Lavine LTC Benefits’ Post

Excellent article about eldercare, its costs and how to pay for it. For more personalized information I can discuss the options that fit your situation #longtermcare #eldercare #payingforcare

"Reducing the risk of falls is crucial for the safety and well-being of older adults. As a family caregiver, it's important to take proactive steps to prevent falls. Here are some useful tips: Start with identifying potential fall hazards such as environmental factors, medication side effects, balance problems, and poor vision. Encourage regular exercise to improve balance, flexibility, and strength. Monitor the person's activities and discourage high-risk behaviors. Schedule regular check-ups with healthcare providers to address any health concerns that may increase the risk of falls. Keep a close eye on their mobility and behavior and seek help from a healthcare professional or a specialist in fall prevention if needed. By following these tips, you can help prevent falls and ensure the safety of your loved ones. #comforcare #inhomecare #seniorcare #seniorservices #assistedliving #seniorliving #family #retirement #olderadults #careservices #seniors #seniorlife #healthcare #homecare #slipandfall #fallprevention" www.comforcare.com

Most of us want to grow old in our own homes, yet the emotional and financial toll can't be understated. As a specialist in residential accessibility and aging in place, I've seen firsthand how challenging it can be to balance the dream of staying at home with the practical realities. It's essential to plan ahead or risk overburdening our loved ones. Insurance, savings, and home equity often aren't enough to offset the sheer volume of new expenses. Does your estate plan account for care, home accommodation, maintenance, and repair? #AgingInPlace #Caregiving #Accessibility #FinancialPlanning https://lnkd.in/grckaaes

Most people want to age in their own homes, but will need help doing so. People are living longer with chronic health conditions. About one fourth of those 65 and older will eventually need significant support and services for more than three years. If they want to live at home, they have two options -- paid help or unpaid family members. Costs are high for in-home care and only about 10% of adults 65 and older have long term care insurance, which can cover some in home care costs, depending on the policy. As a result, families remain the backbone of the nation's long term care system. This story shows how some are coping with the financial, emotional and physical strain. #caregiving, #longtermcare, #agingathome

⬇️These are called Qualifying Life Events (QLEs) and they include things like: ✅Marriage or Divorce ✅Birth, Adoption, or Placing a Child for Adoption ✅Loss of Spouse or Dependent ✅Losing Health Coverage (job, Medicaid, etc.) ✅Moving to a New Area with Different Plans ✅Job Change Affecting Coverage (e.g. full-time to part-time) ✅Becoming Eligible for Medicare or Medicaid These QLEs trigger a Special Enrollment Period (SEP) where you can enroll in a new plan or make changes to your existing one – usually within 30-60 days of the event. ⏰ If you or one of your employees have a QLE and want to make changes to their benefits outside of the Open Enrollment window, please contact your dedicated Account Manager so we can assist! #HealthInsurance #QLE #LifeChanges #OpenEnrollment 

⚡ “The new inheritance is not having enough money to give to kids but to have enough money to cover long-term care costs,” 🧐 New Report on Aging at Home Costs has Life Planners rethinking everything! Reach out to schedule your consultation today. www.maryjosaav.com . . . . . #aginginplace #agingathome #caregiverfinances #LifePlanning #HOMELifeDesign #Finance #Health #caregiving #caregiverfinances #multigenerational

In hot weather, heat stroke in seniors is a serious risk. Older bodies are less sensitive to changes in temperature and can’t adjust as well. So, seniors might not even notice that they’re overheating – until they become ill. And chronic health conditions and common medications, like beta blockers for high blood pressure, also make it harder for the body to respond to heat. We explain what heat stroke is and share 6 tips to prevent your older adult from overheating. Find out more at https://lnkd.in/ddakmKV #seniorcare #caregiving

This is a staggering number! As we age, we have a 70% chance of needing long-term care needs after age 65! We have excellent plans to help offset this burden! #bankerslife #LongTermCareAwarenessMonth #retirementplanning

They say that health is our most precious possession, and this never seems truer than when our health fails us: the consequences can be painful not only for the person affected, but also for those who come to their aid. This issue of Financial Insight takes a look at these consequences, specifically from a financial standpoint. In this article we discuss the challenges facing family caregivers. Please reach out to us to discuss further. #healthcare #wealthplanning #insuranceplanning #caregiver #estateplanning

Have you planned ahead for aging at home? Many older adults and their families have concerns about safety, getting around, or other daily activities. Living at home as you age requires careful consideration and planning. Learn more about finding the help you need to live home independently: https://lnkd.in/g-kqepE7 #ageathome #ageinplace #eldercare #seniorcare #inhomecare #newjersey #gardenstateeldercare