Realizing that you are in the pre-retirement phase of life, the major question you may seek to answer is: what do you want the next chapter of your life to look like? For some women, downsizing is the right move. However, it’s a huge decision that requires a lot of planning and includes a lot of factors such as your lifestyle, family, and financials as part of this major, life-altering change. Realtor Melanie Gamble, owner of 212 Degrees Realty, LLC in Upper Marlboro, Md., shares these major lifestyle factors to consider before making the decision to downsize. Read more in the article below. #coasttocoast #capecodlife #Dennis #chatham #hyannis #capecod #capeandislands #nantucket
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Retirement is a chance to start anew; for many people, that means moving to a new place. If you could retire anywhere in the world, where would you go to start your next adventure and why? #SellOrBuyWithLadyDi #listwithladydi #imyourlady #westborough #westboroughma #derry #derrynh #southernnh #lamacchiarealty #realestate #levelup #licensedtosellNH #licensedtosellMA
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"Worry is a total waste of time. It doesn't change anything. All it does is steal your joy and keep you very busy doing nothing." Lionel Willard #Newchapter #Retirement #Inspiration #Motivation #Lifechanging #Spiritual #Teamwork #Team_spirit #Sports_Fans #Team_Sports #Fashion #Sports #Dailyquotes #Upliftingquotes #Quotes
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Since when was retirement death? I’m a life-long NPR listener and supporter. I’ve had numerous driveway moments, been drawn into reports that brought new insights and perspectives, and, of course, changed plans to listen to the Sunday puzzle. Recently my main station started a new fundraiser advert. The warm voice of the station’s general manager says, I’ve included this station in my retirement planning. Then she goes on to explain that she can feel good knowing that the station will benefit long after she’s gone. I’m left annoyed and confused. Retirement is defined as the withdrawal from one's position or occupation or from active working life. Retirement planning refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence during one’s later years. What the station manager meant was legacy planning which is the inheritance of money and assets that others receive after you die. Retirement planning is for living; inheritance is after death. What’s up with this? Is my NPR station really equating retirement for death? Are their listeners so delicate that they can only manage thinking about not working anymore, but can’t handle the finiteness of life? This kind of ageist language is not helpful. We can and should plan for retirement – especially women. Given that we’re all living longer and women tend to outlive men, planning for retirement is something that will make or break our third chapters. And by all accounts, we are very poor planners. According to some sources, 25% of people not yet retired have no savings at all. Retirement is not death. It can be a time of discovery, vibrancy, and growth. That is what we believe at WonderCrone and in many healthy aging organizations. Without savings and a good retirement plan, one’s third chapter will be filled with uncertainty, fear, and vulnerability. So by all means, do plan and plan early! Why not start now to honor May which is Older Americans Month (something President Kennedy began in 1963)? Be consistent and make sure that your third age has the resources you will need to thrive. There are a variety of resources to help you, from AARP to your financial institution to privately-conducted workshops. It is never too early to start, nor is it ever too late. And if you have assets that will extend beyond your natural years, then by all means, do make a legacy plan. But never conflate retirement and death. This kind of ageist language denigrates the fullness of life that we can enjoy throughout our later years and limits how people think about those years. Join me at Wondercrone.com for more ideas on how to curate your best third chapter! And, please, support your local NPR station.
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wondercrone.com
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🐎 Retirement Lessons from Kentucky Derby Winners 🏇 We often marvel at the grace and power of thoroughbred racehorses as they thunder down the track, but what happens when their racing days are over? A recent article shed light on the retirement days of former Kentucky Derby winners, offering insights that resonate beyond the world of horse racing. Silver Charm, the 1997 Kentucky Derby champion, now spends his days in leisure at Old Friends, a retirement farm in Kentucky. At 30 years old, he's the oldest living Derby winner, enjoying the company of fellow retirees and the care of dedicated staff. Reading about Silver Charm's routine - from leisurely strolls in the pasture to enjoying his favorite treats - reminded me of the importance of planning for retirement. Just like these majestic horses, we all deserve a comfortable and fulfilling retirement tailored to our individual needs and preferences. But unlike Silver Charm, we're not all Kentucky Derby winners. Our retirement paths are as unique as we are, requiring personalized financial plans to lead us to our own green pastures. Just as Silver Charm found his forever home at Old Friends, we too can find financial stability and peace of mind with the right guidance. So, let's take a page from Silver Charm's book and ensure our retirement years are filled with comfort, joy, and the freedom to enjoy life to the fullest. After all, every one of us deserves a retirement worthy of a champion. #Finppass #RetirementPlanning #FinancialFreedom #KentuckyDerbyWinners #PersonalFinance 🏆🌟
For ex-Derby winner Silver Charm, it's a life of leisure and Old Friends at Kentucky retirement farm
ajc.com
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New York has been an incredible stage for life's grand performance - from the bustle of Brooklyn's streets to the historic charms of Nassau County. Yet, as the curtains close on the active years of work, many New Yorkers dream of a quieter, more affordable setting for their retirement encore. Looking for tranquility without the hefty price tag of the Big Apple? 🍎 Here are the top destinations that beckon with open arms: 1️⃣ Asheville, North Carolina - a haven for retirees seeking an artistic community amidst the beauty of the Blue Ridge Mountains. 2️⃣ Sarasota, Florida - sun-soaked beaches, without the sun-soaked cost, perfect for those who adore the ocean’s whisper. 3️⃣ Ann Arbor, Michigan - where cultural vibrancy meets Midwestern charm, a college town with a retiree-friendly pace. 4️⃣ Austin, Texas - offering an eclectic scene with a slower pace of life and a warm welcome for all ages. As a real estate professional specialized in aiding retirees to sell their precious New York homes and secure their dream retirement abode, I've guided many through this transition. The key to a seamless shift? Planning, patience, and a bit of heart. ❤️ Retirees, what's on your wish list for your post-NY paradise? Let’s jog through your dreams and make them a reality. #RetirementLiving #RealEstate #NewBeginnings #Relocation
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Feeling too young to be an “empty nester”?? 🤔 Whelp, maybe we need to coin a new term for this stage of life… The one where your kids are graduated from high school and college and living on their own BUT… You still want to have space for them and their potential significant others when they come to visit. 🏡You just want…less space and lower maintenance. Maybe swap out the private pool for a neighborhood pool. Go from nearly half an acre to something small…more xeriscaping, less lawn mowing. But you’re not ready to move into a retirement community. In fact, you’re not ready to retire (yet)! 🌿 You’re kind of like a, well, a half-empty nester. Anyone have a good term for this that I can start using? 🤷♀️ #georgetowntx #GeorgetownTXHomes #GeorgetownRealEstate #GeorgetownTXLiving #GeorgetownTXProperties #GeorgetownTXCommunity #GeorgetownTXNeighborhoods #GeorgetownTXHomeSearch
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A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” – Colin Powell #Newchapter #Retirement #Inspiration #Motivation #Lifechanging #Spiritual #Teamwork #Team_spirit #Sports_Fans #Team_Sports #Fashion #Sports #Dailyquotes #Upliftingquotes #Quotes
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There is a real magic in enthusiasm. It spells the difference between mediocrity and accomplishment. – Norman Vincent Peale #Newchapter #Retirement #Inspiration #Motivation #Lifechanging #Spiritual #Teamwork #Team_spirit #Sports_Fans #Team_Sports #Fashion #Sports #Dailyquotes #Upliftingquotes #Quotes
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Money matters, of course. It is critical to financially plan for your needs and wants for the rest of your life. Regardless of financial status, respondents claimed their goals were primarily meaning-based. Findings indicated older respondents focused less on wealth accumulation and more on health and well-being as compared to younger respondents. Read more in the article below. #coasttocoast #capecodlife #Dennis #chatham #hyannis #capecod #capeandislands #harwich https://vist.ly/3axte
The Main Concern Of Most People Approaching Retirement Is Not Money
advisorstream.com
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"Life is like a war. There will always be people trying to shoot you down. But it's your choice whether you're going to surrender, fight back, or dodge the bullet." -Peyton #Newchapter #Retirement #Inspiration #Motivation #Lifechanging #Spiritual #Teamwork #Team_spirit #Sports_Fans #Team_Sports #Fashion #Sports #Dailyquotes #Upliftingquotes #Quotes
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