Chattanooga Times Free Press’ Post

📣A great read from Forbes Healthcare about the critical role of independent Health Insurance Brokers. “Could Health Insurance Brokers Heal Our Broken Healthcare System?” Brokers, like myself, help people in our community navigate the extremely complex Medicare marketplace. But our work doesn’t stop there… Prescription drug reviews, provider recommendations, benefits coordination, and advocating for senior wellbeing are just a few of the many services we provide at no cost! Having a relationship with a trusted, local Health Insurance Broker is exactly what we need more of - in order to improve Medicare beneficiaries healthcare experience! https://lnkd.in/gYeu6rCY

The clock is ticking to enroll in health insurance through the ACA marketplace. Missing the deadline could mean going without coverage for 2024—but there’s still time to secure a plan that fits your needs and budget. Not sure how to enroll in your state? Find your state’s marketplace and important deadlines here: https://lnkd.in/g-nzhH85 Don’t wait—take charge of your health and protect yourself and your loved ones. Explore your options and enroll today! https://lnkd.in/gjzYBbpt #ACA #HealthInsurance #OpenEnrollment #GetCovered

9%---the percent of US adults without health insurance 23%---the percent of US adults who had coverage all year but are underinsured 57%---the percent of working-age adults who did not get needed care because of the cost "Fear of incurring expenses for care they can’t afford is endangering the health of many Americans, even those who have insurance." If only there was a more affordable option for health care that is easy to access. Oh wait there is. It's called direct care. #directprimarycare #affordablehealthcare #healthcare

An important study released yesterday by The Commonwealth Fund highlights the needs of the underinsured, now 23% of the population. We'd add one more recommendation to their list of ways to improve plan design— 💡 Bundle or build in a patient-centered payment design feature to all plans. Many may not know that 60M Americans will have a flexible payment solution in their Medicare Part D, ACA, or employer-sponsored plan in 2025 that allows them to spread costs over time without the burden of interest or fees. This feature ensures that even when costs are unknown, plan members have Certainty of Affordability, aka confidence that whatever the cost, they will be able to design a payment plan that works for their budget. Proud to be working with forward thinking payers and employers like Dawn Beaudin of Hyatt and Angela Evans, CBP of Advantage Solutions who are bringing certainty of affordability through Paytient to their employees. Thank you The Commonwealth Fund for this important research, especially authors: Robyn Rapoport, Rob Manley, and Paula Armendariz of SSRS; and Anthony Shih, MD, MPH, Corinne Lewis, MSW, Arnav Shah, Chris Hollander, Paul Frame, Jennifer Wilson, Kristen Kolb, MPH, RN, Carson Richards, and Evan D. Gumas.

New findings from The Commonwealth Fund’s 2024 Biennial Health Insurance Survey show concerning gaps in health coverage: nearly one-fifth of adults were uninsured at some point this past year, and 23% of insured individuals had health insurance but had plans that left them underinsured and potentially unable to afford the health care they need. With high out-of-pocket costs often making care inaccessible, these insights underscore the need for policy interventions to ensure that #healthinsurance of all types enables affordable access to timely care.     Learn more about our key recommendations for affordable, accessible, equitable health care ⤵️

Open enrollment for the Affordable Care Act (ACA) began on Friday, November 1, 2024, and ends on Wednesday, January 15, 2025. During open enrollment you may enroll in a new plan, switch plans if you are currently insured, or make changes to your individual health insurance plan for 2025. Before shopping for the best health insurance options for you and your family, it’s essential to understand a some basic terms and concepts. Click below to learn more! #SmartHerMoney #ConsumerConnection #Iowa #HealthInsurance

Many of our clients become financially independent before age 65 and need to bridge the health insurance gap until Medicare starts... If you're planning to retire early, have you thought about how you'll pay for health insurance until you're eligible for Medicare? These 5 options can help you bridge the gap.

Great insights from Palo Alto VA researchers! Did you know that 97% of Veterans report having health insurance, a percentage higher than the general US population? The majority of Veterans hold either Medicare or private health insurance. The study highlights a significant increase in Veterans enrolling in the VA over the past decade, with approximately 1 in 3 now part of the system. Notably, recent access to VA care has seen a boost due to the PACT Act. Many Veterans have multiple health insurance plans, showcasing the diverse coverage options available to them. Coordinating benefits and care across these different insurance options will be an important priority. For more details, check out the paper here: https://lnkd.in/eVAdg6d6 #Veterans #HealthInsurance #Research #VA #Medicare #PrivateInsurance

Big changes coming for private health insurance, creating coverage and exposure issues for entrepreneurs and employees in small businesses in every state. It's important to learn how you will be effected as well as the options available. Traditional and Non-Traditional plans to meet your needs. 801.671.9544

My colleague Joe Burns and I have some advice for journalists reporting on open #Medicare enrollment. Don’t believe the hype and do your due diligence. Association of Health Care Journalists