Lone Star Benefits, Inc.’s Post

This year, we faced a 30% increase in our benefits premiums 📈. Our broker at the time? Big name, but their “strategies” only added to the hikes, and their compliance advice wasn’t reliable. We switched to Heather Bowers and her team at Lone Star Benefits, Inc. The result? We cut that 30% increase down to 11% while keeping plan quality intact 🙌. Benefits aren’t just numbers on a budget—they’re personal. They impact every employee’s health, finances, and peace of mind. Heather doesn’t just crunch numbers; she advocates and cares for employees like I do. It can be hard to for SMBs to find a good broker. Here’s my advice: ❓ Ask questions. Understand the details. ❗ Look for a broker who specializes in serving small to mid-sized businesses—they often provide better service tailored to your needs. Switching brokers might sound intimidating, but it’s easier than you think—and worth it. I’ve done it twice with Heather Bowers, and each time, she’s proven herself as a trusted partner in this critical function. Thank you, Heather Bowers and Lone Star Benefits, Inc. for all you do for our employees! #EmployeeBenefits #SMBBenefits #SmallBusinessSupport #BenefitsThatWork

Happy Friday! 🌴 Who else needs a benefits sherpa to guide them through the weekend? 🙋♀️ Well, we might not have answers for that lost remote or where your keys went, but we’ve got your back when it comes to benefits. 😎 O’Eme (pronounced ‘Oh-E-me’) is all about keeping things simple, clear, and totally stress-free. Imagine this: a benefits hub that doesn’t just provide plan details but also includes Sherp, the Benefits Sherpa™ 🏔️, ready to answer common questions like, “What’s the difference between my deductible and my premium?” or “How does my health plan cover specific treatments?” With Sherp, employees get clear, straightforward answers that make benefits easier to understand. We're here to take the overwhelm out of open enrollment and turn it into open enjoyment. Because who doesn’t want a little extra zen in their benefits game? 🌊🧘♂️ So, here’s to a weekend as clear and calm as your benefits experience with O’Eme! 🌞 #OpenEnjoyment #FridayFeels #OEmadeEasy #BenefitsMadeSimple

#WellnessWednesday! Employers have been trying to address many of the same benefits challenges for the last few years, such as rising health care costs and competitive compensation. Some employers have responded to these challenges by attempting to meet employee demands, but by and large, most employers still struggle to find adequate solutions. These challenges are likely to continue through the remainder of 2024. This infographic highlights six benefits trends to watch in the second half of 2024: ⚕️ 𝖧𝖾𝖺𝗅𝗍𝗁 𝖼𝖺𝗋𝖾 𝖼𝗈𝗌𝗍 𝗆𝗂𝗍𝗂𝗀𝖺𝗍𝗂𝗈𝗇 ⚕️ 𝖯𝖺𝗂𝖽 𝗅𝖾𝖺𝗏𝖾 ⚕️ 𝖯𝖾𝗋𝗌𝗈𝗇𝖺𝗅𝗂𝗓𝖾𝖽 𝖻𝖾𝗇𝖾𝖿𝗂𝗍𝗌 ⚕️ 𝖤𝗆𝗈𝗍𝗂𝗈𝗇𝖺𝗅 𝗌𝖺𝗅𝖺𝗋𝗒 ⚕️ 𝖬𝖾𝗇𝗍𝖺𝗅 𝗁𝖾𝖺𝗅𝗍𝗁 𝖻𝖾𝗇𝖾𝖿𝗂𝗍𝗌 ⚕️ 𝖥𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗐𝖾𝗅𝗅𝗇𝖾𝗌𝗌 Contact my team and I today for more information or for your copy of the 2024 Midyear Benefits Trends to Monitor for your Employee Benefits Program! Like my content? Don't forget to Follow my hashtag: #ivegotyoucovered Ring the Bell 🔔 on my profile Simply Click the Follow Me Button Monica Liang-Allen 梁藝瑩 | World Insurance Associates LLC #EmployeeBenefits #BenefitTrends #BusinessOwners

Employee health benefits date back to the early 1900s, while 401(k) plans originated in the late 1970s. Today, we're rewriting the narrative, advocating for the integration of health and wealth benefits. #HealthBenefits #RetirementSavings

Group Benefits that go beyond the basics. Elevate your company's appeal with comprehensive benefits plans that truly care for your employees' health and future. See how at https://ftt.rocks/4av6ej4. #HealthyWorkplace #BenefitPlans

At CGB, we're not your typical benefits broker. We're on a mission to revolutionize the way companies approach employee health plans. From day one, we educate our clients about the advantages of self-funding. We're transparent about the math and show how our expertise in self-funded plan design can significantly impact your bottom line. We take pride in being true advisors, focusing on finding the right plan for your unique situation rather than pushing overpriced, one-size-fits-all products. If you're tired of watching your health costs skyrocket year after year, it's time to consider self-funding. Our team will analyze your claims data, walk you through your options, and craft a tailored solution to help you take control of your healthcare spend. The savings are waiting for companies ready to embrace a more innovative approach. Are you ready to break free from the status quo? Reach out to us on LinkedIn to learn more about how CGB is changing the game in employee health plans. #EmployeeHealthPlans #SelfFunding #BenefitsBroker #HealthcareCosts #InnovativeSolutions

Have you really reviewed your workplace benefits being offered? These packages often play a critical role in your family's health and financial well being. Check out our guide to get a head start on making the most of your benefits as open enrollment season nears.

At CGB, we're not your typical benefits broker. We're on a mission to revolutionize the way companies approach employee health plans. From day one, we educate our clients about the advantages of self-funding. We're transparent about the math and show how our expertise in self-funded plan design can significantly impact your bottom line. We take pride in being true advisors, focusing on finding the right plan for your unique situation rather than pushing overpriced, one-size-fits-all products. If you're tired of watching your health costs skyrocket year after year, it's time to consider self-funding. Our team will analyze your claims data, walk you through your options, and craft a tailored solution to help you take control of your healthcare spend. The savings are waiting for companies ready to embrace a more innovative approach. Are you ready to break free from the status quo? Reach out to us on LinkedIn to learn more about how CGB is changing the game in employee health plans. #EmployeeHealthPlans #SelfFunding #BenefitsBroker #HealthcareCosts #InnovativeSolutions

In today’s competitive business world, finding strategies to save money while enhancing employee well-being is a game-changer. That’s where the Preventative Health Initiative comes in—a program designed to promote healthier lifestyles among employees while offering businesses substantial tax incentives. Here’s why this initiative is a win-win: ✅ Tax Savings: Gain an average of $500 per enrolled employee annually—potentially saving your business tens of thousands of dollars. ✅ No Cost to Employees: Tax incentives fund the program, ensuring no additional financial burden on your team. ✅ Improved Workforce Wellness: Reduced absenteeism, increased morale, and higher productivity. ✅ Seamless Implementation: No upfront costs or complex administrative requirements. By investing in preventative health measures, businesses not only save on taxes but also foster a healthier, happier, and more productive workforce. 💬 Want to learn more? Let’s explore how this program can work for your business! This information is for informational purposes only and does not constitute financial advice. Please consult a licensed professional for guidance specific to your needs. #WorkplaceWellness #TaxSavings #EmployeeHealth #BusinessGrowth #PreventativeHealth #Leadership #iis4u

During #OpenEnrollment employees make important decisions about their #HealthCarePlans and other benefits. However, confusion about #benefits is a big issue. A survey by Business Solver found that 86% of employees are confused about what's being offered https://lnkd.in/eBtU_EEj