Erica Sellers’ Post

Financial markets are near all-time highs, meaning clients "who need to liquidate equity holdings to build a cash reserve to fund retirement income distributions over the next couple of years will likely be able to sell many holdings at or near historically high levels," writes financial expert Roger Wohlner. He discusses sequence of returns risk and other considerations for people trying to decide when to retire. Full Story: https://lnkd.in/gB-PbWGy  #cavalierassociates #financialintelligencereport #retirementplanning

Financial markets are near all-time highs, meaning clients "who need to liquidate equity holdings to build a cash reserve to fund retirement income distributions over the next couple of years will likely be able to sell many holdings at or near historically high levels," writes financial expert Roger Wohlner. He discusses sequence of returns risk and other considerations for people trying to decide when to retire. Full Story: https://lnkd.in/eNSUdpAx  #cavalierassociates #financialintelligencereport #retirementplanning

Financial markets are near all-time highs, meaning clients "who need to liquidate equity holdings to build a cash reserve to fund retirement income distributions over the next couple of years will likely be able to sell many holdings at or near historically high levels," writes financial expert Roger Wohlner. He discusses sequence of returns risk and other considerations for people trying to decide when to retire. Full Story: https://lnkd.in/gt4Qpc6N  #cavalierassociates #financialintelligencereport #retirementplanning

If you tell the average 22-year-old that the best time to start saving for retirement is yesterday, they may throw you an incredulous glance. "Are you kidding?" they may say, "I'm not due to retire for another forty years!" Take a look at this article which explains how the power of time can help savvy young investors grow an impressive portfolio. #investor #gen-z #Wealth #Finance https://lnkd.in/estQZ6Zu

I do not understand why investors, either savings or retirement accounts, refuse to accept performance facts of 15% year-to-date or annualized for 5-years! Each investment is identified by name and ticker symbol. In Reference section, source of investment performance is provided! https://lnkd.in/eHi4P9Vq

To what extent do you want to accelerate financial independence? Start yesterday. A better bet? Start funding a retirement plan as soon as your finances are dialed in enough to do so. That may happen at age 25, 32, or 41. Either way, the sooner you start putting money into an IRA or 401 (k), the sooner you can take advantage of compounded returns in that… https://brev.is/0FahF https://brev.is/gwFxi

Advisers need to focus more than ever on how they help clients manage their money in retirement and plan withdrawals. Money Marketing points out that global political instability and high inflation mean advisers must be ready for market changes to keep clients' retirement plans stable. Tailored decumulation strategies should match clients’ specific needs and risk tolerance. Centralised Retirement Propositions (CRPs) offer a flexible framework for advisers to create custom retirement plans that provide sustainable income and support good customer outcomes in line with Consumer Duty rules. There are many different ways to meet the needs of clients in retirement. Interested to hear what advisers think works best for their clients. For more details, read the full article here: https://lnkd.in/ehmuuCP6 #decumulation #consumerduty

Inflation should always be a consideration for retirement savers because it affects the bottom line, which is how much will be available upon retirement. Learn more about mitigating inflation's effects on your retirement savings in our latest article: https://lnkd.in/gfpTVN5A #MoreOptions #MoreControl #retirement #inflation

As you step into your 60s, the financial landscape shifts. Retirement is no longer a distant mirage; it’s a tangible horizon. 🌅 Here’s a concise guide on how to navigate this pivotal phase: https://hubs.la/Q02wfv8D0

For financial advisers only. We'll be back on the road, teaming up with Wealthtime, Copia Capital Management, Mabel Insights, and Conduct Culture Ltd to provide actionable strategies for implementing effective retirement solutions. Yannis Katsis Dip PFS IMC will be speaking about new alternative solutions to some of decumulation’s biggest challenges. Kicking off in Newcastle tomorrow, don’t miss the chance to enhance your retirement advice service with us—book your spot now. #JustBlends #FinanicalPlanning #RetirementIncome https://lnkd.in/eaGiVXfd