Elias Francis’ Post

We covered so much on this panel last week and to have 3 perspectives, a Fintech, An Online focussed Corp and a Bank really brought the topics to life. Some key notes from my perspective included: - SEPA Instant Reg change is going to be the most disruptive change across Europe over the next 36 months with impact to banks and non-bank PSPs. -Changes to the Settlement Finality Legislation is going to make the payment market more competitive as Payment Initiators and EMIs will be allowed to become direct members of payment schemes like SEPA. -Account to Account (A2A) and Variable Recurring Payments in combination for subscriptions, utilities and digital content will be a pretty powerful way to collect payment but we are a long way from ACA replacing Card payments. - 3 improvements that I see over the next 5 years include: 1) we will see huge improvements in fraud reduction achieved through AI and Machine Learning. 2) we will continue to see innovation in CX making the payment experience more integrated and embedded. 3) cross border payments are going to get faster and cheaper through the various streams of industry and government sponsored effort. #sepa #payments #openbanking #europepayments #a2a #crossborder Julie Timpson Emma Warrick Nadeem Haque Charlotte Teskey Frankie McGann Karsten Becker Daniela Eder Ian Fannin Maarten van Rossum

The payments landscape is undergoing a transformation driven by demand for speed, security, and flexibility. From mobile wallets to real-time processing, these trends are reshaping how businesses and consumers interact financially. Adapting to these changes can give companies a strategic edge in today’s digital-first economy. #iworkforComcast #Payments #Fintech #Finance https://lnkd.in/gD9S9UTW

❗️A $360 Trillion Opportunity❗️ 𝑫𝒊𝒅 𝒚𝒐𝒖 𝒌𝒏𝒐𝒘 𝒕𝒉𝒂𝒕 𝒄𝒓𝒐𝒔𝒔-𝒃𝒐𝒓𝒅𝒆𝒓 𝒑𝒂𝒚𝒎𝒆𝒏𝒕𝒔 𝒂𝒓𝒆 𝒆𝒙𝒑𝒆𝒄𝒕𝒆𝒅 𝒕𝒐 𝒉𝒊𝒕 𝒂𝒏 𝒂𝒔𝒕𝒐𝒖𝒏𝒅𝒊𝒏𝒈 $360 𝒕𝒓𝒊𝒍𝒍𝒊𝒐𝒏 𝒃𝒚 2030? Dandelion Payments, the largest real-time cross-border payments network, is revolutionizing the way financial institutions handle international transactions. Key Insights: 𝐓𝐫𝐚𝐧𝐬𝐩𝐚𝐫𝐞𝐧𝐜𝐲 𝐚𝐧𝐝 𝐒𝐩𝐞𝐞𝐝: Traditional systems struggle with transparency and delays. Dandelion Payments offers a real-time platform that connects directly to local financial institutions, ensuring instant and clear transaction updates. 𝐌𝐚𝐣𝐨𝐫 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬: With significant collaborations with Commonwealth Bank of Australia, PingPong, Sendwave, World Remit, HSBC, Zoom, PayPal, and Remitly, Dandelion is setting new standards in the sector. 𝐅𝐮𝐭𝐮𝐫𝐞 𝐆𝐫𝐨𝐰𝐭𝐡: The sector is rapidly expanding, with Allied Market Research projecting massive growth by 2030. Dandelion Payments is at the forefront, providing modern solutions that resonate with banks, fintechs, and payment service providers. 𝑊ℎ𝑎𝑡 𝑎𝑟𝑒 𝑦𝑜𝑢𝑟 𝑡ℎ𝑜𝑢𝑔ℎ𝑡𝑠 𝑎𝑏𝑜𝑢𝑡 𝑡ℎ𝑖𝑠? #CrossBorderPayments #Fintech #PaymentIndustry

The payments landscape is undergoing a transformation driven by demand for speed, security, and flexibility. From mobile wallets to real-time processing, these trends are reshaping how businesses and consumers interact financially. Adapting to these changes can give companies a strategic edge in today’s digital-first economy. #iworkforComcast #Payments #Fintech #Finance https://lnkd.in/gsRxbMzz

This new functionality provides a bridge between digital and traditional finance that can be spent via Mastercard’s global network. -with Nuvei Mastercard Phil Fayer Christian Rau https://lnkd.in/gvK2Kzdm #fintech #payments #digitalasset

Nuvei Launches Digital Asset Off-Ramping via Mastercard Cards Across Europe: Nuvei announced a partnership with Mastercard to launch a new off-ramping solution that enables consumers in Europe to seamlessly convert their Digital Assets, including cryptocurrencies, into traditional fiat currency via debit, credit and prepaid cards. This new functionality provides a bridge between digital and traditional finance that can be spent via Mastercard’s global network. This [...] The post Nuvei Launches Digital Asset Off-Ramping via Mastercard Cards Across Europe appeared first on Fintech News America.

💥 As 2024 marks the beginning of the new normal for the payments industry, following the fintech hype bubble burst in 2022, what does it take to make it to make it in today’s payments industry? 👀 Explore how these themes are setting the stage for an exciting year ahead in the payment industry! Article via The Paypers: https://bit.ly/44TXL7y #Payments #Fintech #Innovation #Ecommerce #GlobalBusiness #2024Trends

Travel back to 1967, when Barclays introduced the first ATM, sparking the era known as Fintech 2.0. A year earlier, the transition from telegraph to Telex revolutionized global financial communications. By 1971, the financial world transformed again with the launch of NASDAQ, the first electronic stock market, alongside the establishment of SWIFT in 1973, setting new standards for financial transactions. The 1980s brought us online banking and electronic trades, with E-trade launching in 1982, followed by PayPal in 1998, marking the onset of cashless payments. These pivotal moments, fundamental yet groundbreaking, steered us toward today's digital financial landscape. #quantumsoftware #fintech #innovation #digitaltransformation

🗣️ Key insights from Money 20/20: Fintech leaders are focusing on trust, seamless integration, and a fresh take on payments innovation. How will these trends shape your strategy? #Money2020 #CCGCatalyst #FintechLeadership 👉 https://lnkd.in/gpHsFEWT

💡 From rethinking payment platforms to building consumer trust, Money 20/20 provided a roadmap for the future of fintech. See how these takeaways could redefine the industry. #Money2020 #CCGCatalyst #FintechLeadership 👉 https://lnkd.in/gEn4Fer7