Clover Financial Solutions’ Post

Interest Only vs Repayment Mortgages 💸 This is not financial advice, always consult with an independent financial advisor before taking action. #intrestonly #repaymentmortgages #mortages #leverage #propertyinvestor

~ BOND APPROVAL IN A NEW DEVELOPMENT Applying for a home loan to finance a property in a new development is similar to applying for a home loan a for a regular property, with a few slight differences. It's important to do your research before you sign an offer. Read our blog article for more info: https://lnkd.in/gKBxZJW7 #PhoenixBonds #yourhomeloanspecialists #expertadvice #personalisedservice #buyingoffplan #CompareMultipleOffers

Unlocking the mystery behind "Hard Money" in commercial mortgages! 🏠💼 Contrary to what the name suggests, it's all about the hard assets securing the loan. Discover why investors love the speed and flexibility of these loans for their real estate ventures. 💡💰 🌐Visit our website to discover more. https://lnkd.in/gA37_qYF #NeuFinance #HardMoneyLoans #CommercialMortgages #RealEstateInsights #FinancialFlexibility #InvestmentTrivia

~ BOND APPROVAL IN A NEW DEVELOPMENT Applying for a home loan to finance a property in a new development is similar to applying for a home loan a for a regular property, with a few slight differences. It's important to do your research before you sign an offer. Read our blog article for more info: https://lnkd.in/gARCr4FR #PhoenixBonds #yourhomeloanspecialists #expertadvice #personalisedservice #buyingoffplan #CompareMultipleOffers

70% of home loans go through a broker these days, but we want to reach the rest of you. Why? Because a home loan is one of the biggest financial decisions many people will ever make. There are hundreds of loan options out there, and the difference between Loan A and Loan B can cost you thousands. Get in touch today for help selecting what's right for you. #cloverfinancial #cloversolutions #hawthorn #camberwell #kooyong #melbourneproperty #financialliteracy #melbournehomes #melbournerealestate https://bit.ly/3IHiCk6

When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers. 🎣 #homeloan #lendd #finance #realestate

So, you're thinking of investing in property? Great move! But, before you dive in, it's important to find the right loan to finance your investment. Here are a few things to keep in mind: - Loan Type: Decide between a variable, fixed, or split rate loan – each has its own pros and cons. - Loan Amount: How much do you need to borrow and what's your loan-to-value ratio? - Loan Terms: Can you swing a longer loan term with lower monthly payments or do you want to pay it off as fast as possible? - Interest Rates: What interest rate do you need to secure to make it a worthwhile investment - Features: Consider what you need - a redraw option, an offset account, a line of credit? - Strategy: Do you intend to maximise capital gains, or are you seeking a cash flow positive property for passive income? We're here to help you navigate the mortgage landscape and secure you a loan that meets your best interests. Get in touch to discuss. #cloverfinancial #cloversolutions #hawthorn #camberwell #kooyong #melbourneproperty #financialliteracy #melbournehomes #melbournerealestate https://bit.ly/3UGcL5y

Discover the lucrative world of fixing and flipping in commercial mortgages. Whether you're a seasoned investor or new to the game, there's ample opportunity to turn properties into profits. Ready to dive in? 💼 🌐Visit our website to discover more. https://lnkd.in/gA37_qYF #NeuFinance #CommercialRealEstate #FixAndFlip #InvestmentOpportunity 

💡 Curious about your borrowing power? Discover it in a few clicks with our simple calculator! 👉 https://loom.ly/RffLhhM #MortgageCalculator #HomeLoan #BorrowingPower #MortgageTips #FinanceTools #ConfettiFinance #HomeOwnership

🏡 How your deposit size can shape the interest rate you pay 🏡⁣ ⁣ Size matters! At least when it comes to how your home-buying deposit can impact the rate you pay. ⁣ ⁣ Lenders often set your home loan rate taking into account your loan-to-value ratio – or LVR. 🤓⁣ ⁣ That’s the percentage of your home’s value that you need to borrow. 🏦⁣ ⁣ The smaller the LVR, generally the less risk for a lender – and that could see you rewarded with a lower rate. 📉⁣ ⁣ How much lower? Give us a call and we'll help you explore your options. 👇⁣ ⁣ To find out more, contact Twelve Grains Capital on: ☎ – 1800 807 620 💻 – projects@twelvegrainscapital.com #twelvegrainscapital #buildbetterbusiness #bespoke #specialistlending #privatelending #smeloans #commercialloans #refinance #homeloans #assetfinance #property #sydneyproperty #sydneyrealestate #australianbusiness #australianrealestate