Bharat Solutions’ Post

Don't fear 'hard money' in commercial mortgages! It's for when traditional financing isn't viable due to property or credit issues. Higher rates and fees, but quicker funding with fewer requirements. If traditional financing isn't an option, consider hard money for fast access to funds. Research lenders and terms carefully before deciding. 🏢💰 💼 Learn more and schedule a call at https://lnkd.in/gA37_qYF #NeuFinance #RealEstateInvestment #CommercialLending #AssetFinance

WHAT CLIFF? Just 6 out of every 1,000 home loans are in arrears. Shock, horror… adults made adult decisions, they adjusted, they did what was required to retain the roof over their head and the nest egg for their future. Also, investment property loans retained its longstanding position of superior quality credit than loans for owner occupied properties. #propertymarket #realestate #propertyinvestment #homeloans #housingsupply #economy #capitalgrowth #housingdemand #propertyology

Elevate. It’s a Mate’s Rate! Get our lowest rate: 7.49% interest across ALL home and investment property loans. Rate Money is the home of your self-employed and small business clients. So it’s no surprise we’re offering another great deal for our Aussie heroes. Our ‘Elevate Easy Doc Investment Combo’ allows your clients to combine their investment property with an Owner-Occupied property and eliminate the investment loading. Here’s the deal: If your clients take up an Owner-Occupied Home Loan before 30 September, we’ll give them all their Investment Property Loans at the Owner-Occupied rate of 7.49%*. ▪ NO application fees ▪ NO risk fees ▪ NO long-drawn-out processes ▪ NO valuation fees Just the easiest and most effective way to get a competitive rate across all home and investment property loans. Visit https://lnkd.in/e23xpuCk *Fees and charges and normal credit criteria apply. Interest rates and discounted margins are subject to change. Terms and Conditions apply and are available on request. #matesrates #selfemployed #webelieveinheroes Ryan Gair | Glenn Maynard | Luke Sheales | Alan Fardon | Kerryn Millar | Rachel Edwards | Gus Mendez | Fotini Solis | Paul Carey

Here’s one that you might find interesting.

Why this is important...Most lenders prefer issuing loans within the conforming loan $ limit, because these loans can be insured and bought by Fannie Mae and Freddie Mac. Loans above the CCL threshold -- known as nonconforming or Jumbo loans -- may be harder to get and come with a higher interest rate.

THIS JUST IN: The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2025. In most of the United States, the 2025 CLL value for one-unit properties will be $806,500, an increase of $39,950 (or 5.2 percent) from 2024.

Wondering about the different types of loans available? One of the most common loans is a Conventional Loan. Conventional loans are the unassuming workhorses of mortgages, available from most lenders and suitable for most property types. From your primary residence to vacation homes and savvy investment picks, they serve a wide range. Norma Jean - Realty Executives In Action 📱 (775) 209-5819 #pahrumpnv #realtyexecutives #normajeanopatik

Save on financing costs with 'Subject To' deals. Avoid high interest rates and loan fees by taking over existing lower-rate mortgages, making your investment more profitable from the start. #CostSaving #RealEstateFinancing #ProfitMaximization #realtorinpanamacityfl #ForeclosureAuctions #PropertyFlipping #DistressedProperties

A new strategy for First-Home buyers: Investing instead of settling “Many first-home buyers we are talking to are struggling to get the borrowing capacity for the loan that they need,” Kaleido Loans founder Jason H. explains. “Many of our first-home buyer clients who realise they can’t purchase their ideal property due to the borrowing capacity issue are looking to purchase an investment property instead. “This allows them to borrow more and access different property markets interstate where the purchase price is lower compared to buying an owner-occupied property.” Read our 12-page in-depth guide to Cracking the Home Ownership Code here https://lnkd.in/d-z5tbXP

🔑📊 Professional Investors and Homebuyers: Your credit score plays a pivotal role in real estate financing options. Our comprehensive guide sheds light on how to leverage your score for optimal loan terms and explore alternative financing solutions. Enhance your strategy with insights into traditional mortgages, hard money loans, and more. #RealEstateInvestment #FinancingStrategies #CreditAwareness https://wix.to/1pGExCg