Business Review Live’s Post

As digital banking continues to reshape how we interact with money, recent data from Crunchbase highlights a crucial trend: while venture funding for fintech startups has slowed, the focus on profitability and sustainable growth has never been stronger. 📉📈 This shift presents both challenges and opportunities. For startups, it’s a call to align their innovations with long-term financial health. For investors, it's about identifying solutions that provide real value in a competitive market. #Fintech #DigitalBanking #Innovation #Entrepreneurship

👉 You might check out this report on new #Banking Solutions from StartUs Insights! #BusinessAngels #VentureCapital #LPs #GPs #Innovation #InnovationManagement #CorporateInnovation #CorporateStrategy #DigitalTransformation #StartUps #StartusInsights #InnovaticGroup InnovaticGroup. Create the Future Now

Copenhagen based ZTLment raises $2.4 million to replace outdated banking infrastructure Copenhagen-based #fintech startup #ZTLment has secured €2.4 million in pre-seed funding from PreSeed Ventures, Upfin.vc, Giant Ventures, and several prominent business angels. This fresh capital will help ZTLment revolutionize the banking infrastructure by making programmable and peer-to-peer payments seamless and eliminating outdated systems. ZTLment has made a significant breakthrough as the first European fintech to pioneer compliant wallet infrastructure on decentralized rails for ordering and booking platforms. With this funding, the company aims to streamline payment processes and enhance transparency and regulatory compliance for its customers. The innovative minds behind ZTLment are Mads Stolberg-Mathieu, Harry Kearney, and Jason Spasovski. These co-founders are leading the charge in transforming how fiat money transfers are conducted on decentralized platforms while adhering to Europe’s open banking laws. ZTLment is addressing critical challenges faced by ordering and booking platforms, such as automating fund flows, enhancing payment transparency, and maintaining compliance with regulatory standards. Their Compliant Wallet Infrastructure allows platform customers to manage payments efficiently without the need for costly payment operations specialists. The solution is poised to transform the fintech landscape by providing unlimited wallets for platform vendors, facilitating split payouts, and enabling escrow fund releases based on data events. This creates trust and transparency in cross-border transactions but also sets the stage for AI-driven payment automation. Global institutions like Citi, HSBC, J.P. Morgan, and the Bank of International Settlements have recognized the potential of programmable payments that ZTLment is bringing to market. The article on EU-Startups in the first comment. Want to stay up to date with the market? Here my newsletter: - Linkedin: https://t.ly/s541W   - Substack: https://lnkd.in/dzfGJzmW

AI will transform financial services - under the hype lies concrete opportunity. The Hyperplane team understands these opportunities well with proven results. We won’t recognize banking in 5 years; Latam is defining the industry’s future - so much more to come

Business #banking platform Infinity secures maiden #funding from Y Combinator and others The #startup concentrates in cross-border sales, helping businesses receive international payments as they sell their products and services globally. Business #banking platform Infinity secures maiden #funding from Y Combinator and others The #startup concentrates in cross-border sales, helping businesses receive international payments as they sell their products and services globally.

In the past three months, investors have plowed close to $1.2 billion into a geographically dispersed group of online banking providers. Three of the largest funding recipients announced new rounds this past week, but they’re not the only ones. We put together a list of digital banking startups that disclosed large new financings in recent months. #vc #startups https://lnkd.in/gmfshYYJ

How Startups are Changing the Face of Banking and Investing 🏦 📈 The rise of fintech startups is a transformative movement reshaping the landscape of banking and investing. These agile and innovative companies are leveraging technology to offer new services, improve customer experiences, and create more inclusive financial ecosystems. Fintech startups have been particularly adept at identifying gaps left by traditional financial institutions, especially in areas like mobile banking, digital payments, and peer-to-peer lending. They've introduced a level of convenience and accessibility that was previously unavailable, often at a lower cost to consumers. Moreover, fintech is playing a pivotal role in democratizing financial services. By providing tools and platforms that simplify investing and financial management, these startups are making it possible for a broader segment of the population to participate in the financial market. However, the rapid growth of fintech also brings challenges, such as regulatory hurdles and the need for robust cybersecurity measures. As the industry continues to evolve, it will be crucial for fintech companies to navigate these challenges while maintaining the innovative spirit that has driven their success. Overall, the impact of fintech startups on banking and investing is profound, signaling a shift towards a more dynamic, technology-driven financial future. As they continue to grow and mature, these startups have the potential to further revolutionize the way we interact with our finances. Source: https://lnkd.in/ei3rvbmA #FintechRevolution #BankingInnovation #InvestingEvolved #TechDrivenFinance

London fintech Yavrio raises $2.4m - UKTN: Open Banking startup Yavrio has raised $2.4m in a seed funding round to help support its mission to modernise the enterprise resource planning ...

title:European embedded banking startup Swan adds another $44 million to its Series B French startup Swan has secured an additional €42 million (approximately $44 million) in funding, marking the second part of its Series B round initially announced in September 2024. Swan specializes in enabling companies to provide financial products at scale, including the generation of virtual and physical cards. link:

Goodbye outdated banking and welcome ZTLment 💸 👋Wave goodbye to the old and embrace the new! Payment operations are now central to enhancing platform user experiences, shifting from traditional finance to product teams, and highlighting the need for seamless, integrated payment solutions 📲💵 We’re thrilled to welcome ZTLment and to announce that they have raised €2.3M in pre-seed funding from #PSVTech01, Upfin.vc, Giant Ventures, and top business angels 🚀 👼🏼 ZTLment is pioneering compliant wallet infrastructure on decentralized rails for ordering and booking platforms. They’ve cracked the code for fiat transfers, aiming to replace outdated banking with easy, programmable, peer-to-peer payments 💳🪪💰 The brilliant founders Mads Stolberg-Mathieu, Harry Kearney, and Jason Spasovski are streamlining payment operations, cutting costs, and eliminating the need for pricey operations specialists. So, what’s on the menu? 👨🍳 Here’s what ZTLment brings to the table: 💼 Compliant wallet infrastructure 👛 Unlimited wallets for all platform needs 💸 Easy, efficient, and transparent payments The potential of programmable payments is immense, recognized by global institutions like Citi, HSBC, J.P. Morgan, and the Bank for International Settlements – BIS  🏛️ Curious for more? 👀 Read the EU-Startups article here: https://lnkd.in/di_EW_HQ Richard Breiter #PSV #PreSeedVentures #Tech #Tech01 #startup #funding #VC #venturecapital #investment #peertopeer #ZTLment #walletinfrastructure #PreSeedVentures