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Wondering how long you'd be locked into your home loan? Well, assuming you make only the minimum repayments, you'll be paying back your loan for as long as the home loan term. The home loan term is the length of time you and the lender agree your loan will be paid back by. Home loan terms usually range from 20 to 40 years, with 30 years being fairly standard. Choosing a longer term will result in lower monthly payments, but you'll pay more in interest over the life of the loan. Want to know which term is right for you? Get in touch and we'll help you weigh the pros and cons. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

Extra Extra....Read All About it! Veterans, did you know VA home loans can help you buy a home with no down payment, no PMI, and limited closing costs? Over 24 million service members have become homeowners thanks to this loan option. Learn more and make your American Dream come true. #valoans #americandream #Loans#Mortgage#RealEstate#Investment#Interestrates

Fixed vs Variable Home Loans: Which One Fits Your Needs? Choosing between a fixed or variable home loan can be overwhelming, but understanding their benefits can make the decision easier: Fixed Rate Loans offer stability with consistent repayments, ideal for secure budgeting. However, they may limit flexibility for extra payments or refinancing. Variable Rate Loans provide flexibility and features like offset accounts, but repayments can fluctuate with interest rate changes. The best choice depends on your priorities—predictability or adaptability. Your trusted mortgage broker can guide you through the options, ensuring your loan suits your unique financial journey. Need help deciding? Contact us today to explore your options! #HomeLoans #FixedRate #VariableRate #MortgageBroker #AustraliaProperty #HomeOwnership #FinanceTips #LoanOptions #AussieHomeLoans #PropertyInvestment #RealEstateAustralia #FinancialPlanning #BudgetingTips #LoanFlexibility #FirstHomeBuyer #MortgageTips #Refinancing #LoanAdvice #AustralianDream #PropertyGoals #HomeBuyingJourney #FinanceGoals #AussieMortgage #LoanComparison #SmartBorrowing

In the market for a home loan? If you’re looking for personalized service, extensive knowledge of the local market and access to a wide range of loan products, let’s talk! #SCLenderLady #brokersarebetter #WinwithAscend #HomeLoans #MortgageExperts #FinanceYourFuture #PropertyFinancing #SmartInvesting #MortgageMatters #HomeownershipJourney #RealEstateFinance #MortgageAdvice #HomeBuyingTips #MortgagesByChris #CallChris

Fixed vs Variable Home Loans: Which One Fits Your Needs? 🏠 Choosing between a fixed or variable home loan can be overwhelming, but understanding their benefits can make the decision easier: Fixed Rate Loans offer stability with consistent repayments, ideal for secure budgeting. However, they may limit flexibility for extra payments or refinancing. Variable Rate Loans provide flexibility and features like offset accounts, but repayments can fluctuate with interest rate changes. The best choice depends on your priorities—predictability or adaptability. Your trusted mortgage broker can guide you through the options, ensuring your loan suits your unique financial journey. 💬 Need help deciding? Contact us today to explore your options! #HomeLoans #FixedRate #VariableRate #MortgageBroker #AustraliaProperty #HomeOwnership #FinanceTips #LoanOptions #AussieHomeLoans #PropertyInvestment #RealEstateAustralia #FinancialPlanning #BudgetingTips #LoanFlexibility #FirstHomeBuyer #MortgageTips #Refinancing #LoanAdvice #AustralianDream #PropertyGoals #HomeBuyingJourney #FinanceGoals #AussieMortgage #LoanComparison #SmartBorrowing

📉 How the cash rate impacts your home loan 📈 Why do RBA rate decisions attract so much attention? 🚨 Because they shape the home loan rates we pay. Think of it this way. 🧐 The cash rate is the interest rate banks pay when they borrow from each other, something they do surprisingly often, sometimes daily. Banks can also borrow funds from the RBA at a little above the cash rate. If a lender has to pay the cash rate to borrow money, it’s a no-brainer they’re going to charge a higher rate to consumers. 🙃 It’s how banks make money. That’s why if the cash rate rises, your variable home loan rate usually rises too. 📈 Like to know if you’re paying a competitive rate? Call us today for a home loan health check. 👇 To find out more, DM or contact your MyFinCoach on: ☎ – 0403 500 608 💻 – info@myfincoach.com.au #myfincoach #brokersworkforyou #investment #property #mortgagebroker #homeloan #refinance #investors #firsthomebuyers #sydneyproperty #sydneymortgagebroker #sydneyloans #sydneyfinance #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw #nswproperty #nswrealestate #nswbroker #finance #financebroker #localmortgagebroker #loan #firsthome #howtorefinance #howtobuyahome #smsfloans #carfinance #assetfinance

🪓 Want to chop your home loan rate? 🪓⁣ ⁣ RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣ ⁣ But it’s not that simple. You need to:⁣ ⁣ ✅ ⁣Know your home loan rate⁣ ✅ ⁣Know the rate your bank is offering new customers, and⁣ ✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣ ⁣ Sound like too much hard work?⁣ ⁣ Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣ ⁣ To find out more, DM or contact your MyFinCoach on: ☎ – 0403 500 608 💻 – info@myfincoach.com.au #myfincoach #brokersworkforyou #investment #property #mortgagebroker #homeloan #refinance #investors #firsthomebuyers #sydneyproperty #sydneymortgagebroker #sydneyloans #sydneyfinance #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw #nswproperty #nswrealestate #nswbroker #finance #financebroker #localmortgagebroker #loan #firsthome #howtorefinance #howtobuyahome #achieveyourpropertygoals #carfinance #assetfinance

📉 How the cash rate impacts your home loan 📈⁣ ⁣ Why do RBA rate decisions attract so much attention? 🚨⁣ ⁣ Because they shape the home loan rates we pay. ⁣ ⁣ Think of it this way. 🧐⁣ ⁣ The cash rate is the interest rate banks pay when they borrow from each other, something they do surprisingly often, sometimes daily.⁣ ⁣ Banks can also borrow funds from the RBA at a little above the cash rate. ⁣ ⁣ If a lender has to pay the cash rate to borrow money, it’s a no-brainer they’re going to charge a higher rate to consumers. 🙃⁣ ⁣ It’s how banks make money.⁣ ⁣ That’s why if the cash rate rises, your variable home loan rate usually rises too. 📈⁣ ⁣ Like to know if you’re paying a competitive rate? Call us today for a a loan health check. 👇⁣ ⁣ To find out more, DM us or contact Lionel Finance on: 📞 1300-LIONEL 💻 info@lionelfinance.com.au #lionelfinance #reachyourfinancialsgoalsquicker #mortgagebroking #aussiemortgagebroking #homeowner #investment #property #mortgagebroker #mortgage #homeloan #loan #firsthome #refinance #investors #broker #sydney #sydneycbd #sydneyproperty #sydneyrealestate #sydneymortgagebroker #sydneybroker #sydneyloans #sydneyfinance #sydneylocal #nsw #nswproperty #nswrealestate

As a general rule of thumb, it’s a good idea to review your home loan once a year to make sure it’s still right for you. By shopping around for a better deal, you could save thousands of dollars in interest charges and potentially shorten the lifespan of your loan. Speak to me today to get on top of your finances ahead of the end of financial year. Call or text me on 0431 708 806. #mortgagebroker #homeloans #mortgagespecialist #financetips #kogarah #southsydney

Could You Be Paying Less on Your Home Loan Without Switching Lenders? Many homeowners don't realize they could secure a better deal on their existing home loan by simply negotiating with their current bank, a process called repricing. Repricing involves discussing your terms with your lender to see if they can offer a more competitive rate. While success isn't guaranteed, it's definitely worth the effort. In today's competitive market, banks are often willing to negotiate to keep their customers happy. At Oliey Finance, we specialize in helping clients like you explore these opportunities. Let's see if repricing your home loan could save you money. Reach out today to learn more! #melbourne #mortgagebroker #OlieyFinance #homeloans #repricing #financialwellbeing #wealthcreation #homeownership #RegisteredNurses #MelbourneLiving #australianrealestate