Freedom Benefits’ Post

Work requirements in Medicaid risk creating unnecessary administrative burdens and increasing costs for states without achieving their intended goals. Evidence shows that these requirements often result in coverage loss for hardworking Americans, such as care givers, rural residents, people with disabilities, and older adults, who face barriers to meeting monthly documentation mandates. Programs like Medicaid already support individuals in maintaining employment by providing access to critical healthcare. By  Mara Youdelman, David Machledt, and Emma Parker-Newton, MPA  https://lnkd.in/ed3qstri

Discover the little-known information about Medicaid rules for married couples. Since 1989, Medicaid spouses no longer have to reach poverty levels in order to qualify. Learn about the Monthly Maintenance Needs Allowance and how it allows spouses to maintain a certain level of income while still qualifying for Medicaid coverage. Find out how this rule change can impact your financial planning and healthcare decisions for elderly loved ones. Read the FULL article here: https://bit.ly/3J877m1

‼️This. I hear it all the time. The LTC planning industry has to muster some innovative messaging strategies and possibly partner with state and federal agencies to spread the word that Medicare and health insurance do not cover long term care. I love that Joanne Giardini-Russell is on TikTok trying to do just that. Follow her. 🔥We also need more employers offering long term care plans. One solution to slow the spread of this five alarm fire to future generations has to involve employers in a one to many approach. One more time for those in the back: Medicare and health insurance do not cover long term care. It’s an out-of-pocket expense until you drain most of your assets. You will find that out when your parents or other family members need care.

In Florida, if parents in a 3-person family make over $7,128/year, they are unable to qualify for Medicaid under the state's extremely low income threshold. The graph below is from page 8 of FPI's newly-updated Medicaid chartbook. Click the link below to learn more and view the full chartbook 👇 https://lnkd.in/evNgtZwy

In Florida, Medicaid's homestead rules are quite favorable. Homes with equity under $650,000 aren't considered assets, making it easier for many to qualify without extra legal steps. If your home has more equity, there are still strategies to help you meet requirements. This provision helps many Floridians protect their most valuable asset—their home. Reach out to learn how you can take advantage of this rule.

US counties with the greatest social and economic disadvantages are least likely to have access to #MedicareAdvantage plans with star ratings above 3.5. And since rebates and bonuses are often tied to star ratings, beneficiaries likely don't have access to all the supplemental benefits that could make a difference for them. All this from a new study out of NYU. The study's authors would like to see area-level vulnerability factored into star ratings, or for the Centers for Medicare & Medicaid Services to incentivize higher-quality plans expanding their plans to disadvantaged areas. #Medicare #healthinsurance

As states enter their legislative sessions, many are focused on Medicaid priorities, including navigating budget challenges and anticipating potential policy changes at the federal level. Nine states have pursued multi-year continuous eligibility waivers for children, aiming to reduce coverage disruptions and improve health outcomes. Twenty-six states are implementing reentry waivers to improve care for individuals transitioning from incarceration, addressing elevated rates of mortality and morbidity among this population. Twenty-one states are pursuing waivers to address health-related social needs, such as housing instability and food insecurity, which significantly impact health outcomes. Learn more: https://hubs.ly/Q033VTxt0

We know that providing care for your loved ones can put a strain on your finances. But you shouldn't have to give up your job or sell your assets to cover home care or specialized facilities 👴🏼👵🏼🏠 With Medicaid Planning, we’ll help you navigate the requirements to qualify for government assistance while ensuring your assets and income stay protected. Book a consultation with us to learn more 👉🏻 https://lnkd.in/esruaiUs #EstatePlanning #GuidanceAndSupport #FamilyLegacy #Guardianship #LegacyProtection #LegalExpertise #FinancialSecurity #PerezRouraLaw #LegacyPlanning #SecureFuture #elderlaw #elderlawattorney #medicaidplanning

As we age, many of us will require long-term care at some point in our lives. However, the cost of such care can be astronomical, and without proper planning, it can quickly deplete a family's savings. Medicaid is a federal program that can help cover long-term care costs. However, qualifying for it can be complex and confusing. Learn how a Medicaid planning attorney can help you prepare for long-term care and navigate the often-complicated Medicaid application process. https://lnkd.in/gmiKyGHv #medicaidplanning #nc #attorney

🚨 Medicaid work requirements are back in the conversation 🚨 As Iowa and other states revisit the idea of #Medicaid work requirements, it’s crucial to set the record straight: 👉🏻 Most adults on Medicaid are already working or face significant barriers that prevent them from doing so. 👉🏻 Evidence shows that these requirements are ineffective and don’t boost employment rates (why? see above). 👉🏻 These policies waste taxpayer dollars on high administrative costs to implement. Medicaid work requirements rely on harmful and untrue stereotypes about people living in poverty. Let’s keep challenging these misconceptions and focus on solutions that actually support individuals and families in need by pushing for policies rooted in facts and compassion. Figure source: https://lnkd.in/gyBv_B9z