BOLD Real Estate Team at Keller Williams Elevate’s Post

Know your budget. 💰 When buying a home, factor in all costs: mortgage, insurance, taxes, and maintenance. It’s more than just the sticker price! #Budgeting #HomeBuying #HomeOwnership

“Ready to buy a home? 🏡 Start with a solid budget! Begin by calculating your monthly income and expenses, then set aside money for your future mortgage, taxes, and maintenance. 📝 Small savings now can make your dream home a reality! #HomeOwnership #MortgageTips #BudgetingForHome #FinancialPlanning #TheMortgageMom”

How Much House Can You Afford? When planning for a home, make sure your monthly mortgage payment fits comfortably within your budget. Also, remember to factor in additional costs like the down payment, closing fees, property taxes, and insurance. Need help figuring out the right number for you? We’re here to guide you through the process! 📞 #HomeBuyingTips #MortgageHelp #DreamHome

Creating a comprehensive homebuying budget is crucial to a smooth purchasing process. Beyond the mortgage, don’t forget to factor in property taxes, insurance, and maintenance costs. I’m here to help you plan for all aspects of homeownership. #HomebuyingStrategy #FinancialPlanning #MikeHackerMortgages

Let’s break down the mystery of figuring out your homebuying budget.💰 The 30% Rule: ✅ Keep it simple: Aim to spend no more than 30% of your monthly income on housing costs (mortgage, property taxes, and homeowners insurance). ✅ Example: If you earn $5,000/month, your ideal monthly housing payment would be around $1,500. Beyond the 30% Rule: ✅ Consider other factors: Your down payment, credit score, and interest rate can significantly impact your borrowing power. ✅ Consult a lender: A mortgage professional can provide personalized advice and help you understand your options. Ready to take the next step? Let’s connect to discuss your homebuying goals. 🏠 #homebuyingtips #firsttimehomebuyer #mortgagetips #realestate #homeownership #financialplanning #budgeting #moneytips #personalfinance #homegoals #homeinspiration #homebuyingjourney #kcmortgagelender

🏡💰 Unlock up to 89.99% of your home’s equity—no mortgage insurance required! Whether you're consolidating debt, planning for tax season, or funding dreams like your child's education or a dream vacation, our cash-out refinance offers the financial freedom you deserve. With a streamlined process and competitive rates, take full advantage of your home equity today! ✨ #HomeEquity #Refinance #FinancialFreedom #CashOutRefinance #DreamBig #DebtConsolidation #HomeGoals #MortgageTips

How Much House Can You Afford? When planning for a home, make sure your monthly mortgage payment fits comfortably within your budget. Also, remember to factor in additional costs like the down payment, closing fees, property taxes, and insurance. Need help figuring out the right number for you? We’re here to guide you through the process! 📞 #HomeBuyingTips #MortgageHelp #DreamHome

How Much House Can You Afford? When planning for a home, make sure your monthly mortgage payment fits comfortably within your budget. Also, remember to factor in additional costs like the down payment, closing fees, property taxes, and insurance. Need help figuring out the right number for you? We’re here to guide you through the process! 📞 #HomeBuyingTips #MortgageHelp #DreamHome

How Much House Can You Afford? When planning for a home, make sure your monthly mortgage payment fits comfortably within your budget. Also, remember to factor in additional costs like the down payment, closing fees, property taxes, and insurance. Need help figuring out the right number for you? We’re here to guide you through the process! 📞 #HomeBuyingTips #MortgageHelp #DreamHome

How Much House Can You Afford? When planning for a home, make sure your monthly mortgage payment fits comfortably within your budget. Also, remember to factor in additional costs like the down payment, closing fees, property taxes, and insurance. Need help figuring out the right number for you? We’re here to guide you through the process! 📞 #HomeBuyingTips #MortgageHelp #DreamHome