Kent Reliance For Intermediaries’ Post

Understanding who wants to help with a mortgage renewal is almost as important as the renewal itself. #newblogpost #mortgagerenewal #mortgagebroker #analogue #mortgageadvice

In the latest edition of iPipeline Quarterly UK, we asked Andy Walton from Mortgage Advice Bureau to share his views on the future of protection. Find out more about Andy’s view on a protection advice renaissance and the importance of the customer advice journey -> https://hubs.li/Q02V365d0 #Protection #MAB #FinancialAdvice

How brokers can use specialist mortgages to help a new kind of adverse customer – Atkins https://lnkd.in/eqkpHRbC #specialistmortgages #adversecredit

Pros & Cons Of A Higher Downpayment Thinking about making a larger down payment? Here are the pros and cons to consider! Pros: ✅ Lower monthly payments – Save more each month ✅ Avoid PMI – Say goodbye to private mortgage insurance ✅ Lower interest – Potentially secure a better rate Cons: ⚠️ Less cash for other needs – Ties up funds that could go to renovations or savings ⚠️ May delay buying – Saving up can take longer ⚠️ Opportunity cost – Funds could be invested elsewhere Every buyers situation is unique work with your local lender to make this important choice. #HomeBuyingTips #RealEstateAdvice

We are so excited to have Nero Private featured in Mortgage Business Online!  🗞️ Our alternative credit solutions are designed to empower SMEs to grow and fortify their operations while also providing investors with stable and secure returns. Discover more about our mission and innovative approach in the full article below! 🔗 https://lnkd.in/gkt9ersp #NeroPrivate #AlternativeCredit #AustralianFinanceNews

3 ways I’ve saved clients time and money this week: 1. Getting a mortgage Someone came to us after several painful phone calls to get a mortgage direct with their bank. 30 minutes on the phone with us, 3 emails exchanged and they had applied for the best interest rate (saving £800 interest a year) available within 1 working day. 2. Guidance to open a cash ISA After reviewing a clients’ finances it made sense for them to use a cash ISA this year. Quick email with guidance to find best interest rates, 15 minutes opening an account, £400 gained in interest plus £270 saved in tax. Win, win. 3. Selling shares before the budget A client was using company share sales to fund their deposit on a house purchase. We made a call to discuss. They made the sales with an £80,000 capital gain in the shares, 4% saved from sales pre-budget (£3,200). We love helping clients save time ⏰ and money 💰

3 ways I’ve saved clients time and money this week: 1. Getting a mortgage Someone came to us after several painful phone calls to get a mortgage direct with their bank. 30 minutes on the phone with us, 3 emails exchanged and they had applied for the best interest rate (saving £800 interest a year) available within 1 working day. 2. Guidance to open a cash ISA After reviewing a clients’ finances it made sense for them to use a cash ISA this year. Quick email with guidance to find best interest rates, 15 minutes opening an account, £400 gained in interest plus £270 saved in tax. Win, win. 3. Selling shares before the budget A client was using company share sales to fund their deposit on a house purchase. We made a call to discuss. They made the sales with an £80,000 capital gain in the shares, 4% saved from sales pre-budget (£3,200). We love helping clients save time ⏰ and money 💰

To initiate the mortgage process, download the checklist via our website containing all the necessary information and documents needed to proceed. DMS is pleased to discuss financing options for a home in the Netherlands. Remember to bring your ID, your most recent payslip or proof of income, and the necessary residency documents to the first appointment. 🏠 #dms #expat #vaesfinance #advice

Another reason why Brokers work within your best interest. After 12 month check-in with our client I advised the client to give their lender a call to get a lower rate than their already 6.24% p.a. The bank's retention representative advised that 6.22% was the "best they could do". We thought otherwise and advised the client to call their bluff. We then lodged a discharge form on behalf of the client and they were called the very next day and were offered 6.04% on a loan that was 80% of their property value and 2 years' worth of annual fees waived.. On a $500,000 mortgage, our client is saving a further 0.16%, $800 per annum in interest alone and received a further $800 for staying with their lender. Brokers are incentivised to keep you as their client. They are true relationship managers and genuinely care how much you're paying to the bank. Would your banker do this for you? Have they simply said "there is no further movement on the rate" or "this is the best we can do". Call your bank or better yet.. call their bluff. #Knowhentoholdem #Knowwhentorun

Thinking about making a larger down payment? Here are the pros and cons to consider! Pros: ✅ Lower monthly payments – Save more each month ✅ Avoid PMI – Say goodbye to private mortgage insurance ✅ Lower interest – Potentially secure a better rate Cons: ⚠️ Less cash for other needs – Ties up funds that could go to renovations or savings ⚠️ May delay buying – Saving up can take longer ⚠️ Opportunity cost – Funds could be invested elsewhere Every buyer's situation is unique: work with your local lender to make this important choice. #HomeBuyingTips #RealEstateAdvice #gloriadillardteam⭐️