IPRankings’ Post

You might not be familiar with Plaid, but back in 2010, its founders William Hockey and Zachary Perret faced the challenge of securely linking bank accounts. Remember the days of waiting for a $0.03 deposit to verify your account? Plaid solved that headache because Plaid recognized early on that the key to widespread adoption lay in delivering a seamless user experience They set out to build the essential infrastructure for fintech, and today, they power over 8,000 fintech apps and millions of bank connections worldwide. So, how did Plaid become the go-to platform for the hottest fintech startups? #Fintech #Innovation #UserExperience #APIIntegration #Plaid #Finance #Technology

Forecast: 13 Companies That Could Go Public In 2025 If The IPO Market Gains Steam: Fintech and banking. Stripe: Several large fintech unicorns are among the contenders to go public in the foreseeable future. But Stripe — arguably ... #finpeform #fintech

We at Scenario are on a bumpy road... It's a mad juggle to hit a January launch of our lifestyle planning app. - Made for Gen Z. - Refined from prototypes and research. - With upcoming credit union partners in mind. We're low on resources but high on executing vision. ✨ We updated our website for the first vision: a lifestyle planning app. - Pick dreams for your lifestyle. - We show what's financially possible. - You explore scenarios to give you options. - You see products to help make it happen. Link: https://www.scenario.life/ Later: - The 2nd product vision will be a bit more, beyond finance. - The 3rd will be more holistic, to cover life. 🙏🏼 Thanks to... - The team helping on investor outreach, lean design, dev planning. - Our offshore team on lean product design and build. - My North American Fintech Coalition for credit union research. - Our Gen Z contacts for us to listen to. While juggling everything, I'll be on a metaphorical mountain to refine our planning algo to run fast, on-or-near device. May the startup gods help us. #startups #finance #fintech #genz #creditunions

Forecast: 13 Companies That Could Go Public In 2025 If The IPO Market Gains Steam: Fintech and banking. Stripe: Several large fintech unicorns are among the contenders to go public in the foreseeable future. But Stripe — arguably ...

“We’re back to the basics. Prove the concept, show that there’s a market for what you’re developing and demonstrate the appetite of customers to pay” In my recent interview with Tony Zerucha of Fintech Nexus, we went deep into Team8’s latest research on what it takes to build big fintech companies, namely 'unicorns 🦄 '. While there has been much discussion about the use of the term 'unicorn' and its appropriateness in the press recently, I argue that founders should pursue having solid business fundamentals, extensive knowledge of their industry, and unyielding perseverance rather than the coveted ‘unicorn’ status. For you #founders trying to navigate the journey of your #fintech #startup, read my full thoughts and interview in the link below (link in the first comment) to learn from the experience of past unicorns and the predictions of how the changing landscape may impact your company going forward. Thanks Gil Regev Noga Lakritz Yoav Koren Brett Schor Ilan Fisher and team for the insightful research and great work!

Zachary Perret, CEO of Plaid, shares the secret to finding Product-Market Fit: Pivoting! 💡 Started by building consumer budgeting tools—no traction. Pivoted to offering Plaid’s infrastructure to fintech companies—big success! 🛠️ Key lesson: Listen to your users, understand their needs, and be ready to evolve. Sometimes, the real opportunity lies where you least expect it. https://lnkd.in/ddPmec-4

Who needs VCs when Stripe and Mercury are out here giving loans faster than your pitch deck gets ghosted? Here’s a thought: VCs, take notes. • Ask startups for read-only access to their Stripe accounts. • Let your algorithms (or interns) “evaluate” the numbers. • Send a funding offer founders can accept with one click. No coffee chats. No “circle back next quarter.” Just instant funding. Let’s disrupt the disruptors, Techstars Y Combinator 500 Global and Sequoia Capital . Who’s in? 🚀

The move is a notable for two reasons. For one, it’s evidence that LPs are increasingly antsy for liquidity in this dry IPO market. But perhaps more telling is that Sequoia Capital ‘s gesture reflects that the firm is confident not only of Stripe ‘s future, but in its ability to eventually exit in a way that will reward investors handsomely. https://lnkd.in/dJ2s5uYW #fintech #payments

📈 The Unstoppable Force of Grit and Vision 📈 Ravi and Raghu had been trading since childhood, passionate about making finance accessible for all. But little did they know, pursuing that dream would become a decade-long battle testing their resolve. 2009 saw the founding of RKSV Securities, but user adoption proved an uphill task as an online-only startup. By 2014, losses had mounted to Rs 25 crores with copycats emerging. It seemed their big idea may come crashing down before even taking off! The darkest hour was 2015, with the userbase a meagre 25k against targets. Layoffs were looming as doubts grew. But within were seeds of hope - a reliable system that would soon change their fortunes. 2016 delivered that breakthrough moment. As others crumbled, Upstox's platform stood strong - virality exploding growth 10x overnight! Still, profitability remained elusive and investors closed to the changing winds of tech. By 2019, a million users validated their model. But the goalposts had shifted - users weren't enough without the bottom-line to back it. More hurdles awaited around every corner. In 2023, Upstox achieved significant milestones. The company broke even for the fiscal year 2022-23, with a 40% increase in revenue, reaching ₹1,000 crore. It also generated a positive net cash flow of around ₹130 crore. This growth reflects their focus on expanding their customer base, predominantly in tier-II and tier-III cities. This journey shows us that grit, vision and faith in disruption can overcome any barrier with time. What challenges are you weathering with equal perseverance? Let's discuss! #upstox #startupjourney #fintech

Stripe's story is about vision, #innovation, & the relentless pursuit of excellence. Founded by Patrick & John Collison, Stripe began as a small #startup with a big goal: to simplify online #payments & make it easier for #businesses of all sizes to thrive in the #digitaleconomy. #fintech #tech #DigitalPayments