CC&A Strategic Media’s Post

This confidence could point to the fact that we are on our way out of the downturn and turning the corner towards better economic conditions. In fact, according to KeyBank's 2024 Small Business Survey, 65% of small business owners feel confident that they could fund their operating expenses with the cash they have in reserve for one month if an unexpected need arose at their business, writes Michael Walters, President of Business Banking at KeyBank. #IAmKey

This confidence could point to the fact that we are on our way out of the downturn and turning the corner towards better economic conditions. In fact, according to KeyBank's 2024 Small Business Survey, 65% of small business owners feel confident that they could fund their operating expenses with the cash they have in reserve for one month if an unexpected need arose at their business, writes Mike Walters, President of Business Banking at KeyBank. #IAmKey

9fin’s European Private Credit Review Q3 24 is out now. 👀 The third quarter saw European private credit embrace a newfound adulthood. Bigger funds and deals, more competition, and an increasingly clear hierarchy among lenders marked the past few months. In our report, Devin McGinley covers: 👉 Trends in deal count and deal size 👉 Top industries and geographies driving activity 👉 The impact of large-cap market share on compressing margins 👉 Key drivers shaping private credit today Plus, see which lenders are leading the pack in our deal rankings so far this year. Get your copy: https://hubs.ly/Q02WjNyM0 (⚡️ 9fin subscribers can access the full report here:  https://lnkd.in/e2kq-XKM) #privatecredit #debtcapitalmarkets #finance

🎯 Financial Literacy Month Tip: Boost Your Credit Score! Want a quick way to improve your credit score? Pay your credit card balance BEFORE your statement closing date. This simple timing trick can lower your credit utilization ratio, which directly impacts your score. Pro tip: Your statement closing date ≠ payment due date. Check with your card issuer for exact dates. Remember: While this strategy can give your score a quick boost (especially helpful if you're planning to apply for a loan), it's just one piece of the puzzle. Long-term credit health comes from consistent responsible credit use. #FinancialLiteracy #CreditScore #MoneyTips #FinancialLiteracyMonth

🧑🏫Credit Tip Thursday 💳 ✅️ 🌟 How to Improve Your Credit Score 🌟 Is your credit score holding you back? Follow these actionable steps to boost your financial health: 🔹 **Dispute Inaccurate Information on Your Report**: Review your credit report regularly and challenge any errors you find. Accuracy is key to a healthy score! 🔹 **Make Any Outstanding Payments**: Tackle those lingering balances to reduce your overall debt load and show creditors your commitment to repayment. 🔹 **Limit New Credit Requests**: Each inquiry can temporarily ding your score. Be strategic about applying for new credit to maintain stability. 🔹 **Pay Your Bills on Time**: Timely payments demonstrate reliability and account for a significant portion of your credit score. Set reminders or automate payments to stay on track. 🔹 **Pay Down Debt**: Lowering your credit utilization ratio by paying down debt can have a substantial positive impact on your score over time. Improving your credit score takes time and discipline, but these steps can set you on the path to financial freedom. Take charge of your financial future today! #CreditScore #FinancialWellness #PersonalFinance #MoneyManagement #CreditRepair Mr. Robles Credit Specialist, Business Strategist & Financial Literacy Influencer . . Follow me for daily post on motivation, credit, finances, investing and entrepreneurship!! . Tag someone who needs to hear this today. . Repost to your network. . LIKE, COMMENT, SHARE✅️

The results are in... The Swoop 2024 State of Business Survey has revealed an optimistic outlook for North American small businesses despite ongoing challenges like cash flow management and access to funding. Key highlights from the survey: 💲 Managing cash flow and access to funding prevail as the top challenges North American businesses faced in 2024 🏦 Business owners are seeking for financial institutions to better support their businesses with better interest rates and more flexible loan options 💡 When it comes to making funding decisions, business owners place almost equal weight on interest rates, range of options, and quality of service 📊 Access the full report: https://lnkd.in/gSk49zuW #BusinessSurvey #SmallBusiness #FundingInsights #2024StateofBusinessSurvey

https://lnkd.in/ebTXGAf9 You are welcome to register and attend the next Experian Commercial Insights Webinar. This series provides commercial lenders with the latest economic and commercial lending trends, offering a data-driven view on new borrowing and credit performance, as well as how the economy is impacting small businesses.

Financial Literacy Series - Episode 9 What is a Credit Score? A credit score is a numerical representation of your creditworthiness, based on your credit history. It ranges from 300 to 850, with higher scores indicating better credit health. Lenders, such as banks or credit card companies, use this score to assess the risk of lending you money. A good credit score can help you qualify for loans, get better interest rates, and even secure housing loans easily. Factors that affect your credit score include payment history, amount of debt, length of credit history, and credit inquiries. Continue... You can learn about finance and follow on. # Personalfinance # Financeliteracy # Finance # Growth # Rich

The North American edition of Swoop's 2024 State of Business report is now live – revealing interesting trends, challenges, and opportunities businesses in Canada and the US faced this year. 💡📊 Huge shout-out to the business owners that took the time to complete the survey – so great to see all the insights as we gear up to better support businesses across North America in 2025! 💪 Check out the full report 👉 https://lnkd.in/gSk49zuW

The Small Business Credit Survey is an opportunity for small businesses to share their financial performance and experiences. If enough small businesses from a state or municipality respond, state reports and regional chartbooks can be published, providing a deeper dive into experiences in a region. Please help share the word and encourage small business owners to submit their responses to this 10 minute survey by Nov. 1.