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Cargo Insurance vs. Cargo Liability Insurance. Some professionals mix them up. But knowing the difference could save your business thousands. _________________ Get early access to Edward at www.hiedward.ai and start learning smarter, not harder. ——————————- Let’s break it down: Cargo Insurance protects the value of the goods. Cargo Liability Insurance protects the carrier against claims. But there’s more: 1. Who holds the policy? Cargo Insurance: Shippers or consignees. Cargo Liability: Carriers, like shipping companies. 2. What’s covered? Cargo Insurance: Comprehensive—covers the actual value of goods lost or damaged. Cargo Liability: Limited to the carrier’s legal responsibility. 3. Premiums: Cargo Insurance: Higher, because coverage is broader. Cargo Liability: Lower, reflecting the limited liability. 4. Claims Process: Cargo Insurance: You get paid for the actual value of the goods. Cargo Liability: Only paid if the carrier is legally liable. But here’s the real challenge: How do you learn all of this while balancing a busy career? • Work pressures eat up your time. • Self-learning costs can add up. • Family commitments demand your attention. • And let’s be honest, sometimes laziness sneaks in. That’s why we created Edward. We’re redesigning how professionals learn with bite-sized materials and curated cases—the stuff you’ll actually read. No more endless PDFs, no more overwhelming courses. Just practical learning to help you stay ahead. Ready to make smarter decisions with your cargo? Let’s rethink professional development—together.