SWIVEL’s Post

With the holiday season comes lots of in-person and online shopping. How do you keep your finances safe? Click the link for some tips!

The fraudsters are constantly on the hunt to take your money away. Below article points out ways to protect yourself and your family!

Before you begin adding gifts to your online shopping cart, follow these tips to help keep your money and identity safe. https://lnkd.in/emtt3W8T

Merchants always ask themselves why customers charge back instead of asking for a refund. Here's 3 reasons rooted in consumer psychology and steps you can take to reduce chargeback risk. https://hubs.ly/Q02yG4Fk0

🚨Navigating Post-Peak Refund Challenges: Spotting and Stopping Abuser🚨 Holiday sales can boost revenue by 25%, but they also bring a wave of refund abuse. If left unchecked, this can cut into profits and disrupt operations. Here’s how to stay ahead: 1️⃣ Professional Fraudsters: Exploit refund policies for profit. 2️⃣ Policy Manipulators: Bend rules to gain refunds or perks. 3️⃣ Serial Returners: Frequent returns outweighing purchases. 4️⃣ Wardrobers: Return used items like a rental service. 5️⃣ First-Party Fraudsters: Fake claims to keep products and refunds. What to do: Block fraudsters, tighten policies, flag patterns, and inspect returns carefully. 💡 How’s your team preparing for refund season? Book a call with our team today! : https://n9.cl/g5zicj #Ecommerce #RefundAbuse #FraudPrevention #RetailTips

Happy #FraudWatchWednesday! 🛒 Shopping online for holiday deals? Scammers will create fake websites posing as legitimate websites to try and steal your personal and financial information. Before checking out, make sure the URL does not contain typos or extra symbols. Only use secure payment methods like credit cards and avoid paying via wire or with prepaid cards.

Your packages aren’t the only thing thieves are after—are your finances safe this holiday season? 🧐 Here are 3 actionable ways to guard both your packages and your finances: 💡 1. Shop with a virtual credit card number. Many credit card companies now offer disposable card numbers for online purchases. These one-time-use numbers help protect your actual account from fraud. 💡 2. Sign up for delivery alerts. Whether it’s FedEx, UPS, or Amazon, turn on text or email notifications so you know exactly when your packages arrive. Same goes for your bank! Set up transaction alerts to catch any suspicious activity ASAP. 💡 3. Use holiday deals wisely. Got your eye on a big sale? Make sure the retailer is legit before you click “Buy.” Check reviews, avoid shady websites, and always use secure payment methods. A ‘too-good-to-be-true’ deal might leave you with empty hands and a drained account. ✨ Follow us for more money tips to help you shop smarter and stress less.

Top 5 Reasons Why You Need a Credit Card: 1. Build Your Credit History and Improve Your Credit Score 2. Convenient Online Shopping 3. Keep Track of Your Purchase History 4. Protection Against Loss or Theft 5. Access to Interest-Free Money @yorlenecreditservices

🎄 Why Chargebacks Are a Big Deal Around Christmas The holiday season is a time for giving—but for businesses, it can also become a time of taking if chargebacks aren’t managed effectively. With the surge in online shopping, shipping delays, and increased fraud attempts, chargebacks tend to spike during Christmas. Left unchecked, they can eat into your hard-earned profits, damage customer relationships, and create operational headaches when your team is already busy managing the holiday rush. Want to learn more about what chargebacks are and how they impact your business? Check out the article I’ve linked below. It breaks down the basics and offers insights into what chargebacks are. Let’s make sure chargebacks don’t play the Grinch this Christmas. Reach out if you'd like to chat about solutions to protect your revenue this season! 🚀 https://lnkd.in/ejQPpwGp

It is that time of year again--the time when VISA and MasterCard "shuffle the deck", changing pricing and adding increases. It is also a time credit card processors look forward to--slipping in increases of their own hoping they will "fly under the radar". Stop rate creep by having a team of experts monitor your merchant accounts monthly, preventing increases from taking hold. There is ZERO net cost--only positive bottom line improvement--since Merchant Advocate simply shares in a portion of the savings we create. The initial analysis is free and the savings can be substantial. Save WITHOUT switching processors with Merchant Advocate protecting your accounts.