Gabriel Money’s Post

Ready to take control of your credit journey? Sign up for the Gabriel Secured Card and enjoy a $30 credit on us after you pay your first statement! 🚀 Start building credit history and unlock new opportunities. Apply now! Head to our www.gabriel.money for this offer! ᐧ ᐧ ᐧ #GabrielMoney #GabrielSecuredCard #GabrielMoneyApp (*) In order to earn the USD 30.00 of credit in your Gabriel Money account, you must be approved to our program application, request a card and add money to it (minimal initial deposit of USD 150). After making at least one transaction and paying your first statement, Gabriel Money will deposit a USD 30 into your Gabriel deposit account on the 15th day of the next month. This offer starts on 04/01/2024 at 12:00 am ET (eastern time) and ends on 06/30/24 at 12:00pm ET (eastern time) or up to the first 1,000 clients, whatever comes first. Entries associated with fraudulent Cards or other unauthorized use of Cards and entry associated with any similar fraudulent or inappropriate activities relating to any such Cards will be void and all such Entrants may be disqualified. ©2024 Gabriel Money, Inc. All rights reserved. Gabriel Money is a Financial Technology Company. *The Gabriel Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries-not all factors are equally weighted. **Banking services are provided by Evolve Bank & Trust, Member FDIC. For any questions and concerns you can e-mail us through support@gabriel. money. You can also call us at 1-888-601-4224 or mail us at 1190 North Highland Ave NE # 8629, Atlanta, GA, 30306. A minimum initial deposit of USD 150.00 is required.

Start building your credit and enjoy this special bonus! Get a $30 credit on your Gabriel Secured Card after paying your first statement. Apply now and take the first step towards financial freedom. Head to www.gabriel.money for this offer! ᐧ ᐧ ᐧ #GabrielMoney #GabrielSecuredCard #GabrielMoneyApp (*) In order to earn the USD 30.00 of credit in your Gabriel Money account, you must be approved to our program application, request a card and add money to it (minimal initial deposit of USD 150). After making at least one transaction and paying your first statement, Gabriel Money will deposit a USD 30 into your Gabriel deposit account on the 15th day of the next month. This offer starts on 04/01/2024 at 12:00 am ET (eastern time) and ends on 06/30/24 at 12:00pm ET (eastern time) or up to the first 1,000 clients, whatever comes first. Entries associated with fraudulent Cards or other unauthorized use of Cards and entry associated with any similar fraudulent or inappropriate activities relating to any such Cards will be void and all such Entrants may be disqualified. ©2024 Gabriel Money, Inc. All rights reserved. Gabriel Money is a Financial Technology Company. *The Gabriel Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries-not all factors are equally weighted. **Banking services are provided by Evolve Bank & Trust, Member FDIC. For any questions and concerns you can e-mail us through support@gabriel. money. You can also call us at 1-888-601-4224 or mail us at 1190 North Highland Ave NE # 8629, Atlanta, GA, 30306. A minimum initial deposit of USD 150.00 is required.

Despite having a low credit score, obtaining a credit card is still possible with the right approach and knowledge. #BadCredit #CreditCardTips #FinancialWellness https://lnkd.in/gy7BeZW7

💳 Elevate your financial game with the Gabriel Secured Card and receive a $30 credit after paying your first statement! 💸 Take the first step towards building credit history and achieving your financial goals. Don't wait – apply now! Head to www.gabriel.money for this offer! ᐧ ᐧ ᐧ #GabrielMoney #GabrielSecuredCard #GabrielMoneyApp (*) In order to earn the USD 30.00 of credit in your Gabriel Money account, you must be approved to our program application, request a card and add money to it (minimal initial deposit of USD 150). After making at least one transaction and paying your first statement, Gabriel Money will deposit a USD 30 into your Gabriel deposit account on the 15th day of the next month. This offer starts on 04/01/2024 at 12:00 am ET (eastern time) and ends on 06/30/24 at 12:00pm ET (eastern time) or up to the first 1,000 clients, whatever comes first. Entries associated with fraudulent Cards or other unauthorized use of Cards and entry associated with any similar fraudulent or inappropriate activities relating to any such Cards will be void and all such Entrants may be disqualified. ©2024 Gabriel Money, Inc. All rights reserved. Gabriel Money is a Financial Technology Company. *The Gabriel Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries-not all factors are equally weighted. **Banking services are provided by Evolve Bank & Trust, Member FDIC. For any questions and concerns you can e-mail us through support@gabriel. money. You can also call us at 1-888-601-4224 or mail us at 1190 North Highland Ave NE # 8629, Atlanta, GA, 30306. A minimum initial deposit of USD 150.00 is required.

I asked 10 peers how often they check their bank, credit, and investment accounts. The results shocked me. 1x / month: 2 2x / month: 3 2x / week: 2 1x / day: 2 >1x / day: 1 I decided to go to Google to see if the market research I did was off or if I just needed to send my peers my TEDx talk and force them to watch it (again). Investopedia said, "More than a third of Americans check their bank accounts daily, while nearly 20% check in with their accounts less than once a month." Pretty spot on, but still shocking. And I will still send them my TEDx Talk. I am part of the 1/3 who check their bank accounts daily, in fact, when I'm closing my month-end books, I check multiple times a day. This is important to me for multiple reasons and I encourage those who check less than daily to take this into consideration... - Understand your cash FLOW. Money in, money out. Are you over-spending in certain categories? Is UBER eats popping up multiple times a day or week? Should you stop? - Knowing your balances can help you avoid unnecessary fees. Have you ever paid an overdraft fee? This means when you try to withdraw more than your checking account balance. The bank may float this money for you (if you have overdraft protection), but they may also charge a large fee to spot you. - Being aware of fraudulent activities. One time I swiped my credit card at a gas station, and about 15 minutes later my bank called and asked me if I was making a $125,000 purchase at Holt Renfrew. Good thing the bank caught it, but if the transaction went through, I would have seen it right away. It might not always be large fraudulent activities like this, sometimes small amounts might slip through the cracks. Be vigilant. - Verify your deposits and withdrawals. Banks make mistakes too. Not often, but it could happen. Always double check your transactions to make sure they're accurate. Having an extra 0 might be okay to you, but what about one less 0? I told my friends why checking daily might be good for them. Most agreed and some might take some time to jump on the bandwagon. I'm glad I asked them because it prompted me to share this story and why I check my accounts daily. I hope this helps you too! And if you're part of the 20%, you're not alone. My TEDx talk is already in your inbox. LOL #banking #money #personalfinance #financialliteracy #healthyfinancialhabits

Who Is Eligible for the Wells Fargo Active Cash Credit Card? The Wells Fargo Active Cash Credit Card has specific eligibility requirements. Here's a breakdown of the key points: https://lnkd.in/dhHft4Fx

Credit card denial letters are essential because they provide critical insights and protections for consumers. Here’s why they are important: 1. Compliance with Legal Obligations (Adverse Action Notice) Denial letters, often called adverse action notices, are required under the Fair Credit Reporting Act (FCRA) and Equal Credit Opportunity Act (ECOA). They ensure that consumers are informed about the reasons for a credit denial, protecting them from discrimination and unfair lending practices. 2. Understanding the Reason for Denial These letters outline specific reasons for the credit denial, such as: Low credit score. High debt-to-income ratio. Delinquent accounts or past bankruptcies. This information allows consumers to understand and address the issues affecting their creditworthiness. 3. Free Access to Credit Reports If the denial is based on information in your credit report, the letter will include details about the credit bureau used (e.g., Experian, Equifax, or TransUnion). It entitles you to a free copy of your credit report, allowing you to verify its accuracy and dispute any errors. 4. Opportunity to Improve Financial Health By understanding the reasons for the denial, consumers can take actionable steps to improve their financial profile, such as: Paying down debt. Correcting errors on credit reports. Building a stronger credit history. 5. Protection Against Fraud If the denial is based on inaccurate or fraudulent information in your credit report, the letter acts as an early warning. This enables you to take steps to secure your identity and correct the misinformation. 6. Establishing a Paper Trail Credit card denial letters create a formal record of a lender's decision, which can be useful if you need to challenge the decision or file a complaint with regulatory agencies like the Consumer Financial Protection Bureau (CFPB). 7. Educating Consumers These letters provide transparency and educate consumers about the factors influencing credit decisions, helping them make better financial choices in the future. Denial letters empower consumers to understand their financial standing and take proactive steps to improve their creditworthiness. Ignoring these letters can result in missed opportunities to correct errors or enhance financial health. suscribe to our youtube channel to see the full video.

Why Did My Credit Score Plummet Without Any Changes? Answers: https://lnkd.in/g6k-gk2h #CreditScore #CreditIssues #FinancialAdvice Hey everyone! So, I've got a bit of a frustrating situation that I could really use some help with. Here's the scoop: My husband recently got a credit card, but in a mix-up, it somehow got reported under my credit profile instead of his. We dug into it and found that nothing had my name on it at all; it was just a banking mistake. We spent a lot of time on the phone with both the bank and TransUnion to get it straightened out, and finally, it was removed from my report. But here’s where the real kicker comes in: when it came off, my credit score dropped like a rock! 😡 After a few months of using my credit responsibly and keeping up with payments, I thought I was on the right path. I checked my TransUnion score again today, hoping to see some progress, only to discover that it plummeted by 57 points since last month, and here’s the kicker—I haven’t changed anything in my credit behavior! No missed payments, no new accounts, and I’m only using 12% of my available credit! How is that even possible? 🤯 So, why does this happen? Here are a f...

Ever wonder why you should get a secured credit card 💳! Getting a secured credit card can be a good option for individuals who are looking to build or rebuild their credit. Here's why: Secured credit cards are often easier to qualify for, even if you have poor or no credit history. By using a secured card responsibly and making on-time payments, you can establish a positive credit history. Get yours today https://lnkd.in/gUfxunKd Just remember Overall, a secured credit card can be a valuable tool for individuals who are looking to establish or rebuild their credit history, as long as they use it responsibly and make payments on time. #credittip #securedcards #youngfinancialservices

Case Study: How to Choose a Credit Card That Fits Your Financial Goals When it comes to choosing a credit card, understanding your spending habits, credit report, and card benefits is essential. TD Bank's guide offers insights into selecting a credit card that aligns with your financial goals, such as cashback, travel rewards, low-interest offers, and more. This resource breaks down how factors like credit utilization and payment history influence approval and the benefits you can access with a good credit score. Read the full article here: https://lnkd.in/e4kVM_yx Our Thoughts: Aligning Credit Card Choices with Financial Goals Choosing the right credit card isn’t just about rewards or interest rates; it’s a strategic decision to support financial health. By analysing where you spend most and understanding credit utilization, you can select a card that maximizes rewards or saves on interest, enhancing your overall financial picture. Does This Situation Apply to You? Credit Achievers Can Help! Credit Achievers can guide you in improving credit scores, whether you're aiming for premium card benefits or a foundational credit-building card. With our tailored approach, you can access the credit products best suited to your lifestyle and financial needs. Learn more at  https://lnkd.in/eHRVEbX9 #CreditCards #FinancialPlanning #CashBack #TravelRewards #CreditScore #TD #PersonalFinance #CreditAchievers #CreditBuilding #FinancialGoals