Capgemini’s Post

Do you want to know what companies in the Financial Segment (Banks and Insurance Companies) are innovating in the Cloud to differentiate themselves and be more competitive and with greater operational efficiency? Let us present you our Global Report on Cloud Innovations of Financial Companies! #IssoéCapgemini #GetTheFutureYouWant

The financial services sector is at a defining point. Traditional operating models are leaving many banks and insurers behind. Security breaches, rising costs, data privacy concerns are disrupting strategies and complicating matters further. The Capgemini Research Institute’s World Cloud Report for Financial Services 2025, launched today, reveals a striking divide amongst financial institutions: traditional banks and insurers view cloud technology as a cost-saving measure, while fintechs and insurtechs leverage the cloud to boost sales and redefine their businesses. But, there is a silver lining to this (cloud): our analysis finds 12% of banks and insurers are true cloud innovators who leverage a well-defined cloud vision supported by scalable platforms and mature ecosystems to generate superior top-line results. These leaders are reaping significant rewards, achieving more than twice the impact than counterparts: ✓ 32% exceeded up-sell and cross-sell targets ✓ 32% surpassed data monetization goals ✓ 22% outpaced innovative product development targets Discover how your institution can become cloud-focused, data-driven, and customer-centric: https://lnkd.in/e4T95uVP #WCR25

The financial services sector is at a defining point. Traditional operating models are leaving many banks and insurers behind. Security breaches, rising costs, data privacy concerns are disrupting strategies and complicating matters further. A bold, cloud-first approach can be the answer, yet the reality tells a different story. The Capgemini Research Institute’s World Cloud Report for Financial Services 2025, launched today, reveals a striking divide amongst financial institutions: traditional banks and insurers view cloud technology as a cost-saving measure, while fintechs and insurtechs leverage the cloud to boost sales and redefine their businesses. But, there is a silver lining to this (cloud): our analysis finds 12% of banks and insurers are true cloud innovators who leverage a well-defined cloud vision supported by scalable platforms and mature ecosystems to generate superior top-line results. These leaders are reaping significant rewards, achieving more than twice the impact than counterparts: ✓ 32% exceeded up-sell and cross-sell targets ✓ 32% surpassed data monetization goals ✓ 22% outpaced innovative product development targets Discover how your institution can become cloud-focused, data-driven, and customer-centric

The financial services sector is at a defining point. Traditional operating models are leaving many banks and insurers behind. Security breaches, rising costs, data privacy concerns are disrupting strategies and complicating matters further. A bold, cloud-first approach can be the answer, yet the reality tells a different story. The Capgemini Research Institute’s World Cloud Report for Financial Services 2025, launched today, reveals a striking divide amongst financial institutions: traditional banks and insurers view cloud technology as a cost-saving measure, while fintechs and insurtechs leverage the cloud to boost sales and redefine their businesses. But, there is a silver lining to this (cloud): our analysis finds 12% of banks and insurers are true cloud innovators who leverage a well-defined cloud vision supported by scalable platforms and mature ecosystems to generate superior top-line results. These leaders are reaping significant rewards, achieving more than twice the impact than counterparts: ✓ 32% exceeded up-sell and cross-sell targets ✓ 32% surpassed data monetization goals ✓ 22% outpaced innovative product development targets Discover how your institution can become cloud-focused, data-driven, and customer-centric: <https://lnkd.in/dcurApsZ> #WCR2025 #FinancialServices #CloudServices #Transformation Capgemini Financial Services

🌟World Cloud Report – Financial services 2025🌟 The World Cloud Report 2025 by Capgemini analyzes the state of cloud adoption in financial services across north america, europe, and asia-pacific regions ( 13 markets ). Here's what's catching attention : Cloud adoption is surging ! We've seen a dramatic 25.9% increase in cloud-related mentions in top-tier banking annual reports ( 2020-2023). Yet here's the twist - while 91% of financial organizations now use at least one cloud platform, fewer than 40% are fully satisfied with their cloud outcomes. The reality check : • Only 33% see expected cost reductions. • Just 27% achieve desired scalability. • Mere 26% hit innovation targets. The big three challenges : 1. Data integration with legacy systems ( 71% struggling ) 2. Data protection & cybersecurity ( 70% concerned) 3. Data quality issues ( 69% reporting problems) The game-changer ? FinTechs ( and insurtechs ) are leading the charge - 62% are using cloud primarily for data monetization and sales growth, while traditional banks ( and insurers ) are still focused on operational efficiency ( 84% ). 🤔 Here's what got me thinking : Are we approaching cloud transformation too cautiously in traditional finance ? Maybe it's time to shift from viewing cloud as just a cost-saving tool to seeing it as a revenue generator ? Special thanks to Ravinder Khokhar and the executive steering committee, including leaders from Euroclear, Swift, Crawford & Company, Security Bank Corporation, Synchrony, Gore Mutual, Agora Financial Technologies, and Thought Machine for their valuable insights. #FinTech #CloudTransformation #DigitalBanking #FinancialServices #Innovation #Banking #TechTrends #FutureOfBanking #CloudComputing #FinancialTechnology Source 👉 https://lnkd.in/dvyqmKYw

🌐 Maximizing Cloud Potential in Financial Services Our latest World Cloud Report for Financial Services 2025 unveils crucial insights on cloud adoption across the financial industry. While 84% of banks and insurers prioritize cloud for operational efficiency, 62% of fintech and insurtech firms leverage it to boost sales. Yet, only 12% of institutions are true "cloud innovators." 🌥️📈 Key Findings: • Less than 40% of execs report high satisfaction with cloud outcomes. • Challenges include legacy systems, data privacy, and regulatory pressures. • The upcoming DORA regulation adds further urgency to cloud-native solutions. 💡 By adopting a cloud-native approach, banks and insurers can drive innovation, expand markets, and enhance customer satisfaction. As AI and predictive analytics take center stage, cloud is the foundation for scaling these advanced technologies. 🌍 Let’s reimagine the future of financial services! Connect with us to explore more. #CloudInnovation #FinancialServices #Capgemini 👉 Discover the full report: https://ow.ly/UU6i50U6U3i OR https://ow.ly/s14w50U6U3n

Dive into the latest insights on the European Tech Software sector. After a challenging Q3 2024, is the industry poised for a rebound? 💻🌐 📈 The tech sector experienced significant de-rating in Q3 2024… 🤖 …could AI monetisation and a shift to cloud support momentum? 💰 How will the sector’s performance compare with that of the broader market over the coming period? Stay ahead of the curve and gain valuable insights into the European Tech Software sector. Clients of HSBC Global Research can click the link to access the full report. LINK 👉 http://grp.hsbc/6042o1uUG #HSBCResearch #TechSoftware #IndustryInsights

A year after the Global Banking & Finance Review article highlighted the preference of many financial institutions for on-premises solutions due to concerns around data security and compliance, where do banks stand in 2025? Cloud adoption continues to rise, offering scalability, flexibility, and cost-efficiency, with the added benefit of enhanced accessibility. However, data sovereignty and compliance challenges, such as GDPR, remain key considerations. While some institutions explore cloud repatriation, many still see the cloud as a viable option, and hybrid models—blending both on-premises and cloud storage—are gaining traction. On-premises solutions offer more control, customization, and data sovereignty but require in-house management and security. Cloud solutions, on the other hand, provide scalability and lower upfront costs, making them ideal for data-heavy tasks like AI and analytics. The decision depends on balancing agility and cost-efficiency with security and autonomy. With security, data sovereignty, flexibility, and cost-efficiency in mind, where do you stand in the ongoing debate: on-premises, hosted, or hybrid solutions? https://lnkd.in/gw-n4Kmy #CloudComputing #DataSovereignty #Compliance #HybridCloud #Banking

In the latest episode of Ask the Expert series, Peter Saunders, Head of Platform Services at Standard Chartered, sheds light on the pressing challenges faced by internal cloud solutions in emerging markets. He highlights significant hurdles such as limited infrastructure, complex regulatory frameworks, and the ongoing shortage of skilled professionals needed to build and maintain these systems. These factors pose unique challenges for organizations looking to implement and scale cloud technology across diverse and rapidly evolving markets. Peter also delves into the transformative role of Standard Chartered’s Private Cloud Infrastructure in enhancing customer experience. By providing faster, more secure, and reliable services, the bank ensures that customers benefit from seamless digital experiences, especially as the shift towards digital banking accelerates. The ability to innovate and adapt quickly within the cloud framework has become essential for meeting rising customer expectations and maintaining trust in an increasingly digital world. #CloudTechnology #CustomerExperience #EmergingMarkets #DigitalBanking #StandardChartered