, click the link below today: https://lnkd.in/gFJWeJ5t #financecorp #financemadeeasy #construction #homeloanfinance #businessloan #debtconsolidation #carloans #personalloans #mortgagebroker #money #finance #investment #firsthomefinance #commercialfinance #buyingahome #refinancing #HomeFinance #DreamHome #HomeProjectsMadeEasy