Dutch Mortgage Specialist’s Post

It's tax season! If you're looking to move, your refund can help you reach your savings goal for buying a home. Here are a few examples of how you can use it when purchasing a home: * Saving for a down payment * Paying for closing costs * Lowering your mortgage rate Learn more here: https://bit.ly/3JrIUXP

It's tax season! If you're looking to move, your refund can help you reach your savings goal for buying a home. Here are a few examples of how you can use it when purchasing a home: * Saving for a down payment * Paying for closing costs * Lowering your mortgage rate Learn more here: https://bit.ly/3JrIUXP

Interesting move here when it's already difficult for FTBs to get on the housing ladder in the first place. On this point, multiple brokers have recently talked about an uplift in FTBs with gifted deposits coming from their Grandparents. What do you think? #Mortgage #Budget #OctoberBudget #StampDuty #FTB

Owning rather than renting your own home has a number of tax #benefits, both during your lifetime, and when you pass your property on. In this article, we’ll look at some of the tax #advantages of being a #homeowner – some you may know, and some you might not be aware of. Speaking to financial adviser or mortgage specialist could reveal #taxreliefs that you may not be aware of, even if you’ve been a home owner for a long time. #Property #Mortgage #FinancialAdviser #MortgageAdviser #Tax #WealthManagement #FinancialFreedom #Finance https://lnkd.in/ecHVgrfE

Savvy homeowners can take advantage of various provisions in the tax code designed to help you, from energy credits to penalty-free IRA payouts for first-time buyers. We dig into how you can benefit. #SanDiegoMortgageLender #SanDiegoMortgage #SanDiegoHomeLoan #VALoanSpecialist #FHAHomeLoan #FHA #VA #SanDiegoRealEstate #sameday

Is this the first time that you have heard the term PITI? For any homebuyer, it is very important to know what those numbers represent. Specifically for Florida home buyers – First Time or Experienced – it is very important to have your Realtor® provide you (and your lender) with the proposed tax increase for the year following your purchase. Your first year payments are typically based on the CURRENT property taxes, many benefitting from the Homestead Exemption and the Save Our Homes Cap which caps the annual taxable value of a home (Reach out to me for more information on the Save Our Homes Cap if you are unfamiliar). If a seller has been in their home for a number of years, there can be a substantial increase in your property tax when the Just/Market Value of the property is reassessed following a transfer in ownership. 

How Your Tax Refund Can Help You Buy A Home in 2024 🏠🏠 ✅This post breaks down how you can use your tax refund to achieve your dream home ➡️Down Payment Power Up- Use your refund to get closer to that magic down payment number. Every dollar counts! ➡️Closing Cost- Closing costs can sneak up on you. Put your refund towards these fees and avoid any surprises. ➡️Lower Your Mortgage Rate-  Who doesn't love a lower monthly payment? Use your refund to potentially buy down your rate for a more affordable mortgage. Click here to read more ⬇️⬇️ https://lnkd.in/gXRgUahq We know buying a home can feel overwhelming, but don't worry! I'm ready to answer your questions and guide you every step of the way. Ready to turn your tax refund into a down payment? Let's chat! P.S. We have tons of other helpful resources on our blog to guide you through the home buying process. Check them out after you finish this post!

Learn how to repay the first-time #homebuyer tax credit with this helpful guide. #mortgage

First-Time Buyers:SDLT changes from April 2025 With updates to Stamp Duty Land Tax (SDLT) coming in April, first-time buyers should plan carefully before committing to a property purchase. At Stephen Rimmer LLP, we advise: ✅ Don’t rush into a purchase—take time to understand the changes and how they may impact your budget. ✅ Be realistic about deadlines—consider whether waiting could secure you more favourable mortgage rates. ✅ Think long-term about potential savings, balancing SDLT adjustments with other financial factors. The housing market is always evolving, and making informed decisions is key to finding the right home. For tailored advice, our property experts are here to guide you every step of the way. Read more about SDLT changes for first time buyers and our top tips in our latest article from Joseph Sherriff https://bit.ly/4eDbzq3

Today is TAX DAY! Did you know that your tax refund can help you reach your savings goal for buying a home? Tax refunds are an acceptable form or downpayment. Want to learn more? Reach out today! Your home first or new home may be more within reach than you think. #TaxDay2024 #mortgage #DownPaymentSolutions #loanofficertips #firsttimehomebuyer #SeasonedBuyer #conventionalloans #fhaloans #valoans #JumboLoans