Freedom Benefits’ Post

Work requirements in Medicaid risk creating unnecessary administrative burdens and increasing costs for states without achieving their intended goals. Evidence shows that these requirements often result in coverage loss for hardworking Americans, such as care givers, rural residents, people with disabilities, and older adults, who face barriers to meeting monthly documentation mandates. Programs like Medicaid already support individuals in maintaining employment by providing access to critical healthcare. By  Mara Youdelman, David Machledt, and Emma Parker-Newton, MPA  https://lnkd.in/ed3qstri

‼️This. I hear it all the time. The LTC planning industry has to muster some innovative messaging strategies and possibly partner with state and federal agencies to spread the word that Medicare and health insurance do not cover long term care. I love that Joanne Giardini-Russell is on TikTok trying to do just that. Follow her. 🔥We also need more employers offering long term care plans. One solution to slow the spread of this five alarm fire to future generations has to involve employers in a one to many approach. One more time for those in the back: Medicare and health insurance do not cover long term care. It’s an out-of-pocket expense until you drain most of your assets. You will find that out when your parents or other family members need care.

Discover the little-known information about Medicaid rules for married couples. Since 1989, Medicaid spouses no longer have to reach poverty levels in order to qualify. Learn about the Monthly Maintenance Needs Allowance and how it allows spouses to maintain a certain level of income while still qualifying for Medicaid coverage. Find out how this rule change can impact your financial planning and healthcare decisions for elderly loved ones. Read the FULL article here: https://bit.ly/3J877m1

In Florida, if parents in a 3-person family make over $7,128/year, they are unable to qualify for Medicaid under the state's extremely low income threshold. The graph below is from page 8 of FPI's newly-updated Medicaid chartbook. Click the link below to learn more and view the full chartbook 👇 https://lnkd.in/evNgtZwy

US counties with the greatest social and economic disadvantages are least likely to have access to #MedicareAdvantage plans with star ratings above 3.5. And since rebates and bonuses are often tied to star ratings, beneficiaries likely don't have access to all the supplemental benefits that could make a difference for them. All this from a new study out of NYU. The study's authors would like to see area-level vulnerability factored into star ratings, or for the Centers for Medicare & Medicaid Services to incentivize higher-quality plans expanding their plans to disadvantaged areas. #Medicare #healthinsurance

April is #MedicaidAwarenessMonth! Learn how Medicaid is impacting the lives of millions of children and adults: https://hubs.la/Q02rHnMK0

In Florida, Medicaid's homestead rules are quite favorable. Homes with equity under $650,000 aren't considered assets, making it easier for many to qualify without extra legal steps. If your home has more equity, there are still strategies to help you meet requirements. This provision helps many Floridians protect their most valuable asset—their home. Reach out to learn how you can take advantage of this rule.

We know that providing care for your loved ones can put a strain on your finances. But you shouldn't have to give up your job or sell your assets to cover home care or specialized facilities 👴🏼👵🏼🏠 With Medicaid Planning, we’ll help you navigate the requirements to qualify for government assistance while ensuring your assets and income stay protected. Book a consultation with us to learn more 👉🏻 https://lnkd.in/esruaiUs #EstatePlanning #GuidanceAndSupport #FamilyLegacy #Guardianship #LegacyProtection #LegalExpertise #FinancialSecurity #PerezRouraLaw #LegacyPlanning #SecureFuture #elderlaw #elderlawattorney #medicaidplanning

We understand that caring for your loved ones can be a significant financial challenge. You shouldn't have to stop working or sell your assets to afford home care from a third party or a specialized center 👴🏼👵🏼🏠 Through Medicaid Planning, we can assist you with the requirements to qualify for government support and protect them in the best possible way without affecting your assets or jobs. Schedule an initial consultation with us and find out how 👉🏻 https://lnkd.in/esruaiUs #EstatePlanning #GuidanceAndSupport #FamilyLegacy #Guardianship #LegacyProtection #LegalExpertise #FinancialSecurity #PerezRouraLaw #LegacyPlanning #SecureFuture #elderlaw #elderlawattorney #medicaidplanning

Medicaid is more than a program—it’s a lifeline for millions of low-income families, children, seniors, and people with disabilities. Proposals like block grants and per capita caps are not solutions—they’re cuts in disguise. These changes would slash funding, restrict access, and jeopardize care for those who need it most. Now more than ever, we must stand up to protect Medicaid and ensure it continues to provide vital health care to underserved communities. Reporting by The New York Times Sarah Kliff and Noah Weiland. #ProtectMedicaid #HealthCareForAll #HealthEquity