FPC Investment Advisory, Inc.’s Post

2024 has given investors plenty to be grateful for! 🌟 From strong market gains to easing inflation and steady economic growth, here are 3 reasons to be thankful this holiday season. ⬇️ #Investing #MarketUpdate #FinancialPlanning

Get ready for our bi-annual Market Summit Outlook THIS THURSDAY, June 27 at 6:00pm CT, zooming in on the second half of 2024. In this livestream, we'll dive deep into a review of the first half in the stock market, dissecting the highs and lows, analyzing performance, and spotlighting the standout performers that have been driving the market forward. Alongside, we'll uncover the prevailing themes that have been shaping market dynamics thus far. But that's just the beginning! We'll then shift gears to explore projections for the third and fourth quarters. Our insights will be anchored in an examination of critical catalysts including the upcoming presidential election, potential changes from the Federal Reserve, fluctuations in interest rates, and the evolving landscape of the banking sector. We'll be fielding your questions live, creating a dynamic and engaging atmosphere. This is your opportunity to engage directly with our Investment Team, gain clarity, and deepen your understanding of the market landscape. Our goal is to break these topics down into easy-to-understand conversations amongst the investment team to help you learn what all this means for you, your portfolio, and your retirement. Submit your questions here: https://lnkd.in/gY5-XrNb #InvestmentStrategy #RetirementPlanning #FinancialInsights

Why Investors Should Remain Optimistic? When the market feels a bit shaky, it’s natural for investors to question their outlook. But let’s not lose sight of the bigger picture—there are still plenty of reasons to stay optimistic. Here's the case for continued investor optimism in my view: 1. A Soft Landing is Likely on the Horizon Many view a soft landing, supported by potential FED rate cuts, as the base case. While the economy is navigating uncertain waters, there’s growing consensus that we may avoid a deep recession. A gradual cooling of inflation, coupled with strategic FED actions, could provide a smoother path ahead. 2. Historically Strong Fourth Quarter Once we get past September, the fourth quarter has historically been the best time of the year for markets. As we approach year-end, we often see increased momentum, which tends to bode well for investors. Seasonality can work in our favor here. 3. The Job Market: Slowing but Still Strong Yes, the job market is cooling, but it’s far from weak. We're not seeing major losses, which is key. A resilient labor market provides a solid foundation for consumer spending—still a critical engine of the economy. 4. Inflation is Largely Under Control Inflation has been a major concern, but it's now coming down to more manageable levels. With price pressures easing, the economy is better positioned for steady growth without overheating. 5. Technology and AI: Long-Term Growth Drivers Technology continues to be a bright spot, especially with advancements in AI. We’re seeing long-term earnings potential and capital expenditures in this space that remain incredibly supportive. The tech sector is poised to play a crucial role in driving future gains. 6. Solid Q2 Earnings Across Multiple Sectors We just wrapped up a strong Q2 earnings season, with growth spreading out across a wide range of industries. This broadening of earnings growth provides further evidence that the economy is resilient, and the market is more balanced than some may realize. 7. Post-Election Market Rally Historically, markets tend to rally after elections, and while there are always unique variables at play, we’ve seen this pattern unfold time and again. Once election uncertainty clears, we could very well see a boost in market performance as clarity returns. 8. U.S. Market Relative Strength  Underpinning the previous 7 points, I firmly believe the U.S. remains the best place in the world to invest. Despite the challenges we face—and there are plenty, but that’s a conversation for another day—the overall strength, innovation, and resilience of our economy continue to shine. Optimism doesn't mean ignoring risks—it means understanding the full scope of the market landscape and positioning yourself to navigate it wisely. Keep your eyes on the long-term and stay engaged. As always, I'm here to help make sense of it all—contact me to discuss any concerns or questions you may have.

Can the Post-Election Rally Carry Through Year-End? At the start of 2024, most analysts predicted the S&P 500 would close the year around 5,200, implying a 10% gain. However, U.S. stocks had bigger plans. Fueled by resilient consumer spending, steady economic and earnings growth, falling inflation, and the Federal Reserve's pivot to looser monetary policy, the market's rally has surpassed expectations, delivering gains more than twice as strong. 📈 The post-election momentum has been particularly striking. In the week following the U.S. presidential election, the S&P 500 surged +4.7%, its best performance since October 2022. This rally was likely driven by the "removal of uncertainty" and optimism about potential tax cuts and regulatory relief—factors that could promote economic growth. So, can the rally continue through December? I believe it can, and here’s why: Seasonal Strength Historically, December is one of the best-performing months for the S&P 500, with an average gain of 1.3% since 1950. It’s also the most consistently positive month, thanks to broad-based gains, particularly among small- and mid-cap stocks. Notably, when the S&P 500 enters December up more than +20% for the year (as it has in 2024), the final month has averaged gains of +2.4%. Policy Catalysts As the new administration’s agenda takes shape, markets may continue pricing-in potential fiscal stimulus, such as tax cuts. These measures could amplify economic growth, although they might also increase fiscal deficits. A steeper yield curve, driven by rising long-duration Treasury yields and Fed rate cuts, could benefit Financials and stimulate lending—a potential boon for the broader economy. Earnings Momentum The earnings picture remains strong. For Q3, S&P 500 earnings rose +8.1% year-over-year (+10.6% excluding Energy). Revenue growth also remained solid. Looking ahead, Q4 earnings estimates are holding firm, signaling growing corporate confidence as we approach 2025. 💡 Takeaway: With historical trends, supportive policies, and robust earnings in play, the stage seems set for the rally to continue. What’s your perspective on year-end market dynamics? Let’s discuss!

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.

As we approach the 2024 election, many investors are understandably anxious about how political shifts might impact the stock market. However, history tells a different story. Look at this chart from YCharts and see how the market has navigated past presidencies: 👉 Long-Term Trend: Historical data show that the stock market has generally trended upward over time, regardless of which party holds the presidency. 👉 Company Growth: Many successful companies were founded and flourished under various administrations, contributing to overall market growth. 👉 Market Priorities: Factors such as earnings growth, economic trends, and technological innovations typically influence the market more than political shifts. 👉 Investor Focus: Remember, when you invest in the stock market, you're investing based on your time horizon, risk tolerance, and specific goals—not particular political outcomes. While elections may create short-term fluctuations, historical trends suggest that broader economic factors often drive long-term market performance. Stay focused on your investment strategy, and let history guide your decisions. #Election2024 #MarketTrends #InvestingPerspective Stocks are measured by the Standard & Poor's 500 Composite Index, an unmanaged index considered representative of the overall U.S. stock market. The index's performance does not indicate the past performance of an investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Stock price returns and principal values fluctuate as market conditions change. Shares, when sold, may be worth more or less than their original cost.