BGFIBank Cameroun’s Post

Thrilled to have joined an insightful panel at the Digibank Summit in Riyadh today, where industry experts gathered to tackle some of the most pressing topics in cybersecurity for the digital banking era! 🌟 We explored essential strategies for scaling security and enabling defence in depth security architecture, empowering people to foster a cybersecurity-first culture, and building trust with our customers in today’s complex threat landscape. Thanks to my fellow panelists and everyone who joined the discussion. It’s exciting to be part of a community dedicated to shaping the future of secure, customer-centered innovation in banking! #DigibankSummit #Cybersecurity #DigitalBanking

The New Zealand government has proposed a $500 million capital raise for Kiwibank to boost its competitiveness against the Australian-owned banks. But will this move actually strengthen Kiwibank, or is it just a short-term fix that fails to address deeper issues? In my latest blog post, I explore the potential pitfalls of this capital raise: 🔍 How a weak capital ratio and low profitability leave Kiwibank vulnerable. 💼 The risks of the government’s “put option” and its implications for institutional investors. 🔎 How the government’s role as a guarantor would raise serious questions under global rules. As Kiwibank faces yet another round of funding, it’s worth asking: Will these measures get the bank back on track, or will they simply prolong its struggles? 👉 Read the full post to learn more about the challenges and risks ahead for Kiwibank and the broader New Zealand banking sector. #Kiwibank #BankingRegulation #Finance #NewZealand #BaselIII #Investment #CapitalMarkets #BankingCompetition https://lnkd.in/gWFuqF9C

💼 Major Milestone for Kiwibank 💼 The government has approved a $500M capital raise for Kiwibank, enabling it to lend up to $10B to homebuyers or $4B to businesses. Finance Minister Nicola Willis highlighted this as a significant step to increase competition with the big four Australian-owned banks while bolstering New Zealand’s financial independence. A future IPO is part of the long-term plan, but first, Kiwibank will complete its digital transformation by 2028. The investment community is optimistic, but performance improvements, such as raising its current 4.9% return on equity, will be key to success. This is an exciting opportunity for New Zealand’s banking sector to evolve and deliver better outcomes for Kiwis. #BankingInnovation #KiwibankGrowth #NewZealandBusiness

We’re eager to be part of the #digitalbanking transformation in Saudi Arabia. We will be excited to meet you at Riyadh to discuss your digital banking initiatives and how we can be part of your journey supporting you in the transformation. #saudiarabia #digitaltransformation

I wrote this for Stuff outlets on how the Govt is preparing the ground for the privatisation of Kiwibank, how this won’t work in making Kiwibank a better challenger to the big banks, the risks of Kiwibank being ripped up by private equity and becoming more like the big Australian banks, the political problems, and what could be next on the chopping block if we let this go ahead. Let’s use this moment instead to mobilise around stronger public services and public ownership: https://lnkd.in/gYaeXbTJ

With the introduction of the nation's first all-inclusive cashless environment, Askari Bank has made a major contribution to the advancement of Pakistan's digital financial landscape. Building cashless communities is the goal of this project, which supports the bank's digital transformation and financial inclusion goals. By emphasizing cashless transactions, the project hopes to make everyday life easier for people in particular communities and get them closer to living a lifestyle driven by technology. Read more: https://lnkd.in/gPhfGqqd #AskariBank #DigitalPakistan #CashlessEconomy #FinancialInclusion #KarandaazPakistan #SmartCommunities #DigitalTransformation #FintechInnovation #CashlessFuture

Hi all. A Kiwibank IPO is definitely on the cards but let's hope it's done very carefully. You don't want a bank having too much capital lying idle. There are a number of different ways a float could be managed and I've suggested one in this column.

Excellent thoughts on how to slowly build up Kiwibank

Hard work pays off

"Why Multi-Tenant Buildings Are the Future of Safer Investments" In a world where single-tenant properties are no longer the safe bet they once were, multi-tenant buildings offer a more secure investment. Learn how the post-pandemic workplace reshuffling, highlighted by Medibank's case in Melbourne, demonstrates the value of diversifying tenants. This strategy reduces risk and ensures better long-term returns for savvy investors." RealEstateInvesting #MultiTenant #PropertyInvestment #CommercialRealEstate #PostPandemicRealEstate #InvestmentStrategy #TenantRisk #RealEstateShift #WorkplaceEvolution #DiversifiedInvestments #SmartInvesting #BuildingValue #PropertyManagement #RiskMitigation #StableReturns #Medibank #RealEstateTrends #RealEstateSecurity #CommercialProperty