Jonathan Shiery’s Post

AI is reshaping fintech by enhancing fraud detection, optimizing investments, and refining credit assessments. The advancements highlighted by Imran Aftab show how AI can drive significant industry growth. Embracing these innovations will be key to future success.

Innovation in the fintech sector has led to the emergence of neobanks, disrupting traditional financial institutions. AI is playing a pivotal role in driving this transformation to new heights, meeting the market's call for intelligent digital customer experiences fueled by data from various touchpoints. Dive deeper into this evolution by checking out my article featured on MSN News, highlighting how AI is set to propel fintech innovation to the next level. #fintechInnovation #digitaltransformation #aiinfinetch #ML

The fintech industry continues to push boundaries as December reveals some exciting developments shaping 2024:   🔹 Generative AI in Banking: With its ability to provide hyper-personalized insights into spending patterns, generative AI is poised to redefine customer engagement in financial services.   🔹 Account-to-Account (A2A) Payments: As eCommerce evolves, A2A payments are emerging as a game-changer, offering a streamlined alternative to card-based transactions.   🔹 Digital Identity Integration: With regulations like eIDAS2 coming into play, the merging of digital wallets and identity verification tools will create safer, smoother transactions across borders.   At Contiant, we're excited about these trends and committed to leveraging such advancements. 💡 Want to know how these trends can transform your business? Let's talk—book a demo today!   #OpenBanking #FintechTrends #AI #Innovation #DigitalTransformation

Artificial Intelligence is reshaping the world, and your digital strategy must evolve to fully harness its potential in enhancing your banking products and services for your customers. Did you know that Agora has been distinguished as one of the 100 World's Most Innovative AI-Based Firms Solving Challenges in Financial Services? 🚀💪🔥🧠 The integration of AI into Banking as a Service (BaaS) and embedded fintech is poised to revolutionize the industry for Banks, Credit Unions, and Fintech. This integration enables the delivery of unparalleled services, and we're excited that Agora has been recognized among the globe’s leading innovators, pioneering AI and machine learning technologies to drive efficiency in financial services. Curious to learn more? Check here 👉👉👉 https://lnkd.in/eM7aBVxW #AiFinTech100 #ai #tech #automation #digitalbanking #corebanking #bankingsolutions #payments #fintechsolutions #digitaltransformation #fintech #baas #neobanks #challengerbanks #embeddedfintech #embeddedfinance #nichebanking #bankasaservice #creditunions #communitybanks"

How do you think AI could bridge the gap between Payments data and customer experience optimization? You have to see this: Meet and experience the first commerce aware AI to transform data into unstoppable growth in real time by DEUNA. Invitation-only event on January 12th in New York City. Attendance will be determined based on availability. Request your invitation here: https://lnkd.in/dQy2uKuY Don't miss the present and future in action 😉 Be there. I know I will. #payments #paytech #digitalpayments #fintech #financialtechnology #fintechindustry

So let’s talk about something surprising 🥁 – GenAI. Yes, AI again (as if we haven’t heard enough about it today...), but this time combined with fintech 🌐 Here are three key issues of integrating GenAI and fintech, some of which were also mentioned at the #Money20/20Europe2024 conference (held earlier this month) ↘ ↘ 💸 Personalized Banking Services: Generative AI creates highly personalized banking experiences by analyzing complex data, like spending patterns and financial forecasts, for example, offering customized investment advice for customers with excess cash in their depository accounts, or providing frequent travelers with tailored services such as automatic currency exchanges. 💸 Enhanced Payment Security: GenAI brings new tools to identify and prevent financial fraud in real time by analyzing transaction patterns, instantly blocking suspicious activities like a sudden spree of expensive purchases, and alerting the customer. 💸 Seamless Account-to-Account Payments (A2A): With automation and data integration, GenAI ensures faster, more efficient fund transfers between bank accounts, reducing fees and simplifying the process to make transactions almost entirely hands-free for the customer. #GenAI #Fintech #Banking #AI #PersonalizedBanking #FinancialTechnology #Money2020Europe

Paysafe Exec Warns Against Rushed AI Deployment in Payments - FinTech Magazine: Paysafe urges fintech sector to focus on value creation as industry grapples with artificial intelligence implementation amid market uncertainty.

What fascinates me most is how, nowadays, we're moving beyond traditional payment transaction processing to creating truly magical experiences. Think about it: your morning coffee purchase isn't just a transaction anymore - it's part of an intelligent ecosystem that anticipates your needs and preferences. This is the power of data in action. In my article, I explore: - How AI and Big Data are making invisible payments possible - The delicate balance between convenience and privacy - Why unstructured data remains our biggest challenge - The future of automated, personalized payment experiences But here's what I'm most curious about: As business leaders, how are you preparing your organizations for this shift in consumer expectations? Are your customers ready for this level of payment automation? Would love to hear your thoughts and (payment) experiences :)) Full article (italian) available here: https://lnkd.in/daCpxuZr Data Manager Magazine Loris Bellè AICEL Associazione Italiana Commercio Elettronico #Payments #FinTech #BigData #AI #Innovation #Banking

Artificial Intelligence is reshaping the world, and your digital strategy must evolve to fully harness its potential in enhancing your banking products and services for your customers. Did you know that Agora (Financial Technologies formerly Agora Services) has been distinguished as one of the 100 World's Most Innovative AI-Based Firms Solving Challenges in Financial Services? 🚀💪🔥🧠 The integration of AI into Banking as a Service (BaaS) and embedded fintech is poised to revolutionize the industry for Banks, Credit Unions, and Fintech. This integration enables the delivery of unparalleled services, and we're excited that Agora has been recognized among the globe’s leading innovators, pioneering AI and machine learning technologies to drive efficiency in financial services. Curious to learn more? Check here 👉👉👉 https://lnkd.in/eM7aBVxW #AiFinTech100 #ai #tech #automation #digitalbanking #corebanking #bankingsolutions #payments #fintechsolutions #digitaltransformation #fintech #baas #neobanks #challengerbanks #embeddedfintech #embeddedfinance #nichebanking #bankasaservice #creditunions #communitybanks

👁️🗨️ As the EU AI Act only affects individuals, segments of business which are directly client related, such as digital lending and digital banks, are more impacted by the regulation than other segments. While the focal point of this White Paper is on customer trustworthy AI, it is important to remember that the EU AI Act applies to the deployment of AI systems that affects any EU resident. Thus, it may concern all sorts of AI systems that can be found within a FinTech company. Read more in our latest blog from Michael Charles Borrelli, Director at AI & Partners and member of the IoD Finance and FinTech Group: ⏩ https://lnkd.in/de46d7wG #FinTech #AI #AIinBusiness #UKAIAct #Finance