Lincoln County Farmers Mutual Insurance’s Post

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #CrossCountryMortgage #EdHuberHomeLoans

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #SouthernLending #TheRobbTeam #CrossCountryMortgage

Your home is your haven, but unexpected events like earthquakes, theft, and floods can disrupt your peace. Secure your sanctuary with comprehensive home insurance. Protect what matters most. #HomeInsurance #ProtectYourHome #PeaceOfMind #InsuranceCoverage #InsuranceBroker #OIB #OrbeeInsurance

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #Alpharetta #Georgia #GA #Atlanta #TeamSadler #CornerstoneMortgageGroup

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #swlendingtx #mortgagebroker #dfwbroker #locallender #lowrates #bestrates #creativefinancing

Did you know that homeowners insurance does NOT cover earthquakes? 😬 ⁠ ⁠ Each year, Southern California experiences about 10,000 earthquakes 🤯 Most of them are too small to be felt, but all it takes is one to *literally* rock your world. ⁠ ⁠ We offer a separate policy for earthquake insurance. ⁠ Give us a call today if you want to learn more! ⁠ ☎️ 818-340-4221⁠ ⁠ ⁠ #statefarm #statefarmagent #earthquakeinsurance

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #kimidoesmortgages

Renters need insurance to protect their belongings from disasters like fires and floods. Property owner's insurance doesn't cover a tenant's personal property, so renters should get their own insurance. Policies vary, so it's important to review them carefully. Some policies may cover electronics and jewelry, while others may not. Consider whether the policy offers "actual cash value" or "replacement cost coverage" for belongings, as this can make a big difference in what you receive if you need to make a claim. . #renters #insurance #propertymanagement #landlords #tenants #springfieldma #westspringfieldma #agawamma

Rising #propertyinsurance rates are a hot topic in California, and for good reason. 🔥 The state has seen a significant increase in the frequency and severity of natural disasters in recent years, which has led to higher costs for insureds and business owners. If you're a property owner in California, it's important to be aware of these rate increases and take steps to prepare for your renewals. Here are a few tips: 1️⃣ Review your coverage limits and make sure they're adequate. 2️⃣ Get multiple quotes from your broker. 3️⃣ Shop deductible options. 4️⃣ Consider adding additional coverages, such as flood insurance or earthquake insurance. 5️⃣ Make sure your building is in good condition and that you have working fire sprinkler systems and smoke detectors. Why? By taking these steps, you can help to reduce your property insurance costs and protect from financial loss. For more information on property insurance rates in California, please visit our website or contact me today. #Insurance #Propertycoverage #California #riskmanagement Heffernan Insurance Brokers

Homeowners insurance protects your home investment and provides peace of mind. But do you know exactly what it covers? Here's a breakdown: What's Covered: 🛡️✅ Damage to your home and personal property from covered perils like fire, theft, vandalism, and certain natural disasters. Liability coverage if someone is injured on your property and you're found legally responsible. What's Not Covered: ❌🚫 Damage from floods, earthquakes, normal wear and tear. Certain personal property like expensive jewelry or artwork. Additional Coverages: 💼🔑 Options to add flood insurance, earthquake insurance, or coverage for high-value items not included in standard policies. Understanding your homeowner's insurance policy is crucial for ensuring you have the right coverage for your needs. Have questions or want to share your experience with homeowners insurance? Shoot us a message and we'll be happy to help! #HomeownersInsurance #InsuranceTips #ProtectYourHome #RealEstate #HomeSafety #GiuseppeBattaglioli #MyDenverHomeLoanTeam #ZenithHomeLoans #OnTimeUnderBudgetNoSurprises