I&M Bank Ltd’s Post

💳 Thinking about getting a new credit card? We've got you covered! Choose between our Platinum Credit Card for premium benefits or our Cash Back Rewards Card to earn as you spend. Which one suits your lifestyle? Stop by The Peoples Bank today to learn more! 💸 #CreditCards #PlatinumCard #CashBackRewards #ThePeoplesBank

We released this last week and it's been a hit! Kipp - Authorize More's comparative guide of the top 24 US debit card issuers. Following the CFPB’s proposal to cap overdraft fees - we know that card issuers are looking for creative ways to find new revenue streams. Key takeaways: ✅Some banks will hit cardholders with multiple fees a day for trying to spend over their balance ✅ CFPB proposals for 2025 will see overdraft fees capped from approx. $30 to closer to $3 - issuers are about to lose a revenue stream and are seeking ways to replace the revenue ✅ Many of the fintechs have moved away from overdraft fees altogether - with some offering fee-free overdrafts up to $200 Link to the full guide here: https://lnkd.in/gUAS3n-S

💳✨ Why You Need Both a Credit and Debit Card! ✨💳 Having both a credit and debit card can be a game-changer for your finances! 💪 Here’s why: 1. Flexibility in Payments: Credit cards were used for 32% of payments in 2023, while debit cards accounted for 30%—that’s a total of 62% of all transactions! 📊💸 2. Building Credit: 82% of U.S. adults had a credit card in 2022, helping them build a strong credit history. 📈🏠 3. Security and Rewards: Credit cards offer increased security and rewards potential compared to debit cards. 🛡️🎁 4. Convenience: Debit cards are great for everyday purchases and managing your budget. 🛒💵 🔑 Key Takeaway: Use your debit card for daily expenses and your credit card for larger purchases and to build credit. Balance is key! ⚖️ Best part, if for some reason one State National card may not work for a variety of reason, you could pull our our TIB* State National Credit card! You can apply and learn more https://lnkd.in/gYvxzmqJ While also learning more about our full gallery of Instant Issue debit cards, leave with a ready to use special image card. https://lnkd.in/gVsVfdYC You can also call (432) 264-2100 or visit your local branch for questions or further details. #financialfreedom #SmartSpending #creditcard #debitcard #moneymanagement #buildcredit #SecurePayments #financetips #budgeting #statenationalbank

“How do you get approved for so many CREDIT CARDS 💳” is a question 🙋🏽♀️ I get asked frequently. My answer is always the same. “By knowing the rules of the game.” For example Chase’s 5/24 rule limits approvals if you’ve opened five or more credit cards (from any issuer) in the last 24 months. Thats why having a STRATEGIST that can help you #plan your card applications accordingly is so important. In this game of business it’s good to have strategies you could can implement. Subscribe to COMMUNITY STIMULUS SERVICES mail list for frequent tips about business 👨🏽💼 and credit 👩🏽💻. #chase #maillist #524rule #communitystimulusservicesllc

🤔 Have you ever applied for a credit card... and been rejected? It’s a situation that may stir up a mix of emotions—frustration, confusion, and perhaps even a bit of embarrassment. And there's the dreaded question... what now? Instead of brushing off the rejection, it's important to understand why you might have been declined. Find out why in the most recent MoneySense article: https://hubs.la/Q02wz02K0 #creditcard #creditscore #creditscoretips #linesofcredit #badcredit

Good News for Credit Cardholders 💳💥GFF 2024 #creditcard #shorts #shortvideo #viralvideo #viralshorts Get exclusive live updates on Mastercard's top benefits and features for credit cardholders. Don't miss out – follow 'Card Academy' on YouTube and Instagram for all the latest insights!

Send money cross border instantly from your phone anytime or from 85,000+ locations nationwide. No bank accounts required. Money arrives in seconds to a prepaid Mastercard, issued instantly and ready to use worldwide for payments or atm withdrawals. Money is safe and digital. The new way to remit, Remis. #crossborder #remittance

Rebuilding credit? 💳 The Seen Mastercard offers a budget-friendly choice among unsecured cards for poor credit. How does it measure up? Compare here: https://lnkd.in/g6wa_-hn #CreditBuilding #UnsecuredCards #FinanceTips

If you loved the "Kids on Banking" video, then this is a MUST SEE-quel. In this fun video the same children 🧒 guess how much money is held in a bank's safe 🔐 - HINT: answers range from $399 to a "thousand trillion billion dollars 💵." While they imagine bank presidents managing tasks from signing ✏️ papers to coordinating grilled cheese 🧀 deliveries. #LessWorryingMoreBanking #SafeSystems #CommunityBanking #KidsOnBanking #MoreKidsOnBanking

If you loved the "Kids on Banking" video, then this is a MUST SEE-quel. In this fun video the same children 🧒 guess how much money is held in a bank's safe 🔐 - HINT: answers range from $399 to a "thousand trillion billion dollars 💵." While they imagine bank presidents managing tasks from signing ✏️ papers to coordinating grilled cheese 🧀 deliveries. #LessWorryingMoreBanking #SafeSystems #CommunityBanking #KidsOnBanking #MoreKidsOnBanking