Kim Miller Realtor® Counts Real Estate Panama City Beach’s Post

Higher interest rates mean higher monthly payments. Find out how this affects your loan options and budget! 💸🏠 #RealEstate #InterestRates #HomeBuying #MortgageRates #PropertyInvestment

🤔💡 Did you know? Home Equity Agreements (HEAs) are a relatively new type of loan that's gaining popularity. Unlike traditional loans, HEAs don't require monthly payments and are more lenient with homeowners' credit scores and qualifications. This makes it easier for homeowners with lower credit scores and higher debt-to-income ratios to access a loan.🏡💰 Source: Realtor Finance Advice. Read more here: https://lnkd.in/gSPGzkHy #HomeEquity #RealEstateTips #GeorgeannHoover

Deducting mortgage interest on rental property can be one of the biggest tax breaks for real estate investors! #RealEstateAccounting #RealEstateFinance #TaxServices #FinancialAdvisory #AccountingForRealEstate #PropertyInvestment #TaxAdvisory #RealEstateCPA #FinancialPlanning #RealEstateTax #TaxStrategy #RealEstateInvesting #AccountingServices #CommercialRealEstate #taxplanning #RealEstateDevelopment #PropertyTax #RealEstateAdvisors

Even though affordability is improving, it’s still tight. So, it’s important to take some time early on to talk to a lender about pre-approval. As part of that conversation, you’ll go over your loan options, what you can borrow, and your monthly payment, so you can gauge what really works for your budget. #realestatetips #homebuying #staycurrent #AtlantaRealtor #ATL #AtlantaGA #AtlantaRealEstate #AtlantaHomes #LuxuryRealEstate #AtlantaRealEstateAgent

Deducting mortgage interest on rental property can be one of the biggest tax breaks for real estate investors! #RealEstateAccounting #RealEstateFinance #TaxServices #FinancialAdvisory #AccountingForRealEstate #PropertyInvestment #TaxAdvisory #RealEstateCPA #FinancialPlanning #RealEstateTax #TaxStrategy #RealEstateInvesting #AccountingServices #CommercialRealEstate #taxplanning #RealEstateDevelopment #PropertyTax #RealEstateAdvisors

Even though affordability is improving, it’s still tight. So, it’s important to take some time early on to talk to a lender about pre-approval. As part of that conversation, you’ll go over your loan options, what you can borrow, and your monthly payment, so you can gauge what really works for your budget. Sladja Teague 📞 +1 (904) 710-9412 📧 https://lnkd.in/e3iPKq5j • sladja.teague@evrealestate.com #realestatetips #homebuying #keepingcurrentmatters

📊 Monday Morning Snapshot! Example: 80% Conventional Loan 💰 Loan-to-Value Ratio: 80% 🏡 Purchase Price: $500,000 🔑 Credit Score: 780 📅 30-Year Fixed Rate: 5.55% (APR 5.561%) 💸 Principal & Interest Payment: $2,271.16 📌 Note: To calculate the total monthly payment (PITI: Principal, Interest, Taxes, Insurance), add the monthly prorated property taxes and homeowners insurance. #ConventionalLoans #HomeFinancing #InterestRates #MortgageTips #FinancialEducation #RealEstate #HomeOwnership #MoneyMatters #Investment 💼🏠📈 #HomeFinancing #ConventionalLoans #MortgageTips #RealEstateAdvice #Homeownership #FinancialPlanning #MortgageRates #PropertyTaxes #HomeEquity #MondayMarketSnapshot

t’s official! The Federal Housing Finance Agency (FHFA) just announced conventional conforming loan limits will increase to $806,500 in 2025 to reflect changing home prices. With increased buying power, you can start shopping under the new limits today. #guildmortgage#loanlimits

🏡💡 Did you know? A Home Equity Agreement (HEA) is a unique type of loan that allows homeowners to borrow against the equity in their home and repay the loan when the home is sold. It's becoming increasingly popular due to its relatively low barrier to entry.📈 Source: Realtor Finance Advice. Read more here: https://lnkd.in/gPdk2njS #YourRealtorInTheKitchen #RealEstateWithFlavor #HomeCookedHomes

The Loan to Value Ratio is how much you're borrowing compared to the value of the property (and accounting for all fees and taxes). An LVR of 80%, for instance, means you have a 20% deposit to contribute to the purchase once you've paid Stamp Duty and other costs.⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Any questions on home loan jargon? Send us a DM #mymortgageadvantage #mymortgageadvantage #centralcoastnsw #firsthomebuyer #centralcoastproperty #sydneymortgagebroker #newcastlebroker #newcastlensw #sydneyproperty #sydneyhomes #moneymindset #financialfreedom #moneytips #budgeting #australianhomes #sydneyrealestate #iloverealestate #property #investing #coastallifestyle #australianhomes #sydneyagent #sydneyauctions #homebuyer #propertyinvestor #newcastlesmallbusiness #carfinance #sydneysmallbusiness