Billtrust’s Post

We are thrilled to announce the launch of our latest AI-driven solutions, built to elevate financial operations for B2B platforms, banks, and credit unions. This new suite, which includes AI-powered AR/AP automation, payments workflow automation, and our Universal Payments API, brings unparalleled efficiency and ease to financial institutions and enterprises alike. AI-Driven AR/AP Automation for Enhanced Efficiency: Our advanced AR/AP automation empowers banks, credit unions, and B2B platforms to offer white-labeled, embedded AR/AP tools such as invoicing and bill payment, all customized to their brand. With Crater’s flexible APIs and SDKs, financial institutions can swiftly deploy these solutions, previously resource-intensive to build, delivering clients sophisticated, fully branded automation. An AI-powered copilot assists users with direct actions—managing invoices, scheduling payments, and creating financial reports—optimizing accuracy and speed. Streamlined Payments Workflow Automation: With our payments workflow automation, businesses can automate key operations, from invoice creation to business onboarding and payment scheduling. This reduces repetitive tasks and lets organizations focus on growth while Crater manages complex payment workflows seamlessly. Universal Payments API: Easy Integration with Major Payment Networks Crater’s Universal Payments API allows clients to connect with leading payment networks— Stripe, Finix, Worldpay, and Plaid—through a single, simplified integration. With just a one-word code change, enterprises can access multiple payment providers, cutting down time-to-market and technical obstacles. Crater is here to redefine how financial operations are managed. We’re empowering organizations to transform finance into a streamlined driver of growth and innovation. Let’s build the future of finance together! #Fintech #AI #FinanceAutomation #Payments #Innovation #CraterAI #embeddedAI #embeddedfinance #money2020

It's Day 3 of Money20/20 and we are so excited to introduce a suite of AI-driven solutions to elevate financial operations for B2B platforms, banks, and credit unions! Our latest innovations—AR/AP automation, payments workflow automation, and a Universal Payments API—are designed to streamline complex processes and reduce operational burdens. With Crater’s AR/AP automation, financial institutions can offer branded, embedded tools like invoicing and bill payments, powered by an intuitive Embedded AI assistant for managing invoices and scheduling payments. Our payments workflow automation further removes repetitive tasks, and the Universal Payments API simplifies integrations with networks like Stripe, Finix, Worldpay and Plaid, reducing time-to-market. Crater is here to redefine finance efficiency, helping organizations focus on growth. Let’s transform finance together! 🌐 #Fintech #AI #FinanceAutomation #Innovation #CraterAI #Money2020

How do B2B platforms leverage AI and advanced embedded finance capabilities to change the game? Our #HighnoteOfTheWeek is a webinar recap on PaymentsJournal featuring John MacIlwaine and Alexander Hagerup, discussing just that! Read the recap and watch the webinar for insights on how trailblazers are creating value through real innovation. This spend management example is a template for how B2B platforms everywhere can build truly differentiated products for their customers. Whether you are automating key corporate functions, like #AP_automation, #expense_management, and #fleet_operations, or building #vertical_SaaS solutions to disrupt entire industries, Highnote's industry-leading embedded finance capabilities and program management can take you to new levels of customer experience. https://lnkd.in/eDN3yaef

Artificial intelligence (AI) is transforming the B2B payments sector, reshaping financial processes and elevating its importance from a back-office function to a strategic business driver. Innovations like AI bookkeeping, predictive cash flow management, fraud prevention, and tailored customer experiences are empowering finance leaders to drive efficiency, resilience, and growth. However, successful adoption hinges on high-quality data, seamless integration with existing systems, and addressing regulatory and operational challenges. #ai #technology https://lnkd.in/g6nweJ2x

Additionally, by adopting the right set of AI-powered tools, companies can also now have access to up-to-date reporting, as some applications can help to maintain detailed records, generate new reports, and provide service providers and government agencies with a digital paper trail for compliance Compliance In finance, banking, investing, and insurance compliance refers to following the rules or orders set down by the government regulatory authority, either as providing a service or processing a transaction

Thank you, Kristen Thomasino Sarah Williams, Founder of IronPay, one of the top payment platforms, shared: “AI is revolutionizing the accuracy of invoice data capture as well as payment automation. Also, the increase in the credit limit per transaction for RTP from $1MM to $10MM is set to have an impact in 2025. AI is going to be huge for cash flow management and predictive analytics for CFOs. It will streamline everyone’s working capital by managing terms and payment types across all industries based on supplier preferences, eliminating the need for manual procurement processes and significantly lowering DSO for vendors. AI has its negatives with tools that allow for fraud at new levels. Therefore, work with a trusted advisor that has all the tools in place to prevent fraud. Don’t face this alone. 2025 is the year for the revolution we’ve been waiting for!” https://lnkd.in/etD-CV76

The Strength of a Payment System Lies in Its Flexibility After reviewing four different payment gateways and authorizers, one thing has become clear: the ultimate goal of a payment system isn't just to be operational or to handle a high volume of transactions efficiently. The real strength of a system lies in its adaptability — the ability to evolve with new requirements, mandates, and even specific client customizations. While AI can quickly generate a listener or parser for ISO messages, these solutions often come hard-coded, limiting their usability in dynamic environments. A truly exceptional system empowers its administrators with the flexibility to customize and fine-tune parameters without hardcoding. Vendors should prioritize systems that allow admins to: Define and modify rules to approve or reject transactions based on specific parameters. Customize transaction flows to meet unique client or regulatory requirements. Access comprehensive logs to track, audit, and troubleshoot transactions as needed. This adaptability ensures your system isn't just compliant but also future-proof, capable of addressing evolving demands efficiently. It's not about processing transactions in a standard way — it's about creating a user-driven framework that stands out by putting control and flexibility at the forefront. In payments, the difference isn't just performance — it's empowerment. #payments #AI_generated #payment_gateway #authorizer #CMS #Fintech #Routing #authorization #AI

Billtrust has been named as a Leader in IDC MarketScape for Worldwide Embedded Payment Applications in 2024-2025 Vendor Assessment. We believe this assessment emphasizes the importance of payments technology as a critical component of any organization’s order-to-cash processing solution. Billtrust’s position as a Leader shines a light on the critical functions our Payments solution can provide as part of our Unified AR platform. Businesses that seek scalability for growth and built-in processes that are powered by advanced AI will value the perspective this report provides. 👉: https://lnkd.in/eKrDhNmT

💳 𝗦𝗶𝗺𝗽𝗹𝗶𝗳𝘆𝗶𝗻𝗴 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗖𝗼𝗺𝗽𝗹𝗲𝘅𝗶𝘁𝘆 𝗮𝘁 𝗦𝗰𝗮𝗹𝗲 💳 For global enterprises, payments aren't simply a function, they’re a lever for customer experience and bolstering revenue. Managing payments at scale involves balancing innovation with efficiency, especially across regions, currencies, and regulatory frameworks like PSD2 or APAC’s real-time payment systems. 🛑 𝗧𝗵𝗲 𝗣𝗿𝗼𝗯𝗹𝗲𝗺: 𝗙𝗿𝗮𝗴𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 Large caps process millions of daily transactions across many regions each with unique compliance requirements. This leads to fragmented payment infrastructures, hindering a seamless checkout experience. 🟢 𝗧𝗵𝗲 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻: 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗢𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 Orchestration platforms are game-changers, offering a unified system to simplify the payments tech stack. Here's how they address complexity: 1️⃣ 𝗦𝘁𝗿𝗲𝗮𝗺𝗹𝗶𝗻𝗲𝗱 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻: • Single APIs connect to multiple PSPs (e.g., Stripe, Adyen), reducing integration bottlenecks and enabling flexibility. 2️⃣ 𝗢𝗽𝘁𝗶𝗺𝗶𝘇𝗲𝗱 𝗥𝗼𝘂𝘁𝗶𝗻𝗴: • Transactions are dynamically routed to the best PSP, boosting approval rates and minimizing costs based on location or card type. 3️⃣ 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝗰𝘆 𝗮𝗻𝗱 𝗨𝗽𝘁𝗶𝗺𝗲: • Failover capabilities allow seamless switching between PSPs if one is experiencing downtime, ensuring uninterrupted service during outages. 4️⃣ 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝗳𝗼𝗿 𝗗𝗶𝘃𝗲𝗿𝘀𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀: • From digital wallets to BNPL, orchestration platforms support localized payment preferences globally, enhancing customer satisfaction. 5️⃣ 𝗖𝗲𝗻𝘁𝗿𝗮𝗹𝗶𝘇𝗲𝗱 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀: • A unified dashboard consolidates transaction data, providing actionable insights into fraud patterns, auth rates, and performance metrics. 6️⃣ 𝗦𝗰𝗮𝗹𝗮𝗯𝗹𝗲 𝗙𝗿𝗮𝘂𝗱 𝗣𝗿𝗲𝘃𝗲𝗻𝘁𝗶𝗼𝗻: • Uniform application of fraud tools across all transactions ensures consistent protection without adding complexity. 👇 𝗪𝗵𝘆 𝗜𝘁 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 Payments are at the heart of customer experience and therefore revenue. For Fortune 100 companies, leveraging orchestration isn’t just operational, it’s strategic. By utilizing orchestration, they can deliver frictionless experiences and turn payments from an achilles heel into a competitive advantage. 💡 Payments at scale aren’t a problem—they’re an opportunity to differentiate. Innovative Companies --> Spreedly, Gr4vy Sources: E Payments Int'l, International Monetary Fund, trimplement GmbH

Voice AI Comes to Payments Read more: https://lnkd.in/dTmrJmaC #VoiceAI #AIInPayments #FutureOfFinance #finance #fintech #FinancialIT