Judith Heft & Associates’ Post

🌟 Ready to take control of your financial future? A recent guest on the Intentional Divorce Insights podcast, Lynn Kitchen, has over 35 years of experience in the financial industry and is on a mission to empower women to create financial freedom. Let's dive into some powerful insights from this latest episode with Lynn. - Cultural norms often make women take a back seat in financial matters, especially during life-altering events like divorce or loss. It's time to change this narrative and step into our financial power! - It's never too late to take control of your financial destiny. With the right guidance and a commitment to continuous learning, women can bounce back from financial setbacks and thrive. - Lynn emphasizes that education is the key to transforming fear into confidence and becoming a savvy, informed investor. - Whether it's after divorce or any life transition, Lynn's advice is to start now with what you have. It's about seizing the opportunities for growth and taking proactive steps to shape a prosperous and fulfilling future. Join us in embracing financial empowerment! Take a deep dive into Lynn's insights by tuning into the episode here: https://lnkd.in/eu7qEzYU. Let's uplift and support each other as we navigate the complexities of divorce and finance with intention. Your financial freedom awaits! 🌿💪 #EmpowerWomen #FinancialFreedom #FinancialEmpowerment #WomenInFinance #DivorceInsights #IntentionalDecisionMaking #DivorceJourney #DivorceSupport #DivorceCoach #IntentionalDivorce #DivorceRecovery #IntentionalDivorceInsights #CollaborativeDivorce #DivorceMediation

Exploring a unique financial planning niche: Assisting women navigating divorces from multimillionaires and CEOs! 👩💰💔 👇 In today’s episode of the Financial Planner Life podcast, I’m joined by Ceri Griffiths from Willow Brook Lifestyle Financial Planning, a partner practice of St. James’s Place. We delve into her innovative business model, her decision to focus on a specific niche, and her choice to collaborate with entrepreneurs and coaches beyond the financial planning field. Ceri's entrepreneurial flair is evident throughout our conversation, particularly when discussing the influence of Daniel Priestley on becoming a Key Person of Influence. Key topics we cover include: 🟢 Ceri's expertise in handling financial abuse, narcissism, and conflict-free divorce strategies, highlighting the intricate challenges of high-net-worth divorces. 🟢 Her commitment to eradicating financial vulnerability and enabling women to become more financially literate and independent. 🟢 The complexities of financial advisory relationships amid narcissism and financial abuse, and how financial planners can provide crucial support during these challenging times. Ceri also discusses her approach to business development, which involves less traditional networking and more emphasis on cultivating a robust online presence through LinkedIn and other digital platforms. 💪 She offers valuable insights into forming meaningful professional relationships and the importance of visibility and accessibility online, underscored by her use of strategic content like podcasts and blogs. 🙏 This episode is essential for any financial planner thinking about specializing. It’s filled with practical advice on specialization, client relationships, and building a business that not only succeeds but significantly impacts the lives of its clients! Find the links to this episode in the comments below. #financialplanning #financialadvice #financialplanner

If you ignore this one financial principle during your divorce... It can lead to unnecessary stress and financial hardship. 👉 Build an emergency fund 👈 Divorce brings uncertainty. Having a financial cushion can make a world of difference. Consider these unexpected expenses: • Legal fees • Moving costs • Setting up a new household • Medical expenses • Childcare and education expenses An emergency fund can help you navigate these challenges without going into debt. Here's my advice: ✅ Start small but start now: Even $500 can make a difference. Aim to save 3-6 months' worth of expenses over time. ✅ Automate your savings: Set up automatic transfers to your emergency fund. Out of sight, out of mind, but growing steadily. ✅ Keep it accessible but separate: Use a high-yield savings account that's easy to access in an emergency but separate from your everyday spending. This simple step can significantly improve your financial resilience during this transition. Don't you think? 💸 If you liked this post, you will love my new podcast. Sign up👇 to listen and learn. https://lnkd.in/gRNXJC2j #DivorceFinance #EmergencyFund #FinancialPlanning #FinancialSecurity

If you screw up this one life decision, it can hurt your financial future. 👉 Talk about money with your partner 👈 Managing your money solo is hard enough (and might have been a source of contention during a first marriage), but it get's even more complicated post-divorce when a new relationship develops. Consider these crucial aspects of your financial life: • How much you save & invest • How much house you can afford • How you spend your monthly income • How you plan for life in your later years • How you navigate big financial decisions The list goes on and on. Make sure you talk about these things. Money problems are a leading cause of divorce and it causes many second divorces. But are these really "money problems"? Nope! - They are "communication problems" 🗣 Here's my advice: ✅ **Talk about money with your partner:** Open and honest discussions about finances can prevent misunderstandings and build a stronger financial partnership. Set aside time to discuss your financial goals, concerns, and spending habits. ✅ **Schedule weekly money dates:** Regular check-ins can help you stay aligned on your financial journey. Use these meetings to review your budget, track your progress towards goals, and address any financial issues that arise. ✅ **Get + stay on the same page:** Consistency is key. Make sure you both agree on your financial plans and priorities, and revisit them regularly to ensure you're both on track. This alignment is crucial for a harmonious financial life. This approach is massively underrated for a happier financial life. Don't you think? 💸 If you liked this post, you will love my new podcast. Sign up👇to listen and learn. https://lnkd.in/gRNXJC2j - - - #money #finances #financialfreedom

Communicating with Your Spouse About Finances When You Don't See Eye to Eye Answering reader questions about what to do when you and your spouse or partner do not see eye to eye about certain parts of your financial life, Roth IRAs, and the Mega Backdoor Roth. #physician #financialliteracy #financialeducation #personalfinance #investing #marriage #finances #disabilityinsurance #backdoorrothira #podcast #wci

Navigating the complexities of divorce is never easy, especially when it comes to dividing substantial retirement assets. In our latest podcast, Attorney Dave Meier dives deep into the intricacies of separating retirement assets during a divorce. Understand why these assets are not just numbers on your balance sheet – they're crucial to your financial security post-divorce. With their considerable potential value, getting it right could make all the difference. Listen now: https://lnkd.in/gx_U92QB #DivorceLaw #RetirementAssets #FinancialSecurity #SjobergTebelius

Women divorcing multi-millionaires & CEOs, now there's a financial planning niche! 👩💰💔 👇 Today on the Financial Planner Life podcast, I sit down with the outside-of-the-box thinker Ceri Griffiths from Willow Brook Lifestyle Financial Planning, a partner practice of St. James’s Place. We take a deep dive into her business model, why she chose to niche down, and why she decided to surround herself with entrepreneurs and coaches from outside the financial planning profession. Ceri's entrepreneurial spirit shines through in this episode, and we talk about the power of Daniel Priestley in becoming a Key Person of Influence. We also cover: 🟢 Ceri's experience and expertise in financial abuse, narcissism, and conflict-free divorce practices, shedding light on the complex dynamics of high-net-worth divorces. 🟢 Her mission to eliminate financial vulnerability and empower women to become money-savvy. 🟢 The nuances of navigating financial advisory relationships, especially in cases involving narcissism and financial abuse, and the supportive role financial planners can play in these difficult times. Ceri also delves into her innovative approach to business development, moving away from traditional networking to building a strong online presence through LinkedIn and other social channels. 💪 She shares insights on creating meaningful connections with like-minded professionals and the value of being "Googleable" through strategic content such as podcasts and blogs. 🙏 This episode is a must-listen for anyone in financial planning considering niching down, as it is packed with actionable advice on specialisation, client relationships, and building a business that not only thrives but also makes a significant difference in the lives of its clients! Links in the comments below and be sure to check out St. James's Place Financial Adviser Academy

Navigating the complexities of divorce is never easy, especially when it comes to dividing substantial retirement assets. In our latest podcast, Attorney Dave Meier dives deep into the intricacies of separating retirement assets during a divorce. Understand why these assets are not just numbers on your balance sheet – they're crucial to your financial security post-divorce. With their considerable potential value, getting it right could make all the difference. Listen now: https://lnkd.in/gUaFsNFc #DivorceLaw #RetirementAssets #FinancialSecurity #SjobergTebelius

Excited to share my recent podcast episode with Financial Planner Life and Sam Oakes where I discuss niching, entrepreneurial spirit, and breaking barriers in the financial planning industry. Aimed at inspiring fellow financial planners to see beyond the traditional norms. And as always, passionate about empowering individuals to live a richer life. #DivorceRichLiveRicher#FinancialPlanning#Empowerment

If you overlook this key area during your divorce... You might miss out on valuable opportunities. 👉 Invest in financial education 👈 Understanding finance empowers you to make informed decisions and secure your future during and after divorce. Consider these areas to focus on: • Managing personal finances • Understanding divorce-related financial issues • Tax planning • Retirement planning • Risk management A strong foundation in financial knowledge can pave the way to financial freedom. Here's my advice: ✅ Read and research: Books, articles, and credible online resources can expand your knowledge. ✅ Take courses: Online courses and workshops can provide structured learning and practical tips. ✅ Seek advice: Consult with financial advisors or join financial literacy groups to gain insights and guidance. Investing in your financial education is an investment in your future. Don't you think? 💸 If you liked this post, you will love my new podcast. Sign up👇 to listen and learn. https://lnkd.in/gRNXJC2j #DivorceFinance #FinancialEducation #InvestInYourself #FinancialFreedom