LendingOne’s Post

🚀 Big News for RE Investors! 🚀 DSCR loans are now in the low to mid 6’s, opening up new opportunities for savvy real estate investors. These lower rates make financing rental properties and scaling portfolios more accessible than before. Whether you're an experienced investor or just getting started, these new DSCR rates can offer better cash flow and increased buying power. But what does this really change? With lower interest rates, your monthly payments are reduced, leaving you with more cash on hand. This means you can either save more or reinvest in additional properties. Plus, the current DSCR loan environment provides flexibility, making it easier to qualify based on your property’s income rather than personal income. Now is the perfect time to rethink your strategy and seize the opportunity! 💼💰 #RealEstateInvesting #DSCRLoans #CashFlow

IPDC Finance and building technology & ideas ltd. - bti have announced an enriching partnership catering to Home Loan Customers of IPDC Finance by signing an MoU. #IPDCFinance #bti #StrategicPartnership #BrandPartnership #BrandCollaboration #BrandInsights #News #LatestNews #TodaysNews #brandpractitioners

# Only put off until tomorrow what ## you are willing to die having left undone Under the agreement, SoFi has made a significant move in the financial industry as it announces its partnership with loan origination partners and its plan to originate loans for third parties. This strategic decision has ignited excitement within the retail sector and has resulted in a surge of SoFi's stock value. The collaboration with loan origination partners allows SoFi to refer pre-qualified borrowers to these partners while also enabling them to directly originate loans for third parties. This expansion of SoFi's lending capabilities not only strengthens its position in the market but also opens up new opportunities for growth and revenue generation. Investors are increasingly optimistic about this development, as it further solidifies SoFi's position as a leading player in the finance industry. With the potential for increased loan volumes and revenue streams, SoFi's stock has experienced a significant jump, reflecting the market's positive sentiment towards the company. To avoid the Fear of Missing Out and capitalize on this exciting opportunity, investors should consider exploring the potential of investing in Health Savings Accounts \(HSAs\). HSAs provide a unique avenue for saving and investing specifically for healthcare expenses, making them an ideal option to secure your financial future while prioritizing your health and well-being. #cta #hsa #investing #healthcare #health #family #wellness 💰💪

📢 ICYMI: Late last month, Ginnie Mae announced the HMBS 2.0 term sheet, a program designed to support liquidity in the reverse mortgage market and ensure stability for Issuers and seniors alike. 🏡    💡 What is HMBS 2.0?  This program addresses critical challenges when HECM loans cannot immediately be assigned to the Federal Housing Administration and HUD Office of Housing. By allowing these loans to be re-pooled, HMBS 2.0 delivers durable liquidity solutions while maintaining protection for taxpayers.    ⚙️ Key highlights of the program include:   • Capping pooling participation at 95%.  • Permitting securitization of certain loan advances.  • Revising pool certification requirements.  • Adjusting the Maximum Adjusted Property Value Ratio.    🔍 Learn how HMBS 2.0 supports Issuers, taxpayers, seniors and investors: https://t.co/sTkx3QML3X.  #ReverseMortgage #HousingFinance #HMBS 

Over the last several weeks our team has received requests for financing of NNN properties. This investment class saw a significant decline in transaction volume over the last 18 months primarily due to rising interest rates. As rates remain elevated, asset valuations needed to adjust to market demand, and have slowly started to come down to a stabilized level that investors are willing to acquire them for. I wanted to highlight a few key points investors should pay close attention to when seeking financing for NNN properties. ➡️ Loan Structures: Financing for NNN properties typically includes fixed-rate, floating-rate, or bridge loans. Terms are often tailored to the lease duration, with loans structured to match lease lengths, especially for single-tenant properties. Non-recourse loans are also common for high-credit tenants. ➡️ Tenant Quality: Lenders prioritize properties leased to investment-grade tenants with stable financials. For non-credit tenants, lenders would then prefer tenants with strong market positions and proven operational histories ➡️ Interest Rate Environment: With higher rates, lenders emphasize positive leverage and cash-on-cash returns. ➡️ Asset Type and Location: Lenders prefer retail properties in accessible, high-traffic locations with solid market fundamentals. ➡️ Lenders Involved: A mix of lenders, including local and national banks, life insurance companies, and specialty lenders, cater to the NNN market. These lenders often require detailed lease abstracts and tenant credit evaluations when requesting financing terms. If you find this information helpful, I'd recommend keeping it on hand or passing it along to any investor interested in acquiring NNN properties. #cre #cref #finance #commercialrealestate #NNN #NNNfinancing #financing #commercialloan #commercialmortgage #commercialbroker #commercialbanker #banker #bank #lender #lending

It’s exciting times when LMG, Australia’s biggest broker community, partners with Athena Home Loans, one of the country’s most digitally-savvy lenders. The result? Apollo - radically better loans that give brokers a digital advantage. Built with the insights of over 75 brokers nationwide, Apollo is packed with features that make a real difference. Imagine offering clients: - more borrowing power - easier approvals - a seamless app - and your gorgeous face, brand and contact details front and centre in the app - so you’re always just a tap away. It’s all here, and it’s exclusive to LMG and Loan Market brokers. Ready to get the digital advantage? Let’s go! #radicallybetter #digitalbroker #LMG #loanmarket #athena #betterbeginshere

🔄 Revolutionize your loan processing with Argyle, just like LMCU! 🔄 What if you could auto-retrieve paystubs and W-2s, instantly verify income and employment, and qualify for Day 1 Certainty®—all while slashing costs by 60-80%? That’s exactly what our technology delivers. LMCU has already proven the benefits: saving $100 and cutting three weeks off each closed loan. Unlock the full potential of your loan process—read our case study to learn more! https://lnkd.in/gFreHVXn #LoanProcessing #FinTech #Efficiency #Innovation #Mortgage

You may have missed this...👀  Our latest client case study featuring Joe Defries CeMAP at The Loan Partnership Ltd is now live on our website! 🌟 Dive into the insights of TLP and discover why they chose to partner with OMS.   Haven't checked it out yet? Click the link below to read the full case study! 👇 #TLP #PartnershipJourney #Innovation #FuturePlans #LoanPartnership #OMS #secondmortgagerate

Over the last few weeks I've authorised over £3,000 in additional £50 vouchers we provide for every completion (alongside the proc, of course). When deciding at outset what type of brokerage we were to be, it had to be genuine. Honestly transparent, authentic and truly adhering to the principles of high quality advice for fair cost. Lowering fees for second charge mortgages to £995 away from a percentage fee model regardless of size, complexity or client profile; giving away 100% of the proc and then a £50 voucher as a cherry on top, changed the way we do business. We sealed the deal by removing fees on all bridging loans over £150,000. Introducer feedback: Amazing! Lender feedback: Amazing! Compatriot feedback: Why is it spicy?! I believe everyone should be able to access good service, funding and regulated advice without a massive price-tag and as MFSB grows, it is testament that the good guys, can win. If you are an intermediary looking to access specialist finance but believe it is too-expensive, you've already been quoted a percentage fee or the service hasn't met your expectations, get in touch with me today and allow me to change your mind on what good looks like.

You served our country. Let us return the favor by lowering your rate. That could mean lower monthly payments and no appraisal is necessary. Contact us to learn more. #yourlocalbroker #mathewsonmortgagecapital #mmc #mortgagebroker #mortgagelender #financialfreedom #dreamhome #homeownershipjourney