Just Wallet’s Post

Pitching among the best in fintech 💡—AQ22 graduated from Plug and Play Tech Center’s Fintech Batch. With financial institutions investing heavily in AI and fintech innovation accelerating, it’s an exciting time to shape the future. This is just the beginning of a major shift in how we approach financial analysis and decision-making.

If there’s one thing that’s truly transformed fintech, it’s APIs. Whether you’re building a payment solution, a trading platform, or even something like Plaid’s financial infrastructure, APIs are the backbone. Here’s why APIs are a game-changer in fintech: Speed to Market: APIs allow you to integrate powerful tools and services without building everything from scratch. Data Sharing: Securely accessing user data across platforms and services is made possible, all while maintaining privacy and compliance. Innovation on Steroids: By leveraging APIs, developers can build on top of existing solutions, creating new and innovative products much faster. APIs are where fintech innovation thrives.

Code no bias. IDVerse - An OCR Labs Company is pioneering the use of generative AI technology to achieve maximum inclusion and fairness. But it is also urging engineers to take a digital oath, as CTO Matthew Adams explains. IDVerse is introducing the Code Zero Bias Oath, inspired by the enduring principles of the Hippocratic Oath, but tailored to the unique challenges and opportunities of our field. The oath embodies IDVerse’s commitment to: ✅Reducing algorithmic bias. ✅Promoting fairness. ✅Upholding the highest ethical standards in AI software development. Learn more here: https://hubs.li/Q02NjWvc0. Russ Cohn, Bina Mirchandani, Matthew Ingman, Adam Desmond #fintech #financialservices #payments #fintechpower50

Today we launched Usual, and I'm thrilled to share that we've already reached $80M in TVL! 🎉 In the world of fintech, dashboards showcasing key metrics like TVL, user numbers, revenue, and liquidity are often kept under wraps, considered some of the company's most secret information. But why should that be the case? In Web3, transparency is not just a feature; it's a principle. Here’s why transparency beats opacity: *Trust and Accountability: Open access to data builds trust with users, investors, and the community. When everyone can see the numbers, it ensures accountability and fosters confidence in the platform. *Community Engagement: Transparency invites users to be part of the journey. It turns passive users into active participants, creating a sense of ownership and collaboration. *Innovation and Improvement: Open data allows for continuous feedback and improvement. By sharing metrics, we can crowdsource ideas, identify issues, and innovate faster than ever before. Check out our Dune Analytics (link in comment) page to explore all of Usual’s metrics in real-time. Dive into our data, see our growth, and understand our journey. Join us as we set a new standard in the financial landscape, embracing transparency and redefining the future of finance. #Usual #Web3 #DeFi #Transparency #Finance #Innovation

Last week, I spent 3 days surrounded by fintech visionaries at #fintechmeetup in Las Vegas. Here's a few things I learned: - Ease of integration is top of mind for many. This makes total sense of course: APIs are more often than not a critical product surface for Fintechs. And customers that can't rapidly onboard also won't pay 💸 - We're still in the early days of making true advances in API usability. (Almost) everyone has API docs. Not everyone has an API spec. Some people have written rudimentary usage guides. Very few have anything more - API teams face a huge burden today in building everything themselves. I remember being shocked how scarce great API tooling was years ago, when I was a PM in charge of building a new API -- and unfortunately that doesn't really seem to have changed much - Avoid the electronics craps machines, which have a max odds bet of 2x, effectively increasing the house edge. Don't ask how I know 🫠 Great food for thought for Sagar Batchu and me as we continue to make the lives of API producers and consumers easier. (Shout out to Boyd Wold, Don Cardinal, Daniel Haisley, John Olesky, and Austin Pager who joined us for a lively discussion over an unnecessary amount of 🦞🍤🦪) What else should we know about making great APIs? Would love to meet with other product and engineering leaders thinking about this problem!

#HooBank Video Demo Welcome to HooBank, the ultimate digital #transaction platform designed to streamline your financial life. It's a conceptual platform provides a comprehensive suite of services that enable you to process #digital transactions, pay bills, and manage subscriptions with ease. https://lnkd.in/eVDYb2Ds A Link to the deployed site for those who care to interact with it. Also Credits to JavaScript Mastery @ YT Song: Aloe Blacc - I need dollar #WebDevlopment #Frontend #coding #fintech

🧐 TOP 2024  #FinTech Trends to Watch Out  #FinTech has become such a buzzword now, but what is the real value of FinTech software development? A fintech company is one that primarily relies on financial technology and cloud-based FinTech solutions. The rise of this industry has been nothing short of revolutionary, with changes concerning traditional financial tools. To keep up with the recent FinTech trends and FinTech innovations, learn more about specific technologies: 🔵 Artificial intelligence and Machine Learning Artificial intelligence (AI) in FinTech is paramount in fraud detection, credit scoring, risk assessment, etc. At the same time, Machine learning (ML) in FinTech is a specific approach that focuses on algorithms and model development. AI/ML libraries and frameworks (e.g., TensorFlow, PyTorch) offer a wide range of pre-built algorithms that can be customized and fine-tuned to match financial institutions' specific needs perfectly. 🔵 Blockchain and cryptocurrency Blockchain technology is one of the most prominent FinTech innovations, making a huge difference in the digital transformation of finance. Blockchain development frameworks (e.g., Hyperledger Fabric, Ethereum) are essential to create and deploy blockchain-based applications and cryptocurrencies. For example, Hyperledger Fabric allows businesses to plug in different components with the help of a modular architecture. 🔵 Open banking and APIs Open banking APIs (e.g., PSD2, Open Banking Standard) are a set of protocols and tools that enable third parties to access important financial information securely and efficiently. One of the common applications of API development is to allow authorized users to initiate payments from a customer’s bank account. In mobile FinTech development, this leads to seamless payment integration and enhanced cybersecurity security and frameworks. 🔵 RegTech and InsurTech RegTech (Regulatory technology) is the specific use of software and data analytics technology so that financial institutions and other regulated entities can efficiently manage compliance with regulatory requirements. At the same time, InsurTech (Insurance technology) enables insurers to personalize insurance products or enhance risk assessment. 🤔 So…here’s a truth time. Do these tech trends sound catching for you? Think and decide how much #FinTechTechnologies matter to you and your business. If you want your company to grow and develop, we bet such changes are as necessary as air. 👉 Contact us and hire TOP development team from Ukraine with #InnovationFeel! 

Want to catch up on the hottest trends and discussions from Money 20/20 🚀? In this must-watch recap, fintech expert Bruno Diniz brings you key insights straight from Vegas, the epicenter of the world's biggest fintech and payments event and sits down with several industry movers and shakers to get their perspectives on the latest trends in global financial services. Don't miss his exclusive interview with Microsoft's Head of Financial Services Americas, Jacqueline O'Flanagan, where she shares how some of our biggest customers are deploying generative AI and what's next on the horizon. Watch the video 📽️: https://lnkd.in/ekUKBdHm #Money2020 #Fintech #Innovation #genAI #msftadvocate #financialservices

"Despite the reality that many fintech offerings are inherently global, they ultimately need desirable places to land and intersect with traditional financial markets." For fintech solutions, talk to eCQ today! #Fintech #ithiring #itrecruiters #techhiring #techrecruitment

Sypar Still about #Web3. Sypar's areas of activity: https://lnkd.in/d75mg6Mj #web3 #web4 #digitalera #artificialera #digitaltransformation #fintech #artificialintelligence #metaverse