Lucra Mortgages’ Post

Understanding Mortgages: What is a Mortgage in principle?🤔 Are you starting your journey towards buying a dream home but feeling a bit puzzled about mortgage jargon? Let's demystify one key term today: Mortgage in Principle (MIP).  ◦ What is a Mortgage in Principle? A Mortgage in Principle is essentially a statement from a lender indicating how much they would be willing to lend you, based on some initial information about your income, debts, and credit score. Think of it as a lender's 'initial thumbs up' saying you're a good candidate for a mortgage. Why is it important? Getting an MIP is a great first step in your home-buying journey It helps you: Set Your Budget ✅ Know how much you can afford ✅ Gain Credibility ✅ Show sellers you're a serious buyer ✅ Speed Up the Process ✅ Be ready to make an offer quickly ✅ How to get a Mortgage in Principle? It's simpler than you think! Just reach out to a mortgage advisor (like us!), and we'll guide you through the process. Remember, an MIP is not a guaranteed mortgage offer, but it's a solid start. Need more guidance or ready to take the next step? Let's chat!💬 info@penguinmortgages.co.uk www.penguinmortgages.co.uk 0333 041 6234 Your home may be repossessed if you do not keep up repayments on your mortgage #mortgages #mortgageadvice #firsttimebuyer #mortgagesforforeignnationals #tier2mortgages #mortgagesfornhs

Mortgage Jargon 🏠❓... 𝗟𝗲𝘁 𝘂𝘀 𝗴𝘂𝗶𝗱𝗲 𝘆𝗼𝘂 𝘁𝗵𝗿𝗼𝘂𝗴𝗵! 🙂 If you are thinking of looking for a mortgage, you'll find that there is a lot of research to do! There are so many lenders and they generally specialise in different types of mortgages, but they also have different circumstances or cases that they just do not transact business on. It’s very complex and to this end ‘Which?’ have a useful link to their ‘A-Z mortgages jargon-buster’ 👇 🌐 bit.ly/3BAjXFv 𝗙𝗼𝗿𝘁𝘂𝗻𝗮𝘁𝗲𝗹𝘆, 𝗮𝘁 𝗪𝗶𝗹𝗹𝗰𝗼𝘅 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹, 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗝𝗮𝗿𝗴𝗼𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗹𝗮𝗻𝗴𝘂𝗮𝗴𝗲 𝘄𝗲 𝘀𝗽𝗲𝗮𝗸 𝗲𝘃𝗲𝗿𝘆𝗱𝗮𝘆 𝗮𝗻𝗱 𝘄𝗲 𝗸𝗻𝗼𝘄 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝗵𝗼𝘄 𝘁𝗼 𝘁𝗿𝗮𝗻𝘀𝗹𝗮𝘁𝗲 𝘁𝗵𝗶𝘀 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗻𝗲𝗲𝗱𝘀. 👊 We will provide you with a separate ’Key Facts about our Services’ document detailing the mortgage services we offer and the costs of those services. Contact us to find out more via: 📞 01646 650 004 or 📧 jade@willcoxfinancial.co.uk 🌐 https://lnkd.in/e54iWEB2 Willcox Financial Ltd. 𝘾𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙮, 𝙞𝙣 𝙖𝙣 𝙐𝙣𝙘𝙚𝙧𝙩𝙖𝙞𝙣 𝙒𝙤𝙧𝙡𝙙. ❕ Your home may be repossessed if you do not keep up repayments on your mortgage. ❕ #Mortgage #MortgageAdvice #MortgageJargon

Are you hoping to become a first time homeowner this year but feeling apprehensive about securing a mortgage? 🤯 Look no further! We're here to guide you through the journey of securing your first mortgage with ease and confidence. We will remove the stress and hassle from a pretty long-winded, complex (yet essential) process, whilst also injecting a little fun along the way 😀 Can we find the right deal for you? 👍🏻 Ready to get started or have questions? 📩 DM us 📧 enquiries@chmortgage.co.uk 📲 07824 773099 Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

Can you really save money by making bi-weekly mortgage payments?? The answer is YES! Check out my video to learn how and follow me for more mortgage advice and tips! @shelley_rhoades_mortgage If this method appeals to you and you're not sure how it works, shoot me a text or give me a call! 815-761-9090 #shelleyrhoades #mortgageloanofficer #fortcollinsmortgages #interestrates #biweeklymortgage #fortcollins #illinoismortgageloanofficer #homeownership #mortgagetips #mortgagetipsformillennials #mortgageadvice #fortcollinsco

If a Lender is parting with hundreds of thousands of pounds 🤑 then it shouldn't be a surprise that they're going to need some paperwork 📄 We advise getting as much of this together before your initial appointment as possible as it will enable a full fact find to be completed and accurate advice to be provided. Best to start checking these things now and getting your paperwork together for a much smoother process ✔️ Speak to a Mortgage Solutions HUB expert today to book your mortgage appointment 👇 📞01527 272577 📞07936 047670 📞07856 910158 📧info@mortgagesolutionshub.com Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage Solutions Hub Ltd may charge a fee for mortgage advice. The exact amount will depend on your circumstances but will range from £0 to £495 #mortgage #mortgagebroker #newhome #movinghome #firsttimebuyer #mortgageadvice #property #mortgagelender #homeloan #broker #homebuyer #mortgagerate

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐞𝐫𝐞'𝐬 𝐚 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐜𝐞 𝐁𝐮𝐫𝐞𝐚𝐮 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐚𝐝𝐯𝐢𝐬𝐞𝐫 𝐢𝐧 𝐞𝐚𝐜𝐡 𝐨𝐟 𝐨𝐮𝐫 𝟏𝟎 𝐨𝐟𝐟𝐢𝐜𝐞𝐬 𝐚𝐧𝐝 𝐲𝐨𝐮 𝐝𝐨𝐧'𝐭 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐛𝐮𝐲𝐢𝐧𝐠 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐓𝐡𝐞 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐂𝐞𝐧𝐭𝐫𝐞 𝐢𝐧 𝐨𝐫𝐝𝐞𝐫 𝐭𝐨 𝐮𝐬𝐞 𝐭𝐡𝐞𝐢𝐫 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬?⁠ ⁠ Here's a message from our business partner, Mortgage Advice Bureau⁠ ⁠ There's been a lot of movement in the mortgage market over the past few weeks, which may leave you with questions about your mortgage and financial circumstances. ⁠ ⁠ Whether you're thinking about rates, deposits or protection, our expert advisers are here to help you get mortgage ready.⁠ ⁠ 𝐒𝐢𝐦𝐩𝐥𝐲 𝐜𝐥𝐢𝐜𝐤 𝐭𝐡𝐞 𝐥𝐢𝐧𝐤 𝐛𝐞𝐥𝐨𝐰 𝐭𝐨 𝐠𝐞𝐭 𝐢𝐧 𝐭𝐨𝐮𝐜𝐡.⁠ https://lnkd.in/eE48rkPd ⁠ #mortgages #mortgageready #mortgagebrokers #mortgageadvice #mortgagehelp #gloucester #worcester #stroud #cheltenham

Mortgage Q&A ⏳ Question: "Do I have options if I'm struggling to make my mortgage payments?" My answer: Yes. There are relief programs available to you. If you're one of many Canadians struggling to make ends meet and require assistance with your mortgage, reach out and I can help you navigate that situation 📱 Watch to find out more and, as always, If you have any mortgage related questions, drop a comment below ⬇️ - - - - - - - - #mortgages #mortgagecanada #mortgagebroker #canada #bcbroker #bankofcanada #langleybroker #surreybroker#vancouverbroker #topmortgagebroker #southsurrey #creditscore #realty #realestate #realty #vancouverhomes #vancouverrealty #vancouverrealestate #tips #realestatehack #mortgagehack #instahappy #borrow #family #realtor #canadian #entreprenuer #qanda #questions #luxuryrealestate

One of the key reasons for using a mortgage broker is their expert knowledge to find the most suitable mortgage deal for you. However, there is so much more to look out for than someone just being able to find you a good deal. Prioritise qualities like being helpful, communicative, informative, and available 👌 Look for calmness, good humour, professionalism, and speed. Thankfully, Stacey and Kelly embody all these traits, making them a dynamic duo that's both fun and tenacious 😍 ✨ Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

👻 Don’t hide away from your remortgage! 👻 Has your current mortgage deal nearly come to an end? Don’t stay in the shadows – Whiteoak Mortgages can help you find the right remortgage option to fit your needs. Reach out today to make sure you’re not haunted by higher payments! 🏠🔍 ☎️ 01905 419 914 You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed. #WhiteoakMortgages #ad #Worcestershire #InterestRates #MoneySaving #MortgageAdvisers #Remortgage #LifeInsurance #Worcester #Droitwich #Malvern #Evesham #Pershore #Kidderminster #Stourport #Bewdley #WyreForest #Mortgages #FirstTimeBuyers

Is you current mortgage product about to expire? Do you know how long it takes to remortgage (move) to a new lender? It could be anything from 3-6months. Do you know what happens if your product expires? It will run on to the current lenders SVR rate (standard Varible rate) and at the moment this could be around 7.5% lender dependant and I assume thats a rate noone wants to see!! To give youself time to move ledners, and ensure you dont run onto the SVR rate. You should really be speaking to a broker 6months before your current product expires. That way we can keep an on rates for you. Ensuring you obtain the best rate in the market. Also did you know, if you secure a rate and they drop. You can move to the new rate up to completion. It costs nothing to talk, but we could just save you some money going forward. #mortgages #mortgageadvice #mortgagebroker #remortgaging #womeninbusiness #cheshire Your home may be repossessed if you do not keep up repayments on your mortgage. This firm does not charge a fee for mortgage advice. The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.