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Buying Your Dream Home in Ireland: 5 Essential Steps Thinking of buying a house in Ireland? Here's a breakdown of the key steps to make your dream a reality, courtesy of Johanna Murphy & Sons, your trusted Cork estate agent. 1. Secure Your Funding Unless you're a cash buyer, a mortgage is likely needed. Start early to determine your budget. For first-time buyers, schemes like Help to Buy and First Home can boost your purchasing power through deposit support. 2. Find Your Perfect Property Location is key! Decide your preferences and budget with your mortgage broker. Search leading property portals like DAFT.ie and myhome.ie to explore listings. 3. Arrange House Viewings Before viewings, get an Approval In Principle (AIP) from your broker. This shows sellers you're serious. During viewings, consider factors like sunlight, storage, and the neighbourhood feel. 4. Make an Offer With your AIP, make a confident bid within your budget. Sellers often favour buyers with AIPs, so it can give you an edge. 5. Close the Deal Once your offer is accepted, instruct a conveyancing solicitor to handle the legal side. Factor in costs like solicitor fees and property valuation. After checks and paperwork are complete, you'll exchange contracts with the seller, finalising the purchase. Buying a home in Ireland can be straightforward with the right guidance. Partnering with a knowledgeable mortgage broker can streamline your journey from property search to closing the deal. Contact Johanna Murphy & Sons today for expert advice! https://lnkd.in/ecEYYm8J #corkproperty #corkrealestate #propertyforssale #corkhomes #investincork #corklistings #irishhomes #corkestateagents #realestateireland #futurehome #walkthrough #corkpropertiesforsale

In our latest website Insight, Karen Healy, Head of Residential Property at Bates Wells & Braithwaite Ipswich, looks at the conveyancing process and whether there might be changes with the new government. We have a new government. Labour has won the election at a time when property prices have dipped over the past two years, as squeezed households put off moving home. Keir Starmer promises that stability will be the cornerstone of his economic policy and that he will accelerate the delivery of high quality infrastructure and housing through the Planning and Infrastructure Bill. He has pledged to build 1.5 million new homes in his first term, keep mortgage rates low and help first-time buyers. For most experts, the future of interest rates is likely to have a much larger bearing on house prices than Labour’s policies but most agree that more available houses could keep prices lower. No matter who is in government, moving house remains a life-changing event. It can be stressful; perhaps the move corresponds with other shifts in lifestyle; needing to move following a divorce or, more positively, rightsizing for retirement or to meet the needs of an expanding family. For most of us, our home will also be our most valuable financial asset and one which we will want to pass on to the next generation. To read full insight visit our website https://lnkd.in/ede6GaVA If we can help you with buying or selling your home, contact karen.healy@bates-wells.co.uk or call 01473 295532 #conveyancing #buyinghouse #sellinghouse #residentialpropertylaw

🏠 UK moving times among the slowest in Europe 🐌 For the last 5 years the average time to move home in the UK has been stuck at around 20 weeks. Compare this to some of our neighbours, and it’s clear we are lagging behind. A key reason for the UK’s slower moving times is our complex and imperfect conveyancing process. It’s typically a lengthy process, involving around 6 different parties with home movers left chasing lots of paperwork. The longest parts of the process are often: 🔴 Completing searches on the property 🔴 Waiting for a response from local authorities  🔴 Arranging a mortgage  🔴 Drafting or reviewing the contract pack We help our customers buck this trend, with the majority of our cases completing within 12 weeks - 8 weeks faster than the UK national average. Three key ways we make the process less stressful and time consuming for everyone involved: 🟢 #1 Home Move Advisors - all our customers are assigned a dedicated advisor to guide them through the process from start to finish, providing 24/7 support, weekly transaction updates and chasing all parties on their behalf. 🟢 #2 Online Portal - instant access to all transaction documentation, giving home movers complete visibility and more control over their conveyancing process. 🟢 #3 Hand-picked Conveyancers - our team carefully selects the most trusted, reputable & proactive conveyancers in the country to join our panel, individually assigning the best-suited team to each case. #UKHousingMarket #EstateAgents #HomeBuyers #HomeSellers #MovingHouse #Conveyancing

📢 Ready to Buy Your First Home in Ireland? Here’s Your Ultimate Guide! 🇮🇪🏠 Are you thinking about buying your first home in Ireland? It's an exciting journey, but navigating through Irish property laws can be overwhelming. Here’s a simplified roadmap to help you get started: 1️⃣ Understand Your Budget 💰 Before anything else, get a clear picture of your finances. Factor in the deposit, legal fees, stamp duty (1% for properties up to €1 million), and additional costs like inspections and surveys. 2️⃣ Mortgage Approval in Principle 🏦 Get a mortgage approval in principle from your bank or lender. This gives you a clear idea of how much you can borrow and shows sellers you’re a serious buyer. 3️⃣ Engage a Solicitor 📝 A good solicitor experienced in Irish property law is crucial. They’ll handle the contracts, ensure the property title is clear, and manage the transfer of ownership. 4️⃣ Property Search and Viewing 🔍 Use reputable property websites and engage with local estate agents. Don’t rush – take your time to view several properties to find the right one. 5️⃣ Making an Offer and Securing the Deal 🤝 When you find your dream home, make an offer through the estate agent. Once accepted, your solicitor will help you sign the Sale Agreement and pay the deposit. 6️⃣ Surveys and Inspections 🛠️ Conduct thorough surveys and inspections to uncover any potential issues. This might include structural surveys, pest inspections, and checking for compliance with building regulations. 7️⃣ Closing the Deal and Moving In 🚚 Once all checks are done, your solicitor will arrange the transfer of funds, and you’ll sign the final contract. Congratulations, you’re now a homeowner! Navigating the property market can be complex, but you don’t have to do it alone. Book a meeting with us today, and let's turn your homeownership dreams into reality! Call us on 01 278 5555 or visit https://hubs.ly/Q02WGxkt0 #FirstHome #IrelandProperty #HomeBuying #MortgageAdvice #LegalTips #BookAMeeting #HomeSweetHome

Homebuyers and sellers in England and Northern Ireland must act quickly to ensure property sales are complete before new stamp duty rules come into force next April. Bills for many buyers will increase, and solicitors and estate agents are expected to be especially busy in the new year in a rush to complete transactions. “We’re likely to see a spike in demand, putting pressure on estate agents, solicitors and mortgage lenders alike,” says Andrew Boast of conveyancing company Sam Conveyancing. Under the changes, movers will start paying the tax on any property over £125,000, down from £250,000 now. That means if you are buying for £266,000 – the average UK sale price according to Nationwide – you will pay £2,500 more.

💡 PI giant enters conveyancing with comparison service Claims management company First4Lawyers has entered the conveyancing market with a new comparison platform for home buyers and sellers. The group says it spotted a gap in the market for a service which compared firms not just on price but also on expertise and online reviews from independent sites such as Trustpilot. Full story: https://lnkd.in/efg7EhE8 #Conveyancing #PI #HomeBuyers #Sellers

Help for first-time buyers in a cost-of-living crisis - conveyancing expert Natalie Bradley considers five initiatives to help get you on the property ladder | Find out more: https://ow.ly/TaYM50So7ef #Conveyancing #FirstTimeBuyers #BuyingFirstHome

Help for first-time buyers in a cost-of-living crisis - conveyancing expert Natalie Bradley considers five initiatives to help get you on the property ladder | Find out more: https://ow.ly/TaYM50So7ef #Conveyancing #FirstTimeBuyers #BuyingFirstHome

📢 Ready to Buy Your First Home in Ireland? Here’s Your Ultimate Guide! 🇮🇪🏠 Are you thinking about buying your first home in Ireland? It's an exciting journey, but navigating through Irish property laws can be overwhelming. Here’s a simplified roadmap to help you get started: 1️⃣ Understand Your Budget 💰 Before anything else, get a clear picture of your finances. Factor in the deposit, legal fees, stamp duty (1% for properties up to €1 million), and additional costs like inspections and surveys. 2️⃣ Mortgage Approval in Principle 🏦 Get a mortgage approval in principle from your bank or lender. This gives you a clear idea of how much you can borrow and shows sellers you’re a serious buyer. 3️⃣ Engage a Solicitor 📝 A good solicitor experienced in Irish property law is crucial. They’ll handle the contracts, ensure the property title is clear, and manage the transfer of ownership. 4️⃣ Property Search and Viewing 🔍 Use reputable property websites and engage with local estate agents. Don’t rush – take your time to view several properties to find the right one. 5️⃣ Making an Offer and Securing the Deal 🤝 When you find your dream home, make an offer through the estate agent. Once accepted, your solicitor will help you sign the Sale Agreement and pay the deposit. 6️⃣ Surveys and Inspections 🛠️ Conduct thorough surveys and inspections to uncover any potential issues. This might include structural surveys, pest inspections, and checking for compliance with building regulations. 7️⃣ Closing the Deal and Moving In 🚚 Once all checks are done, your solicitor will arrange the transfer of funds, and you’ll sign the final contract. Congratulations, you’re now a homeowner! Navigating the property market can be complex, but you don’t have to do it alone. Book a meeting with us today, and let's turn your homeownership dreams into reality! Call us on 01 278 5555 or visit https://hubs.ly/Q02WGwDC0 #FirstHome #IrelandProperty #HomeBuying #MortgageAdvice #LegalTips #BookAMeeting #HomeSweetHome

"I've recently had several first time buyer clients inquiring about purchasing property in Scotland." Here are steps tailored for first-time buyers in Scotland to navigate the home-buying process smoothly: Step 1: Engage a Solicitor Having a solicitor by your side is crucial for professional representation and support throughout your buying journey. Step 2: Secure Mortgage Approval Obtaining an agreement in principle for a mortgage is advisable to strengthen your position when making an offer. Our team can assist in finding competitive interest rates. Step 3: Find Your Ideal Property With your budget set, schedule viewings to explore our range of properties suited for first-time buyers. Step 4: Plan Moving Expenses Factor in costs such as removal services, legal fees, LBTT (land and building transaction tax), new homeware, and furniture. First-time buyers enjoy relief from LBTT up to £175k.* Step 5: Submit Your Offer and Transition to Your New Home When you've found the perfect home, submit your offer promptly. Notify your solicitor immediately upon acceptance to initiate the conveyancing process and move closer to owning your dream home. *Note: Figures and exemptions may vary. Consult with your solicitor for accurate details. Navigating your first home purchase can be straightforward with these steps in place. We're here to support you every step of the way. #FirstTimeBuyers #HomeBuyingJourney #ScottishProperty #DreamHome