EUFederation for the Factoring and Commercial Finance Industry’s Post

Unlock international loan insights with our guide. Dive deeper now: #LEIGHUK #ASHTONUNDERLYNEUK #BEXHILLONSEAUK #WALLSENDUK #FLEETUK https://bit.ly/3vhlD7B

Topic:Regulatory Authorities/ Governing bodies of Loan syndication process. ⏩LSTA & LMA ⏩ Both the Loan Syndications and Trading Association, Inc. (the “LSTA”) and the Loan Market Association (the “LMA”) publish the forms of documentation used by sophisticated financial entities involved in the trading of large corporate syndicated loans in the secondary trading market. ⏩The LSTA based in New York was founded in 1995. The LMA based in London was formed in 1996. Both the LSTA and LMA share the common aim of assisting in developing best practices and standard documentation to facilitate the growth and liquidity of efficient trading of syndicated corporate loans. Over the past two decades, the use of these secondary trading forms has become widespread and customary by market participants. ⏩if the credit agreement is based on law of the United Kingdom or another European jurisdiction, LMA documentation will be typically utilised. On the contrary, where the governing law of the applicable credit agreement is New York law or of another jurisdiction within the United States, usually LSTA documentation will be utilised. LMA documents are governed by English law whereas LSTA documents are governed by the laws of New York. ⏩The one material exception under both LSTA and LMA pricing conventions provides for the seller to retain the right to any accrued and unpaid interest on performing loans for the period of time up to (i) seven (7) business days after trade date (“T+7”) for LSTA par trades or ten (10) business days after trade date (“T+10”) for LMA par trades, or (ii) twenty (20) business days after trade date (“T+20”) for both LSTA and LMA distressed trades. ⏩Asia Pacific Loan Market Association: The APLMA is a professional (not-for-profit) trade association which represents the interests of institutions active in the syndicated loan markets around the Asia-Pacific region. Its primary objective is to promote growth and liquidity in the syndicated loan markets (both primary and secondary) – which it endeavours to do by advocating best market standards and practices. #Loansyndication #SyndicatedLending #Loanofficers #LoanSyndicationExperts #LoanMarket #AsiaPacificFinance #FinancialAnalysts #CreditAnalysts #InvestmentBankers

𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗘𝗻𝘁𝗲𝗿𝘀 𝘁𝗵𝗲 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗖𝗟𝗢 𝗠𝗮𝗿𝗸𝗲𝘁!   Barings just priced the first Euro-denominated Private Credit CLO, a milestone for the European market. Unlike the 2019 Spanish Alhambra CLO, which struggled with SME loans and regulatory hurdles, Barings' deal stands out with a larger, diversified asset pool and attractive spreads compared to traditional BSL CLOs.   Rated by S&P and Fitch, this transaction showcases the potential for private corporate loans to be securitised, offering enhanced yield and risk diversification. A game-changer for European private credit!

Certainly! Let's dive deeper into the essential aspects of following PT Sparta Duta Perkasa's Icumsa 45 purchasing standards. Here's an extended version of the paragraph: --- 🌟 **Attention, Valued Buyer!** At PT Sparta Duta Perkasa, we understand that successful transactions rely on adherence to clear guidelines. Allow us to elaborate on the critical points you need to consider: 1. **Publication of SBLC Payment Methods**: - Transparency is our cornerstone. By publishing your Standby Letter of Credit (SBLC) payment methods, we create a level playing field. This transparency ensures that both parties understand the terms and expectations. - Imagine a well-lit path through the forest – it guides us toward a successful deal. When you follow our rules and disclose your payment methods, it's akin to illuminating that path. 2. **The RWA Factor**: - Ready, Willing, and Able (RWA) – these three words hold immense weight. An RWA confirmation from a top 50 bank is more than a formality; it's a testament to your commitment. - Think of it as a handshake across continents. When you provide an RWA, you assure us that you're not just interested but fully prepared to proceed. It's the foundation of trust. 3. **Instrument Payment: Non-Negotiable**: - An instrument payment – be it an SBLC or another financial instrument – is non-negotiable. It's the heartbeat of our due diligence process. - Picture a bridge connecting two islands. Without a sturdy bridge, the journey becomes treacherous. Similarly, without a confirmed instrument, the transaction lacks stability. 4. **Avoiding Pitfalls**: - We've encountered situations where buyers deviate from our standard procedures. Some insist on spot purchases instead of annual contracts, while others overlook minor corrections. - These deviations can lead to cancellations. Imagine a puzzle missing a crucial piece – it remains incomplete. Let's avoid such pitfalls. 5. **Contact Us**: - Have questions? Need clarification? Reach out to us at +62 812 7551 3746 or via email at ptspartadutaperkasa@gmail.com. - We're here to guide you, ensuring a successful partnership. Remember, every detail matters. Let's build a bridge of trust together – one that spans oceans and connects opportunities. 🌴🤝🌟 --- *

Licensed company to operate 'Dealing as Principal' and 'Dealing as Agent' in British Virgin Islands for sale Main details: • Category 1: Dealing in Investments: Sub-category A: Dealing as Agent allows its licensees to act as brokers or agents between the buyers and sellers and facilitate transactions on behalf of their clients without taking on a principal position in the trade; • Category 1: Dealing in Investments: Sub-category B: Dealing as Principal is a full forex brokerage license allowing license holders to act as market makers and trade on their own account, i.e. against proprietary capital by buying and selling financial instruments at prices determined by themselves; • Account: We can open accounts (opex and clients) with a UK EMI within a month; • Сompany is owned by 1 individual only; • Company has no running costs per se, no systems (trading platforms etc). Asking price: on request For details: office@ifbusiness.uk More companies: ifbusiness.uk #IFB #Fintech #CompanyForSale #ReadyMadeCompany #Investments #ForexBrokerage #Forex #BritishVirginIslands

CMS International Series: “Insights into International NPL Markets and Regulations” In his latest article my colleague Ihor Olekhov dives into the topic of non-performing loans (NPLs) in Ukraine and explores the challenges and opportunities in this dynamic market. This article is part of our International Series that provides fascinating insights into NPL markets worldwide. Take a look here: https://lnkd.in/d7JsyfGY #NPL #Ukraine #FinancialMarkets #CMS #CMSRestructuring

Originators in Latin America often turn to cross-border structured finance issuance to expand their potential investor bases, and also to obtain more competitive yields relative to their unsecured financing. Cross-border issuance in Latin America has been focused on tailor-made transactions that have arisen from specific market opportunities. Historically, these structures have provided a platform to access investors in international debt markets, required for issues that may be too large for any domestic market in the region. In our primer, we provide a comprehensive guide to some of the popular emerging and longstanding securitizations in the Latin America cross-border market: https://ow.ly/WqaY30sBF9E

Contrasting LMA and LSTA Documents In the realm of loan syndication, clarity and alignment are paramount, and it all starts with the right documentation. Let's explore the distinctions between two essential frameworks: the LMA (Loan Market Association) and LSTA (Loan Syndications and Trading Association) documents: 🌍 Geographical Focus: LMA Document: Primarily tailored for European markets, reflecting the legal and market practices of the UK and Europe. LSTA Document: Designed with a focus on the United States, aligning with U.S. laws, regulations, and market standards. ⚖️ Legal Framework: LMA Document: Governed by English law, incorporating European legal principles and standards. LSTA Document: Typically governed by New York law, reflecting the legal landscape of the United States. 🏢 Market Practices: LMA Document: Reflects European market practices and regulatory requirements. LSTA Document: Tailored to accommodate U.S. market practices and preferences. 📝 Documentation Style: LMA Document: Adopts European legal and financial terminology. LSTA Document: Incorporates language commonly used in American loan documentation. 💼 Industry Influence: LMA Document: Shaped by European financial institutions, legal firms, and regulatory bodies. LSTA Document: Reflects input and collaboration from U.S.-based financial institutions and legal experts within the LSTA. Understanding these nuances is essential for navigating the complexities of loan syndication effectively. Whether operating in European or U.S. markets, choosing the right document ensures clarity, compliance, and alignment of interests for all parties involved. Let's continue to deepen our understanding of loan syndication and empower ourselves to make informed decisions in the ever-evolving world of finance. #LoanSyndication #LMA #LSTA #FinanceInsights #GlobalFinance 📜💼💡

International Finance: Leveraging SBLCs for Global Success Hey everyone! I wanted to share a current deal we are working on that highlights the impact of Standby Letters of Credit (SBLCs) in international business. A few weeks ago, we received a referral for a client based in the U.S. who secured a significant contract with a firm in Europe. As many of you know, international business can be complex, particularly when it comes to securing the necessary capital. We’re currently in conversations with this client about why an SBLC might be a great fit for their needs and exploring other potential options. Here are 4 key benefits of SBLCs that we're discussing: 1. Risk Mitigation: An SBLC guarantees payment, ensuring that the seller receives their funds even if the buyer encounters issues. This reduces the risks associated with international transactions. 2. Increased Trust and Reliability: By securing an SBLC, both parties—buyer and seller—can proceed with confidence, knowing that the agreed-upon terms will be met. This fosters stronger business relationships, especially in new markets. 3. Contractual Security: SBLCs create a binding promise between parties. Even if the buyer defaults, the SBLC ensures that the seller still gets paid, providing a strong foundation for international trade. 4. Facilitating Market Expansion: Whether you're a large corporation or a smaller business looking to expand, SBLCs offer the financial security needed to enter new markets and scale operations globally. Our client, poised to move forward with their European contract, is now considering how an SBLC could provide the necessary capital and security to ensure success. As we continue our discussions, we’re also exploring other financing options to find the best fit for their situation. As I grow deeper into the world of international finance, I’m excited to share more deals and lessons like this one. SBLCs are a powerful tool, and I believe they can unlock incredible opportunities for businesses aiming to operate on a global scale. If you’re curious about how SBLCs or other financing tools could benefit your business, feel free to reach out or drop a comment below. #InternationalBusiness #TradeFinance #SBLC #GlobalExpansion #FinanceTools #BusinessGrowth

Even one night spent worrying about clients not paying on time is one too many!🙅♂️ Invoice factoring holds a special place in our hearts. It was the very first product we offered to Lithuanian SMEs when smeGo was founded back in 2016. From expanding into new European markets to growing our product portfolio, a lot has changed since then. But one thing remains the same -our commitment to making sure outstanding invoices never keep our clients up at night.🛌 And now, we are excited to offer this ever-so-popular alternative financing solution with even better terms. Here is what you can expect: 🔹Invoice financing limit up to €5M 🔹Financing up to 90% of invoice value 🔹No minimum invoice amount 🔹Monthly interest rates starting from just 0.58% 🔹Payment terms extended up to 180 days 🔹No collateral needed 🔹Insurance to cover buyer insolvency risk   Ready to leave your invoice worries behind? Get started today 👉 https://lnkd.in/gMzfJZUd   #smeGo #fintechnews #invoicefactoring #businessgrowth #alternativefinancing #smes #invoices