Hug Academy’s Post

Do you have a surplus of cash at the end of each month? Or like so many of us, do you find yourself wishing payday would come sooner? It doesn't have to be this way. There are practical things you can do to increase your surplus each month: * Have a monthly income plan so you know exactly what bills need paying and what you are left with * Ensure you earmark some cash for unexpected costs / emergencies * Plan what you will spend on treats This is very basic financial planning - something that should be taught in schools, but sadly isn't. Understanding your finances and budgeting helps you take control and can dramatically change your life. Why not follow Hug ☝️for more tips to help you get ahead. #financialplanning #financialfreedom #budgeting #changeyourlife

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