HJP Chartered Accountants’ Post

Relevant Life Cover allows COMPANY DIRECTORS to :- ✔️ Put your life insurance for your family through your business to save money. ✔️ Save yourself income tax and national insurance because the cost goes through your company instead. ✔️Protect your families future with life insurance. To make sure your family have enough money for bills/mortgages etc if you die. ✔️ This can be used to reduce your cooperation tax liability. ✔️Save yourself up to 40% in total compared to personal life insurance. ✔️ This can also be used to protect other people inside of the company. If you wish to protect other directors or important employees to provide benefits. I'm a business protection specialist who has access to over 15 top companies on my panel. I'll be happy to find you quotes at no charge and give further advice. #business #businessprotection #protectyourbusiness #protectyourfamily #companydirector #businessowner #ukbusiness #taxefficient

Life insurance for kids with Paid-up option, which gives you guarantees for the whole life coverage and no payment after paid-up. Get the advantage of growth of the dividends and many other options in a single plan. Get in touch today for more information. Call or Text for Free Quote Mona Mengi (𝟒𝟏𝟔) 𝟓𝟎𝟗-𝟏𝟓𝟎𝟗 #LifeInsurance #LifeInsuranceSavings #NoMedicalLifeInsurance #FinancialSecurity #ProtectYourFamily #PeaceOfMind #monamengi #Insurance4you #insuranceadvisor #brampton #ontario #canada

What does it mean when we say "we offer 100% exclusive UK life insurance leads". What we are saying is that every life insurance lead that you purchase from us is 100% exclusive to you. The lead has never been sold by us to anyone else trying to generate life insurance sales in the UK. And what's more these 100% exclusive leads come with a 1 in 3 conversion rate. Yes that's right on average for every 3 leads you contact one of those leads will convert into a sale. These leads are also pre-qualified to make sure they dont waste your time and no VAT is added to any lead package you purchase. Does this sound like what you need? Do you like the idea of increasing your business book from next week onwards? Great, well why not give Sumit and his team a no obligation free call, 0203 983 4078 or 02071832446 . You can find out exactly what they offer, the flexible pricing deals and how all leads can be hotkeyed to your sales desk in real time. Give Sumit and his team a no obligation call, 0203 983 4078 or 02071832446 #lifeinsurance #financialplanners #insurancebrokers .

Are you a company director who is still paying for your life insurance out of a personal bank account? That same life insurance policy could be put through your business offering you the same amount of cover (or more if required) but up to 50% cheaper. To add to that if your cover is in the name of your business this will reduce your cooperation tax liability 💰⬇️ The cover will still go directly to your family as they'll be beneficiares of the policy 👨👩👧👦 So you can literally protect your family, save tax, and reduce your costs all in one simple change ✔️ Protect your family as best as you can financially....They're worth it 👍 To hear how to set this up get in touch 📨 #companydirector #businessowner #lifeinsurance #businessadvice #protectyourfamily #insurancebrokers #businessprotection

🏡 How Can You Use Life Insurance to Buy Real Estate? 💼 Most people don’t know that life insurance can be a powerful tool for real estate investment! Want to learn how to leverage it for your next property deal? 👉 Comment "FREEDOM" to learn more and start building your wealth today! . . . . . #FinancialFreedom #RealEstateInvesting #WealthBuilding #LifeInsuranceStrategy #PassiveIncome #InvestSmart #MoneyMatters #FinancialLiteracy #CashFlow #RealEstateGoals #WealthMindset #FreedomToInvest #FinancialSuccess #TrendingFinance #RealEstateWealth

🗣️ Selling life insurance is about relationships, not transactions. How are you building trust with new leads? AgentAdvantage.io #Insurance #LifeInsurance #FinancialServices #InsuranceAgent #InsuranceBroker #Leads #Prospects #Clients

📊 Whole Life vs. IUL: Which is the right fit for you? 🤔 As some of you may know Life insurance can be complicated and a bit intimidating upon first glace. Over the last year I have assisted countless clients in navigating the complexities of life insurance to find the perfect fit for their unique needs. Here are some key takeaways that I have found over two of most popular long term policies I have dealt in over the last year. 👇 Whole Life Insurance: ✅ Guaranteed death benefit and cash value growth ✅ Fixed premiums for easy budgeting ✅ Loan options for liquidity ✅ Tax-deferred growth Perfect for those seeking stability and predictable long-term planning. Indexed Universal Life (IUL): ✅ Flexible premiums and death benefits ✅ Potential for higher returns (tied to market index) ✅ Loan options available ✅ Tax-deferred growth Ideal for those comfortable with some market risk and desiring flexibility. Both offer unique advantages tailored to different financial goals and risk tolerances. Whether you prioritize stability or growth potential, there's a policy that fits your needs. If you or a loved one is interested in a free 45 minute consultation to start getting better prepared for the future comment GO and lets get it set up! 💪 💪 💪 #FinancialPlanning #LifeInsurance #BusinessOwners #YoungProfessionals

Did you know as a company director you can put a life insurance policy through your company ? - This is called a Relevant Life Insurance policy(RL policy). - Different to a personal life insurance policy a RL policy is owned by your company. - This means ALL the premiums are tax deductible and lower your companies yearly tax liability. - There's also NO income tax or NI added on to a RL policy unlike personal policies. - A RL policy that is written into trust will pay a tax free lump sum to the family of the deceased. - A RL policy can cover anyone in the company who takes a wage. This includes directors and employees. - Company Directors who pay for personal life insurance and haven't setup a RL policy yet can be paying up to 40% extra on average. ______ If you're a company director and would like to hear more about how you can lower your tax liability AND protect your loved ones then get in touch 👍 I'm a specialist broker that covers the UK (I don't charge fees for my service) 📞 - 01902475676 📧 - Info@familyshieldfinancial.co.uk ______ #companydirector #businessowner #ukbusiness #localbusiness #businesswolverhampton

Life insurance is often overlooked when it comes to estate planning, but it can be a powerful tool to ensure fairness among your heirs. Let's talk about why. When thinking about passing on assets, not everything is easy to divide equally. For example, you might have a family business that one child is more involved in than others, or maybe some of your assets are tied up in real estate or funds that are harder to split. That’s where life insurance comes in. By setting up a policy, you can provide a financial balance for those not receiving the same tangible assets. This means everyone in your family gets their fair share, without having to sell off any major assets or create hard feelings. #lifeinsurancematters #lifeinsurance #fairness #estateplanning #balancedplan #financialgoals #familybusiness #dividefairly #equalshare #assetsharing