Financecoa.ch’s Post

🏡 **The Housing Market in 2025: What to Expect** 📊 After a challenging few years, **Lawrence Yun**, Chief Economist at the National Association of REALTORS® (NAR), shared an optimistic outlook for the housing market during **NAR NXT** in Boston. Here's a breakdown of what real estate professionals should expect in 2025 and beyond: 🔑 **Home Sales on the Rise**: With job growth, improved stock market performance, and more inventory available, Yun predicts a 9% increase in existing home sales for 2025 and a 13% jump in 2026. 📉 **Mortgage Rates Stabilizing**: While mortgage rates won’t drop to historic lows, they're expected to moderate, making homeownership more accessible for buyers in 2025 and 2026. 🏠 **Home Prices Growth Slows**: After rapid price increases, home prices will rise more modestly—about 2% annually in the next two years—bringing them in line with wages. 💵 **Changing Buyer Demographics**: A few key trends to watch: - **All-Cash Buyers** are on the rise, with 26% of home sales made without financing. - **First-Time Buyers** are getting older (median age: 38) and increasingly relying on family support for down payments. - **Multigenerational Households** are up to 17% as buyers pool resources for affordability. - **Single Women Buyers** outpace single men in the market, owning 24% of homes purchased. The bottom line? More listings, growing demand, and a shift in who’s buying will shape the housing market in the year ahead. Whether you're buying, selling, or helping others make a move, 2025 might be the year to act! #RealEstate #HomeSales #maricelacariasrealtor #lakenormanrealty #MortgageRates #HousingMarket2025 #NAR #RealEstateTrends #Economy #BuyerDemographics

What directions do you see the Boston housing market taking in 2024? An insightful read in Boston Magazine presents predictions that are worth considering. As the landscape evolves with changes in demand and supply, it’s fascinating to see how factors like mortgage rates and economic trends can reshape our local real estate scene. There's a strong focus on affordability and the shifts in buyer demographics, which reflects the complex realities many face today. Whether you're a homeowner or someone looking to enter the market, understanding these dynamics is crucial. I found the analysis particularly useful, as it highlights the interplay between market forces and personal decisions. What are your thoughts? How do you think these trends will impact your own real estate goals in the coming year? Let's discuss! https://lnkd.in/eYfNauv8

📢 2025 Economic Outlook Series | US Existing Home Sales Hit 14-Year Low, What’s Next? The #housing market is a crucial focus for both homebuyers and investors alike. With sluggish housing starts and existing home sales hitting a 14-year low, is the U.S. housing market on the brink of a crash, or can it rally back on top of interest rate cuts? As the first article of our #2025 Economic Outlook Series, we provide an extensive analysis on the U.S. housing market landscape, assessing factors like housing inventories, borrower finances, and long-term demographics. #Read on to explore whether the U.S. housing market is headed for a bull run or a bubble. 👉 Full Report: https://pse.is/6mpd7p

The next big thing in real estate? Duplexes. Only they're not so new. Duplexes–or two-family homes–have been around for a while. But, they’re having a moment. Why? Two reasons: 1. Demographics – millennials and baby boomers alike are attracted to homes with flexible living spaces. 2. Finance – duplexes are a great way to qualify for a larger mortgage, plus earn rental income. Duplex owners can live in one unit and rent out the other. It's a smart investment strategy that's changing the real estate game. So, if you're looking for a unique property investment opportunity, duplexes might be what you're searching for. Ready to join the duplex revolution?

Whether you are looking to buy, sell, rent, or invest in real estate, staying on top of factors driving the market is a necessity. With the recent nature of the market, and the fact that the market is always changing, there are a few key factors that determine the flow of the market: 1️⃣ Demographics: as different generations age, the demand for homes changes. (As "baby boomers" continues to retire, the demand for vacation homes rises.) 2️⃣ Interest rates: Rising interest rates may impact an individual's ability to purchase a property. Consider using a mortgage calculator to determine the affordability of a property. 3️⃣ Economy: In most cases, if the nation's overall economy is "sluggish", the real estate market will see a decline in purchases. 4️⃣ Government policies: The government may introduce tax credits to motivate individuals to purchase homes during economic unrest. Understanding factors surrounding the real estate market is essential when making buying or selling decisions. If you are looking to buy or sell, give me a call me today! 📱

🏦 5 Factors That Drive The Residential Real Estate Market 1. Economy As with anything else, the health of the economy drives the value of the real estate market. If the economy is sluggish, the real estate market will be as well. 2. Government Incentives As an investor, it pays to keep abreast of these government incentives and take advantage where you can. 3. Demographics Statistics can influence real estate investment opportunities for many years, so it pays to learn all you can about the population in the area you are considering purchasing real estate in order to predict upcoming market trends. 4. Interest Rate If you are buying a home with a mortgage, it’s best to research interest rates using a mortgage calculator. 5. Other Factors From an individual standpoint, many smaller factors also impact the market as well. Angela Kay | Interlink Realty info@angelakay.ca | (604) 644-0325 www.angelakay.ca Helping you make the right move #homes #property #home #VancouverRealEstate #VancouverCondos #realestate #realty #realestateagent #houses #advice https://bit.ly/4btPbhK

Many factors can go into home and mortgage prices as well as rental costs in a city, sometimes driving the two on divergent paths. These may include interest rates, housing inventories, family makeups and demographics, zoning and other legal ordinances, among others. As a result, homeowners in some areas could have an advantage, while renters may hold the upper hand cost-wise in other areas. To help residents understand how their housing budget may be affected, SmartAsset evaluated the difference in monthly costs between owning a home and renting in 343 cities. https://bit.ly/3Sbf3rC

Many factors can go into home and mortgage prices as well as rental costs in a city, sometimes driving the two on divergent paths. These may include interest rates, housing inventories, family makeups and demographics, zoning and other legal ordinances, among others. As a result, homeowners in some areas could have an advantage, while renters may hold the upper hand cost-wise in other areas. To help residents understand how their housing budget may be affected, SmartAsset evaluated the difference in monthly costs between owning a home and renting in 343 cities. https://bit.ly/3XWZ4B9

🏠 April 2024 witnessed a remarkable surge in home listings compared to the same period in 2022. This spike hints at significant shifts in the real estate landscape, driven by a convergence of economic and social factors. From low mortgage rates to changing demographics, the market dynamics are evolving rapidly. 📊 However, despite this influx of listings, we're still below pre-pandemic levels. This discrepancy between supply and demand is reshaping the housing market, leading to increased competition and rising prices. Navigating this landscape requires strategic insight and expertise. 🤝 As a seasoned real estate professionals at Bowers-Realty, we specialize in decoding market trends and crafting tailored solutions for our clients. Whether you're buying, selling, or investing, let's collaborate to seize the opportunities presented by this evolving market. Reach out today to embark on your real estate journey with confidence. #BowersRealty #RealEstateInsights #MarketAnalysis #homeprices #homebuying

For those of us in the real estate or mortgage industry, we could use some good news.   "This is an interesting and pivotal moment in the housing and mortgage industries as the younger generations are not only determined to buy but are seemingly undeterred by the higher price tags and interest rates. Despite typically having lower incomes, Gen Z and millennials are more willing to pay higher future interest rates than older groups." #realestateagent #mortgageloanofficer #newhomesalesconsultant #newconstruction #mortgagerates #buying #selling