Lewys Richards FPFS - Chartered Financial Planner’s Post

We are here to help you invest in your future ⭐️ Financial planning ⭐️ Pensions and retirement ⭐️ Savings and investment ⭐️ Protecting your finances ⭐️ Business protection ⭐️ Wealth management Looking for financial advice? Enquire with our expert advisers today👇 📞 01284 703803 📧 advice@stedswm.co.uk 🌐 www.stedswm.co.uk *The value of investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change

Yours forties are your peak wealth building years. With some simple strategies, regular investments and an appropriate level of risk you can maximie your returns. ISA and pensions should be your staple with regular investments going in. Minimise taxes. Take a long term approach. Follow @worktolivefp for more tips on building wealth in 40s Disclaimer. These posts are not financial advice which needs to be based on your individual circumstances. Investments & pensions go up as well as down, and you may get back less than put in. Past performance not guide to future investment performance either. Your investment strategy should match your risk appetite. Speak to a trusted Financial Planner if need advice.

Financial Tip of the Week: Don’t Be Afraid to Talk About Money Most people avoid talking about money because it feels overwhelming, but that silence could be holding them back. In fact, 81% of people in the UK avoid talking about their finances due to fear, shame, or worry about being judged. At Your Y, we guide you step by step through the financial planning process, helping you gain the confidence to fuel your dreams. Let’s start your financial journey today and break down the barriers to financial clarity. 💼 https://lnkd.in/e64Q2XSB #FinancialConfidence #PlanForTheFuture #YourY Source: Money and Pensions Service (MaPS)

Self-visualisation helps you set your goals, but money makes them happen. Knowing your goal motivates you to start making smart, practical financial steps towards the future you imagine. A good starting point is to put aside a regular sum of money in an easily accessible account or Cash ISA for emergencies. You can save another regular monthly amount in other tax-efficient ISAs, or your pension for medium- and long-term goals. You have plenty of options about where to save – from Stocks & Shares ISAs, Cash ISAs or other investments, and pensions. Each has different tax advantages, pros, and cons, so taking expert advice will help you feel confident about your choice. Talking to a financial adviser can help you start on the right foot.

Avoid this big mistake when it comes to your financial planning. TRUE WEALTH GOES BEYOND A NUMBER I mainly work with clients in 40s to help you build your wealth. Together we will create a financial plan so you can use your money to live the life you want to live now & in the future. All underpinned with expert independent financial advice around pensions, investments & insurances. CHARTERED FINANCIAL PLANNER 😀

Knowledge is power. Want to successfully grow your pension you need to find what's going on with it. Then you can take action. Stop burying your head in the sand. These posts are not financial advice which needs to be based on your individual circumstances. Investments & pensions go up as well as down, and you may get back less than put in. Past performance not guide to future investment performance either. Your investment strategy should match your risk appetite. Speak to a trusted Financial Planner if need advice.

Are your finances split across multiple assets: savings, property, pensions, investments, business... or are all your eggs in one basket? Speak to us for advice on diversifying your Easter Egg portfolio. Happy Easter, everyone! Disclaimer: This post is for financial education, not financial advice. Past performance is not indicative of future results. Investments can go up and down in value. Before making any financial decision, we recommend seeking financial advice.

Did you know that independent research has shown that a person who uses a Financial Adviser is on average £47,000* better off when they retire? That’s a substantial amount of money! And that’s not taking into account the peace of mind you get knowing you have a realistic plan in place and are on track to achieve it. It comes down to getting the most from your investments while effectively managing your taxes.  If you do both well, you should get a return that is considerably higher than any fees or charges you incur. #financialplanning #retirementplanning #investmentplanning #peaceofmind *The ILC has calculated that if a person received professional financial advice between 2001 and 2006 it resulted, on average, in them being £47,706 better off in terms of pensions and financial assets once fees and charges had been taken into account in 2014/15. (What it's worth - revisiting the value of financial advice, ILC, November 2019).

At The PREC Planners we know that being successful at building your wealth starts by having a plan. Getting started is the toughest part. Where do you begin? Cashflow? Taxes? Investment Portfolios? Pensions? Assets? Debt? Risk management? Goals? Are you and your partner and family on the same page? Sheesh! That’s a lot! Which is why we’ve built the Five Phases of Wealth planning. We have the systems and team to coach you through building and achieving your wealth plan. PHASE 1: Learn and List PHASE 2: Assess and Audit PHASE 3: Plan and Present PHASE 4: Act and Implement PHASE 5: Monitor and Move See the full details here and book your consultation. https://lnkd.in/eY6Q3XQK #precplanners #FinancialPlanning #FinancialSuccess

People are often surprised when they ask me about how financial advisers can help them. Some think we only deal with ‘boring stuff’ like protection, pensions or investments – and while that is definitely part of it, we do so much more. For me, it’s about how we can give you that sense of financial freedom so that you can achieve what you want in life, how we can help you make confident and informed decisions about your finances, decisions that transform your financial situation so that you can follow your dreams and achieve your long and short-term goals for you and your loved ones. Remember, it’s all about you – your needs and goals are our priority. #investmentplanning #retirementplanning #wealthmanagement #personalfinance #financialfreedom